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Overview / Commentary
580-226-4610
1100 North Commerce
Ardmore, OK 73401

Citizens Bank and Trust is headquartered in Ardmore and is the 81st largest bank in the state of Oklahoma. It is also the 2,772nd largest bank in the nation. It was established in 1978 and as of September of 2017, it had grown to 49 employees at 4 locations. Citizens Bank and Trust has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #22717
Year Established1978
Employees49
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD11.46%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$219.5MM$201.7MM
LoansQ3 2017vs Q3 2016$143.0MM$118.7MM
DepositsQ3 2017vs Q3 2016$167.6MM$159.4MM
Equity CapitalQ3 2017vs Q3 2016$20.5MM$20.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.3MM$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$20.00K$115.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates

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Locations


Citizens Bank and Trust Locations
Downtown Branch10 West MainArdmore, OK 73401
Citizens Bank and Trust Company Of Ardmore1100 North CommerceArdmore, OK 73401
Wal Mart Branch1715 North CommerceArdmore, OK 73401
Highway 199 and 177 BranchHighway 199 and 177Dickson, OK 73401