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Citadel


Overview / Commentary
www.citadelbanking.com
800-666-0191
520 Eagleview Blvd
Exton, PA 19341

Citadel is headquartered in Exton and is the 4th largest credit union in the state of Pennsylvania. It is also the 56th largest credit union in the nation. It was established in 1937 and as of June of 2024, it had grown to 556 employees and 263,272 members at 26 locations. Citadel's savings rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Citadel membership is open to those who live, work, worship, or attend school in the Pennsylvania counties of Bucks, Chester, Delaware, Lancaster, Montgomery, or Philadelphia. Relatives of anyone eligible to join Citadel also qualify for membership, regardless of residency status.
See current membership details

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Reviews (2)

Great Bank

Posted by: |

I’ve been banking with Citidel for many years now. We have our mortgage with them and some certificates of deposits. We have been very happy with them through the years on the way they our account.

2

A Lot Of Caveats

Posted by: |

The high yield savings referenced on this site has a $10,000 minimum balance and only permits withdrawals once a quarter (additional withdrawals cost $25 each). There are much better options with an identical interest rate.

3


Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #2099
Year Chartered1937
Employees556
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.29%
Annual Interest Income$145.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$6.03B$5.81B
LoansQ2 2024vs Q2 2023$5.16B$5.06B
DepositsQ2 2024vs Q2 2023$4.93B$4.73B
Equity CapitalQ2 2024vs Q2 2023$548.7MM$504.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$31.3MM$31.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$17.9MM$15.1MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Citadel; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citadel Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$10k-High Yield Savings
4.05%$10k-Business High Yield Savings
0.30%*$75k*-Kids Club
OTHER TIERS: 0.10% → $5 - $2.5k | 0.20% → $2.5k - $25k | 0.25% → $25k - $75k
0.30%*$75k*-Star Savings
OTHER TIERS: 0.10% → $5 - $2.5k | 0.15% → $2.5k - $25k | 0.25% → $25k - $75k
0.30%*$75k*-Auxiliary Savings
OTHER TIERS: 0.10% → $5 - $2.5k | 0.15% → $2.5k - $25k | 0.25% → $25k - $75k
0.30%*$75k*-Business Star Savings
OTHER TIERS: 0.10% → $5 - $2.5k | 0.15% → $2.5k - $25k | 0.25% → $25k - $75k
0.10%$0-Holiday Club
0.10%*$25k*-Business Savings
OTHER TIERS: 0.05% → $5 - $25k

Citadel Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Money Market Accounts
OTHER TIERS: 0.45% → $2.5k - $25k | 0.50% → $25k - $75k | 0.55% → $75k - $250k
0.75%*$250k*-IRA Money Market Accounts
OTHER TIERS: 0.45% → $2.5k - $25k | 0.50% → $25k - $75k | 0.55% → $75k - $250k
0.75%*$250k*-Business Money Market Accounts
OTHER TIERS: 0.45% → $2.5k - $25k | 0.50% → $25k - $75k | 0.55% → $75k - $250k

Citadel Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$10k*-Elite Business Checking
OTHER TIERS: 0.05% → $5k - $10k
0.05%$5k-Cashback Reward Checking

Citadel CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%$75k-6 Month Bonus CD
4.65%$75k-Business 6 Month Bonus CD
4.60%$500-6 Month CD
4.60%$500-Business 6 Month CD
4.45%$75k-12 Month Bonus CD
4.45%$75k-Business 12 Month Bonus CD
4.40%$500-12 Month CD
4.40%$500-Business 12 Month CD
4.30%$75k-18 Month Bonus CD
4.30%$75k-Business 18 Month Bonus CD
4.25%$500-18 Month CD
4.25%$500-Business 18 Month CD
4.20%$75k-24 Month Bonus CD
4.20%$75k-Business 24 Month Bonus CD
4.15%$500-24 Month CD
4.15%$500-Business 24 Month CD
4.10%$75k-30 Month Bonus CD
4.10%$75k-Business 30 Month Bonus CD
4.05%$500-30 Month CD
4.05%$500-Business 30 Month CD
4.00%$75k-36 Month Bonus CD
4.00%$75k-Business 36 Month Bonus CD
3.95%$500-36 Month CD
3.95%$500-Business 36 Month CD
3.90%$75k-48 Month Bonus CD
3.90%$75k-Business 48 Month Bonus CD
3.85%$500-48 Month CD
3.85%$500-Business 48 Month CD
3.80%$75k-60 Month Bonus CD
3.80%$75k-Business 60 Month Bonus CD
3.75%$500-60 Month CD
3.75%$500-Business 60 Month CD
3.70%$75k-84 Month Bonus CD
3.70%$75k-Business 84 Month Bonus CD
3.65%$500-84 Month CD
3.65%$500-Business 84 Month CD
3.55%$75k-3 Month Bonus CD
3.55%$75k-Business 3 Month Bonus CD
3.50%$500-3 Month CD
3.50%$500-Business 3 Month CD

Citadel IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%$75k-6 Month Bonus IRA
4.60%$500-6 Month IRA
4.45%$75k-12 Month Bonus IRA
4.40%$500-12 Month IRA
4.30%$75k-18 Month Bonus IRA
4.25%$500-18 Month IRA
4.20%$75k-24 Month Bonus IRA
4.15%$500-24 Month IRA
4.10%$75k-30 Month Bonus IRA
4.05%$500-30 Month IRA
4.00%$75k-36 Month Bonus IRA
3.95%$500-36 Month IRA
3.90%$75k-48 Month Bonus IRA
3.85%$500-48 Month IRA
3.80%$75k-60 Month Bonus IRA
3.75%$500-60 Month IRA
3.70%$75k-84 Month Bonus IRA
3.65%$500-84 Month IRA
3.55%$75k-3 Month Bonus IRA
3.50%$500-3 Month IRA
Locations

Availability

Philadelphia Area

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