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Overview / Commentary
580-226-4610
1100 North Commerce
Ardmore, OK 73401

Citizens Bank and Trust is headquartered in Ardmore and is the 78th largest bank in the state of Oklahoma. It is also the 2,709th largest bank in the nation. It was established in 1978 and as of March of 2018, it had grown to 50 employees at 4 locations. Citizens Bank and Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #22717
Year Established1978
Employees50
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD11.41%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$225.1MM$212.2MM
LoansQ1 2018vs Q1 2017$144.2MM$129.2MM
DepositsQ1 2018vs Q1 2017$174.1MM$163.0MM
Equity CapitalQ1 2018vs Q1 2017$19.9MM$19.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.4MM$1.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$104.00K$0
Real Estate OwnedQ1 2018vs Q1 2017$0$65.00K
Rates

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Locations


Citizens Bank and Trust Locations
Downtown Branch10 West MainArdmore, OK 73401
Citizens Bank and Trust Company Of Ardmore1100 North CommerceArdmore, OK 73401
Wal Mart Branch1715 North CommerceArdmore, OK 73401
Highway 199 and 177 BranchHighway 199 and 177Dickson, OK 73401

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