Citizens Bank of Kentucky

Citizens Bank of Kentucky

Overview / Commentary
620 Broadway St
Paintsville, KY 41240

Citizens Bank of Kentucky is headquartered in Paintsville and is the 20th largest bank in the state of Kentucky. It is also the 1,235th largest bank in the nation. It was established in 1910 and as of June of 2022, it had grown to 144 employees at 12 locations. Citizens Bank of Kentucky has an A health rating.

Reviews (1)

best in the area

Citizens Bank of Kentucky usually seems to swoop in and take over other banks in mergers and such, and have formed a decent selection of branches throughout Eastern KY as far as Winchester KY. Fees are about par for the course, not as good as a Credit Union of course. If you bank with them in KY, you can find an ATM with fees Nationwide, or a good selection of local ATM's. A Visa card with a Chip is included with your account and can be used Nationwide for free to pay bills. I don't know about getting cash back at the register as I do not want to chance a fee. Who carries cash anyway?

They have a weird thing of running charges from the largest to the smallest, which can result in overdraft fees if you haven't opted out, even though they aren't running the charges in terms of when they arrived. Its purpose built to charge more for a pack of gum than to cover the last 10 dollars for your car payment.


Health Grade Components

FDIC Certificate #2718
Year Established1910
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.17%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$760.9MM$778.1MM
LoansQ2 2022vs Q2 2021$298.1MM$364.4MM
DepositsQ2 2022vs Q2 2021$664.3MM$656.3MM
Equity CapitalQ2 2022vs Q2 2021$77.1MM$95.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.0MM$3.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$288.00K$4.4MM
Real Estate OwnedQ2 2022vs Q2 2021$237.00K$1.1MM

Sorry, we do not have rate data for Citizens Bank of Kentucky.



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