Citizens Bank (KY)

Overview / Commentary
411 Dysart Way
Mount Vernon, KY 40456

Citizens Bank (KY) is headquartered in Mount Vernon and is the 89th largest bank in the state of Kentucky. It is also the 3,424th largest bank in the nation. It was established in 1904 and as of June of 2019, it had grown to 43 employees at 4 locations. Citizens Bank (KY) has a B health rating.


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Health Grade Components

FDIC Certificate #262
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD7.87%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$145.0MM$140.1MM
LoansQ2 2019vs Q2 2018$116.5MM$108.7MM
DepositsQ2 2019vs Q2 2018$117.3MM$120.0MM
Equity CapitalQ2 2019vs Q2 2018$15.7MM$15.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.0MM$1.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.0MM$2.7MM
Real Estate OwnedQ2 2019vs Q2 2018$946.00K$296.00K

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Citizens Bank (KY) Locations
Somerset Branch1850 South Highway 27Somerset, KY 42501
Mckee Branch166 Highway 421Mc Kee, KY 40447
Citizens Bank411 New Brodhead RoadMount Vernon, KY 40456
Brodhead Branch53 South Main StreetBrodhead, KY 40409

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