Citizens Bank (KY)


Overview / Commentary
606-256-2500
411 Dysart Way
Mount Vernon, KY 40456

Citizens Bank (KY) is headquartered in MOUNT VERNON and is the 73rd largest bank in the state of Kentucky. It is also the 2,827th largest bank in the nation. It was established in 1904 and as of March of 2025, it had grown to 49 employees at 5 locations. Citizens Bank (KY) has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #262
Year Established1904
Employees49
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD18.02%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$237.1MM$203.8MM
LoansQ1 2025vs Q1 2024$194.4MM$174.6MM
DepositsQ1 2025vs Q1 2024$211MM$174.9MM
Equity CapitalQ1 2025vs Q1 2024$18.3MM$16.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.1MM$2.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.2MM$759K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Citizens Bank (KY) Locations
Somerset Branch1850 South Highway 27Somerset, KY 42501
Mckee Branch166 Highway 421Mc Kee, KY 40447
Citizens Bank411 New Brodhead RdMount Vernon, KY 40456
Brodhead Branch53 South Main StreetBrodhead, KY 40409

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