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Overview / Commentary
Eighth And Main Streets
West Point, VA 23181

Citizens and Farmers Bank is headquartered in West Point and is the 17th largest bank in the state of Virginia. It is also the 527th largest bank in the nation. It was established in 1927 and as of December of 2016, it had grown to 636 employees at 26 locations. Citizens and Farmers Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #10363
Year Established1927
Employees636
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD9.23%
Annual Interest Income$89.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.44B$1.40B
LoansQ4 2016vs Q4 2015$1.01B$909.5MM
DepositsQ4 2016vs Q4 2015$1.12B$1.07B
Equity CapitalQ4 2016vs Q4 2015$161.1MM$152.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$37.1MM$35.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.8MM$7.7MM
Real Estate OwnedQ4 2016vs Q4 2015$195.00K$942.00K
Rates

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Locations

Citizens and Farmers Bank has 24 locations. Click to view all Citizens and Farmers Bank locations.