Citizens Bank (KY)

Overview / Commentary
411 Dysart Way
Mount Vernon, KY 40456

Citizens Bank (KY) is headquartered in Mount Vernon and is the 90th largest bank in the state of Kentucky. It is also the 3,422nd largest bank in the nation. It was established in 1904 and as of December of 2019, it had grown to 41 employees at 4 locations. Citizens Bank (KY) has a B+ health rating.


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Health Grade Components

FDIC Certificate #262
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.82%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$144.3MM$141.6MM
LoansQ4 2019vs Q4 2018$114.8MM$113.0MM
DepositsQ4 2019vs Q4 2018$117.4MM$118.3MM
Equity CapitalQ4 2019vs Q4 2018$15.6MM$15.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$965.00K$1.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$2.9MM
Real Estate OwnedQ4 2019vs Q4 2018$544.00K$297.00K

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Citizens Bank (KY) Locations
Somerset Branch1850 South Highway 27Somerset, KY 42501
Mckee Branch166 Highway 421Mc Kee, KY 40447
Citizens Bank411 New Brodhead RoadMount Vernon, KY 40456
Brodhead Branch53 South Main StreetBrodhead, KY 40409

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