First Citizens Bank (Mason City, IA)

Overview / Commentary
2601 Fourth Street, S.W.
Mason City, IA 50401

First Citizens Bank (Mason City, IA) is headquartered in Mason City and is the 16th largest bank in the state of Iowa. It is also the 671st largest bank in the nation. It was established in 1892 and as of June of 2022, it had grown to 198 employees at 8 locations. First Citizens Bank (Mason City, IA)'s savings rates are 6X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #4433
Year Established1892
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.72%
Return on Equity - YTD15.79%
Annual Interest Income$25.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.59B$1.56B
LoansQ2 2022vs Q2 2021$1.01B$936.7MM
DepositsQ2 2022vs Q2 2021$1.42B$1.34B
Equity CapitalQ2 2022vs Q2 2021$160.8MM$186.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$16.1MM$15.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$8.9MM$13.5MM
Real Estate OwnedQ2 2022vs Q2 2021$0$58.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens Bank (Mason City, IA) Savings Account Rates

3.20%*$250k*-Platinum Savings
OTHER TIERS: 1.92% $10k - $50k | 2.38% $50k - $100k | 2.89% $100k - $250k
0.03%--Basic Savings
0.03%--Power Saver Savings

First Citizens Bank (Mason City, IA) Checking Account Rates

0.03%$1k-BaZing Plus Checking

First Citizens Bank (Mason City, IA) CD Rates

4.11%*$50k*-60 Month CD
OTHER TIERS: 3.91% $1k - $5k | 3.96% $5k - $25k | 4.06% $25k - $50k
4.06%*$50k*-24 Month CD
OTHER TIERS: 3.80% $1k - $5k | 3.91% $5k - $25k | 4.01% $25k - $50k
4.06%*$50k*-48 Month CD
OTHER TIERS: 3.80% $1k - $5k | 3.91% $5k - $25k | 4.01% $25k - $50k
4.01%*$50k*-36 Month CD
OTHER TIERS: 3.75% $1k - $5k | 3.85% $5k - $25k | 3.96% $25k - $50k
3.85%*$50k*-18 Month CD
OTHER TIERS: 3.60% $1k - $5k | 3.70% $5k - $25k | 3.80% $25k - $50k
3.60%*$50k*-12 Month CD
OTHER TIERS: 3.34% $1k - $5k | 3.44% $5k - $25k | 3.55% $25k - $50k
3.23%*$50k*-6 Month CD
OTHER TIERS: 2.97% $1k - $5k | 3.07% $5k - $25k | 3.17% $25k - $50k

First Citizens Bank (Mason City, IA) Locations
New Hampton Branch124 West MainNew Hampton, IA 50659
Kanawha Branch220 North Main StreetKanawha, IA 50447
First Citizens National Bank2601 4th St SwMason City, IA 50401
300 Main Branch300 North Main StreetCharles City, IA 50616
Clarion Branch315 Central Avenue EastClarion, IA 50525
Osage Branch501 Main StreetOsage, IA 50461
Kanabec State Bank Branch730 Forest Ave. EMora, MN 55051
Downtown Branch33 East State StreetMason City, IA 50401

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