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Overview / Commentary
Eighth And Main Streets
West Point, VA 23181

Citizens and Farmers Bank is headquartered in West Point and is the 17th largest bank in the state of Virginia. It is also the 536th largest bank in the nation. It was established in 1927 and as of September of 2016, it had grown to 632 employees at 26 locations. Citizens and Farmers Bank has an A health rating.


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Health Grade Components

FDIC Certificate #10363
Year Established1927
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD9.61%
Annual Interest Income$66.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.42B$1.37B
LoansQ3 2016vs Q3 2015$999.9MM$882.5MM
DepositsQ3 2016vs Q3 2015$1.09B$1.04B
Equity CapitalQ3 2016vs Q3 2015$161.1MM$151.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$37.1MM$35.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.9MM$6.3MM
Real Estate OwnedQ3 2016vs Q3 2015$499.00K$763.00K

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Citizens and Farmers Bank has 24 locations. Click to view all Citizens and Farmers Bank locations.