First Citizens Bank (Mason City, IA)

Overview / Commentary
2601 Fourth Street, S.W.
Mason City, IA 50401

First Citizens Bank (Mason City, IA) is headquartered in Mason City and is the 13th largest bank in the state of Iowa. It is also the 641st largest bank in the nation. It was established in 1892 and as of September of 2020, it had grown to 183 employees at 9 locations. First Citizens Bank (Mason City, IA) has an A health rating.


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Health Grade Components

FDIC Certificate #4433
Year Established1892
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD14.6%
Annual Interest Income$38.3MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.50B$1.28B
LoansQ3 2020vs Q3 2019$972.0MM$877.0MM
DepositsQ3 2020vs Q3 2019$1.25B$1.08B
Equity CapitalQ3 2020vs Q3 2019$180.3MM$163.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$15.6MM$12.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$16.8MM$2.8MM
Real Estate OwnedQ3 2020vs Q3 2019$164.00K$2.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens Bank (Mason City, IA) Savings Account Rates

0.15%*$100k*-High Balance Savings
OTHER TIERS: 0.05% $10k - $25k | 0.08% $25k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Platinum Savings
OTHER TIERS: 0.05% $10k - $50k | 0.10% $50k - $100k
0.05%--Basic Savings

First Citizens Bank (Mason City, IA) Checking Account Rates

0.05%$1k-BaZing Plus Checking

First Citizens Bank (Mason City, IA) CD Rates

0.50%*$50k*-60 Month CD
OTHER TIERS: 0.30% $1k - $5k | 0.35% $5k - $25k | 0.45% $25k - $50k
0.45%*$50k*-36 Month CD
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k | 0.40% $25k - $50k
0.45%*$50k*-48 Month CD
OTHER TIERS: 0.25% $1k - $5k | 0.30% $5k - $25k | 0.40% $25k - $50k
0.35%*$50k*-24 Month CD
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $25k | 0.30% $25k - $50k
0.30%*$50k*-18 Month CD
OTHER TIERS: 0.10% $1k - $5k | 0.15% $5k - $25k | 0.25% $25k - $50k
0.25%*$50k*-12 Month CD
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $25k | 0.20% $25k - $50k
0.20%*$50k*-6 Month CD
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $25k | 0.15% $25k - $50k

First Citizens Bank (Mason City, IA) Locations
Latimer Branch117 North AkirLatimer, IA 50452
New Hampton Branch124 West MainNew Hampton, IA 50659
Kanawha Branch220 North Main StreetKanawha, IA 50447
First Citizens National Bank2601 Fourth Street, S.W.Mason City, IA 50401
300 Main Branch300 North Main StreetCharles City, IA 50616
Clarion Branch315 Central Avenue EastClarion, IA 50525
Osage Branch501 Main StreetOsage, IA 50461
Kanabec State Bank Branch730 Forest Ave. EMora, MN 55051
Downtown Branch33 East State StreetMason City, IA 50401

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