Citizens Bank Minnesota

Overview / Commentary
105 North Minnesota Street
New Ulm, MN 56073

Citizens Bank Minnesota is headquartered in New Ulm and is the 34th largest bank in the state of Minnesota. It is also the 1,581st largest bank in the nation. It was established in 1875 and as of June of 2022, it had grown to 102 employees at 6 locations. Citizens Bank Minnesota has a B+ health rating.


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Health Grade Components

FDIC Certificate #8200
Year Established1875
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD8.36%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$565.5MM$571.1MM
LoansQ2 2022vs Q2 2021$343.3MM$324.3MM
DepositsQ2 2022vs Q2 2021$510.0MM$510.7MM
Equity CapitalQ2 2022vs Q2 2021$42.8MM$51.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.7MM$2.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$392.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank Minnesota Savings Account Rates

1.76%*$100k*-WooHoo! Savings
OTHER TIERS: 0.75% Up to $15k | 1.00% $15k - $50k | 1.26% $50k - $100k
1.51%*-$5kWooHoo! U Youth Savings
OTHER TIERS: 0.50% $7.5k+ | 0.75% $5k - $7.5k
0.75%--Health Savings Account
0.25%*$100k*-Investment Savings
OTHER TIERS: 0.10% $1k - $15k | 0.15% $15k - $50k | 0.20% $50k - $100k
0.05%$100-Regular Savings

Citizens Bank Minnesota Checking Account Rates

2.02%*-$15kWooHoo! Checking
OTHER TIERS: 0.05% $15k+
0.50%*$100k*-WooHoo! Business Checking
OTHER TIERS: 0.10% Up to $15k | 0.20% $15k - $50k | 0.35% $50k - $100k
0.10%$1k-Easy Interest Checking

Citizens Bank Minnesota CD Rates

4.06%$2.5k-15 Month Share Certificate Special
4.06%$2.5k-Business 15 Month Share Certificate Special
1.16%$500-Business 96 Month Share Certificate
1.16%$500-96 Month Share Certificate
1.05%$500-60 Month Share Certificate
1.05%$500-Business 60 Month Share Certificate
0.95%$500-Business 48 Month Share Certificate
0.95%$500-48 Month Share Certificate
0.85%$500-Business 36 Month Share Certificate
0.85%$500-36 Month Share Certificate
0.75%$500-Business 30 Month Share Certificate
0.75%$500-30 Month Share Certificate
0.65%$500-24 Month Share Certificate
0.65%$500-Business 24 Month Share Certificate
0.55%$500-Business 18 Month Share Certificate
0.55%$500-18 Month Share Certificate
0.45%$500-Business 12 Month Share Certificate
0.45%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate
0.35%$500-Business 6 Month Share Certificate
0.25%$500-Business 3 Month Share Certificate
0.25%$500-3 Month Share Certificate

Citizens Bank Minnesota IRA Rates

3.03%--60 Month IRA Certificate Special
1.16%$500-96 Month IRA Certificate
1.05%$500-60 Month IRA Certificate
0.95%$500-48 Month IRA Certificate
0.85%$500-36 Month IRA Certificate
0.75%$500-30 Month IRA Certificate
0.65%$500-24 Month IRA Certificate
0.55%$500-18 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
0.25%$500-3 Month IRA Certificate

Citizens Bank Minnesota Locations
LA Salle Branch102 S BroadwayLa Salle, MN 56056
Citizens Bank Minnesota105 N Minnesota StNew Ulm, MN 56073
Lakeville Branch18476 Kenrick AvenueLakeville, MN 55044
Lafayette Branch701 Main AvenueLafayette, MN 56054
Farmers State Bank Of Watkins Branch170 Meeker Ave NWatkins, MN 55389
Ormsby Branch513 Main StreetOrmsby, MN 56162

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