Citizens Bank and Trust (FL)

Citizens Bank and Trust (FL)


Overview / Commentary
863-635-2244
2 East Wall Street
Frostproof, FL 33843

Citizens Bank and Trust (FL) is headquartered in FROSTPROOF and is the 22nd largest bank in the state of Florida. It is also the 805th largest bank in the nation. It was established in 1920 and as of June of 2024, it had grown to 189 employees at 17 locations. Citizens Bank and Trust (FL) has a C- health rating.

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Health
C-

Health Grade Components

Overall
FDIC Certificate #5673
Year Established1920
Employees189
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD51.91%
Annual Interest Income$26.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.34B$1.3B
LoansQ2 2024vs Q2 2023$742.6MM$679.5MM
DepositsQ2 2024vs Q2 2023$1.3B$1.25B
Equity CapitalQ2 2024vs Q2 2023$15.1MM$6.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$7.7MM$7.2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$12.3MM$1.2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

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Locations

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