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Overview / Commentary
434-292-8100
126 South Main Street
Blackstone, VA 23824

Citizens Bank and Trust Company is headquartered in Blackstone and is the 49th largest bank in the state of Virginia. It is also the 1,872nd largest bank in the nation. It was established in 1873 and as of September of 2017, it had grown to 89 employees at 11 locations. Citizens Bank and Trust Company has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #823
Year Established1873
Employees89
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD8.74%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$370.1MM$354.5MM
LoansQ3 2017vs Q3 2016$187.8MM$184.0MM
DepositsQ3 2017vs Q3 2016$312.5MM$298.2MM
Equity CapitalQ3 2017vs Q3 2016$47.7MM$46.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.3MM$2.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$952.00K$2.3MM
Real Estate OwnedQ3 2017vs Q3 2016$4.4MM$4.7MM
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