First Citizens Bank (Mason City, IA)

Overview / Commentary
2601 Fourth Street, S.W.
Mason City, IA 50401

First Citizens Bank (Mason City, IA) is headquartered in MASON CITY and is the 15th largest bank in the state of Iowa. It is also the 659th largest bank in the nation. It was established in 1892 and as of December of 2023, it had grown to 204 employees at 8 locations. First Citizens Bank (Mason City, IA)'s savings rates are 8X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #4433
Year Established1892
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD13.73%
Annual Interest Income$76.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.72B$1.61B
LoansQ4 2023vs Q4 2022$1.25B$1.1B
DepositsQ4 2023vs Q4 2022$1.52B$1.44B
Equity CapitalQ4 2023vs Q4 2022$170.1MM$154.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$15.1MM$15.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$8MM$7.7MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens Bank (Mason City, IA) Savings Account Rates

4.18%*$2m*-Platinum Savings
OTHER TIERS: 1.06% $10k - $50k | 1.31% $50k - $100k | 2.17% $100k - $250k | 2.94% $250k - $1m | 3.66% $1m - $2m
0.03%--Basic Savings
0.03%--Power Saver Savings

First Citizens Bank (Mason City, IA) Checking Account Rates

0.02%$1k-BaZing Plus Checking

First Citizens Bank (Mason City, IA) CD Rates

4.91%*$50k*-6 Month CD
OTHER TIERS: 4.50% $1k - $5k | 4.70% $5k - $25k | 4.81% $25k - $50k
4.78%*$50k*-12 Month CD
OTHER TIERS: 4.47% $1k - $5k | 4.58% $5k - $25k | 4.68% $25k - $50k
4.68%*$50k*-18 Month CD
OTHER TIERS: 4.37% $1k - $5k | 4.47% $5k - $25k | 4.58% $25k - $50k
3.96%*$50k*-24 Month CD
OTHER TIERS: 3.70% $1k - $5k | 3.80% $5k - $25k | 3.91% $25k - $50k
3.91%*$50k*-60 Month CD
OTHER TIERS: 3.70% $1k - $5k | 3.75% $5k - $25k | 3.85% $25k - $50k
3.85%*$50k*-48 Month CD
OTHER TIERS: 3.65% $1k - $5k | 3.75% $5k - $25k | 3.80% $25k - $50k
3.75%*$50k*-36 Month CD
OTHER TIERS: 3.49% $1k - $5k | 3.60% $5k - $25k | 3.70% $25k - $50k

First Citizens Bank (Mason City, IA) Locations
New Hampton Branch124 West MainNew Hampton, IA 50659
Kanawha Branch220 North Main StreetKanawha, IA 50447
First Citizens National Bank2601 4th St SwMason City, IA 50401
300 Main Branch300 North Main StreetCharles City, IA 50616
Clarion Branch315 Central Avenue EastClarion, IA 50525
Osage Branch501 Main StreetOsage, IA 50461
Kanabec State Bank Branch730 Forest Ave. EMora, MN 55051
Downtown Branch33 East State StreetMason City, IA 50401

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