Overview / Commentary
606-789-4001
620 Broadway Avenue
Paintsville, KY 41240

Citizens Bank of Kentucky is headquartered in Paintsville and is the 22nd largest bank in the state of Kentucky. It is also the 1,242nd largest bank in the nation. It was established in 1910 and as of September of 2018, it had grown to 146 employees at 12 locations. Citizens Bank of Kentucky has an A health rating.

Reviews (1)

best in the area

Citizens Bank of Kentucky usually seems to swoop in and take over other banks in mergers and such, and have formed a decent selection of branches throughout Eastern KY as far as Winchester KY. Fees are about par for the course, not as good as a Credit Union of course. If you bank with them in KY, you can find an ATM with fees Nationwide, or a good selection of local ATM's. A Visa card with a Chip is included with your account and can be used Nationwide for free to pay bills. I don't know about getting cash back at the register as I do not want to chance a fee. Who carries cash anyway?

They have a weird thing of running charges from the largest to the smallest, which can result in overdraft fees if you haven't opted out, even though they aren't running the charges in terms of when they arrived. Its purpose built to charge more for a pack of gum than to cover the last 10 dollars for your car payment.



Health

Health Grade Components

Overall
FDIC Certificate #2718
Year Established1910
Employees146
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD6.97%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$586.1MM$590.4MM
LoansQ3 2018vs Q3 2017$363.1MM$335.7MM
DepositsQ3 2018vs Q3 2017$480.6MM$475.5MM
Equity CapitalQ3 2018vs Q3 2017$80.7MM$83.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.9MM$3.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$3.2MM$5.0MM
Real Estate OwnedQ3 2018vs Q3 2017$743.00K$2.9MM
Rates

Sorry, we do not have rate data for Citizens Bank of Kentucky.

Locations

Availability



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