The Citizens Bank Of Georgia

Overview / Commentary
651 Veterans Memorial Boulevard
Cumming, GA 30040

The Citizens Bank Of Georgia is headquartered in Cumming and is the 46th largest bank in the state of Georgia. It is also the 2,057th largest bank in the nation. It was established in 1997 and as of December of 2019, it had grown to 53 employees at 4 locations. The Citizens Bank Of Georgia's money market rates are 14% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #34229
Year Established1997
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD13.11%
Annual Interest Income$13.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$324.7MM$303.9MM
LoansQ4 2019vs Q4 2018$210.8MM$197.7MM
DepositsQ4 2019vs Q4 2018$288.3MM$271.4MM
Equity CapitalQ4 2019vs Q4 2018$35.9MM$30.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.9MM$2.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$0$302.00K
Real Estate OwnedQ4 2019vs Q4 2018$282.00K$282.00K
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Always verify rates and promotions with the bank or credit union. We are not The Citizens Bank Of Georgia; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Citizens Bank Of Georgia Savings Account Rates

0.15%$100-Business Savings

The Citizens Bank Of Georgia Money Market Rates

0.50%*$500k*-Citizens Money Market
OTHER TIERS: 0.40% Up to $500k
0.40%*$100k*-Personal Money Market
OTHER TIERS: 0.17% Up to $10k | 0.22% $10k - $100k
0.27%*$100k*-Commercial Money Market
OTHER TIERS: 0.25% Up to $100k

The Citizens Bank Of Georgia Checking Account Rates

0.20%--Citizens Checking
0.15%--Interest Checking

The Citizens Bank Of Georgia CD Rates

1.56%$500-3 Year CD
1.56%$500-4 Year CD
1.56%$500-5 Year CD
1.56%$500-Business 3 Year CD
1.56%$500-Business 4 Year CD
1.56%$500-Business 5 Year CD
1.31%$500-2 Year CD
1.31%$500-Business 2 Year CD
0.55%$500-1 Year CD
0.55%$500-Business 1 Year CD
0.30%$500-90 Day CD
0.30%$500-180 Day CD
0.30%$500-Business 90 Day CD
0.30%$500-Business 180 Day CD
0.20%$500-30 Day CD
0.20%$500-Business 30 Day CD

The Citizens Bank Of Georgia IRA Rates

1.56%$500-3 Year IRA
1.56%$500-4 Year IRA
1.56%$500-5 Year IRA
1.31%$500-2 Year IRA
0.55%$500-1 Year IRA
0.30%$500-180 Day IRA

The Citizens Bank Of Georgia Locations
Canton Branch11950 Cumming HighwayCanton, GA 30115
Martin Road Branch4255 Ga Highway 400Cumming, GA 30040
Midway Branch5140 Highway 9Alpharetta, GA 30004
The Citizens Bank Of Forsyth County651 Veterans Memorial BoulevardCumming, GA 30040

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