Overview / Commentary
Citizens Bank and Trust is headquartered in Ardmore and is the 83rd largest bank in the state of Oklahoma. It is also the 2,875th largest bank in the nation. It was established in 1978 and as of March of 2017, it had grown to 49 employees at 4 locations. Citizens Bank and Trust has a B+ health rating.
Health
B+
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 22717 |
| Year Established | 1978 |
| Employees | 49 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 10.8% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $212.2MM$203.2MM |
| Loans | Q1 2017vs Q1 2016 | $129.2MM$107.3MM |
| Deposits | Q1 2017vs Q1 2016 | $163.0MM$166.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $19.6MM$19.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.2MM$1.0MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $0$0 |
| Real Estate Owned | Q1 2017vs Q1 2016 | $65.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens Bank and Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100* | $15k | $MART Checking | ||
| OTHER TIERS: 0.10% → $15k+ | |||||
Locations
| Citizens Bank and Trust Locations | ||
|---|---|---|
| Downtown Branch | 10 West Main | Ardmore, OK 73401 |
| Citizens Bank and Trust Company Of Ardmore | 1100 North Commerce | Ardmore, OK 73401 |
| Wal Mart Branch | 1715 North Commerce | Ardmore, OK 73401 |
| Highway 199 and 177 Branch | Highway 199 and 177 | Dickson, OK 73401 |