First Citizens Bank (Mason City, IA)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.myfcb.bank

641-422-1600

2601 Fourth Street, S.W.
Mason City, IA 50401

First Citizens Bank (Mason City, IA) is headquartered in MASON CITY and is the 14^th largest bank in the state of Iowa. It is also the 623^rd largest bank in the nation. It was established in 1892 and as of March of 2025, it had grown to 203 employees at 8 locations. First Citizens Bank (Mason City, IA) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	4433
Year Established	1892
Employees	203
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.58%
Return on Equity - YTD	16.24%
Annual Interest Income	$23.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.88B$1.76B
Loans	Q1 2025vs Q1 2024	$1.35B$1.26B
Deposits	Q1 2025vs Q1 2024	$1.68B$1.58B
Equity Capital	Q1 2025vs Q1 2024	$185.7MM$167.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$18MM$15.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$10.5MM$8.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Citizens Bank (Mason City, IA).

Locations

First Citizens Bank (Mason City, IA) Locations
New Hampton Branch	124 West Main	New Hampton, IA 50659
Kanawha Branch	220 North Main Street	Kanawha, IA 50447
First Citizens National Bank	2601 4th St Sw	Mason City, IA 50401
300 Main Branch	300 North Main Street	Charles City, IA 50616
Clarion Branch	315 Central Avenue East	Clarion, IA 50525
Osage Branch	501 Main Street	Osage, IA 50461
Kanabec State Bank Branch	730 Forest Ave. E	Mora, MN 55051
Downtown Branch	33 East State Street	Mason City, IA 50401

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