Citizens Bank of Kentucky
Citizens Bank of Kentucky is headquartered in Paintsville and is the 22nd largest bank in the state of Kentucky. It is also the 1,242nd largest bank in the nation. It was established in 1910 and as of September of 2018, it had grown to 146 employees at 12 locations. Citizens Bank of Kentucky has an A health rating.
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best in the area
Citizens Bank of Kentucky usually seems to swoop in and take over other banks in mergers and such, and have formed a decent selection of branches throughout Eastern KY as far as Winchester KY. Fees are about par for the course, not as good as a Credit Union of course. If you bank with them in KY, you can find an ATM with fees Nationwide, or a good selection of local ATM's. A Visa card with a Chip is included with your account and can be used Nationwide for free to pay bills. I don't know about getting cash back at the register as I do not want to chance a fee. Who carries cash anyway?
They have a weird thing of running charges from the largest to the smallest, which can result in overdraft fees if you haven't opted out, even though they aren't running the charges in terms of when they arrived. Its purpose built to charge more for a pack of gum than to cover the last 10 dollars for your car payment.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2718 |
| Year Established | 1910 |
| Employees | 146 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 6.97% |
| Annual Interest Income | $16.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $586.1MM$590.4MM |
| Loans | Q3 2018vs Q3 2017 | $363.1MM$335.7MM |
| Deposits | Q3 2018vs Q3 2017 | $480.6MM$475.5MM |
| Equity Capital | Q3 2018vs Q3 2017 | $80.7MM$83.5MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $2.9MM$3.5MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $3.2MM$5.0MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $743.00K$2.9MM |
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