Citizens Bank of Kentucky

Citizens Bank of Kentucky


Overview / Commentary
606-789-4001
620 Broadway Avenue
Paintsville, KY 41240

Citizens Bank of Kentucky is headquartered in Paintsville and is the 22nd largest bank in the state of Kentucky. It is also the 1,202nd largest bank in the nation. It was established in 1910 and as of June of 2019, it had grown to 153 employees at 12 locations. Citizens Bank of Kentucky has an A+ health rating.

Reviews (1)

best in the area

Citizens Bank of Kentucky usually seems to swoop in and take over other banks in mergers and such, and have formed a decent selection of branches throughout Eastern KY as far as Winchester KY. Fees are about par for the course, not as good as a Credit Union of course. If you bank with them in KY, you can find an ATM with fees Nationwide, or a good selection of local ATM's. A Visa card with a Chip is included with your account and can be used Nationwide for free to pay bills. I don't know about getting cash back at the register as I do not want to chance a fee. Who carries cash anyway?

They have a weird thing of running charges from the largest to the smallest, which can result in overdraft fees if you haven't opted out, even though they aren't running the charges in terms of when they arrived. Its purpose built to charge more for a pack of gum than to cover the last 10 dollars for your car payment.



Health
A+

Health Grade Components

Overall
FDIC Certificate #2718
Year Established1910
Employees153
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD6.06%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$620.3MM$589.0MM
LoansQ2 2019vs Q2 2018$405.3MM$353.8MM
DepositsQ2 2019vs Q2 2018$507.9MM$485.0MM
Equity CapitalQ2 2019vs Q2 2018$86.8MM$80.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.9MM$3.0MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$3.1MM$3.5MM
Real Estate OwnedQ2 2019vs Q2 2018$173.00K$1.5MM
Rates

Sorry, we do not have rate data for Citizens Bank of Kentucky.

Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.