Citizens Bank of Chatsworth

Overview / Commentary
502 East Locust Street
Chatsworth, IL 60921

Citizens Bank of Chatsworth is headquartered in CHATSWORTH and is the 332nd largest bank in the state of Illinois. It is also the 4,399th largest bank in the nation. It was established in 1903 and as of March of 2024, it had grown to 11 employees at 2 locations. Citizens Bank of Chatsworth has a D health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank of Chatsworth has a low asset base.

Health Grade Components

FDIC Certificate #10843
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD2.17%
Annual Interest Income$490K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$41.1MM$39.6MM
LoansQ1 2024vs Q1 2023$19.7MM$19.1MM
DepositsQ1 2024vs Q1 2023$33.1MM$36.6MM
Equity CapitalQ1 2024vs Q1 2023$2.4MM$2.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$505K$502K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1MM$88K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Citizens Bank of Chatsworth are currently being reviewed.


Citizens Bank of Chatsworth Locations
Normal Branch1710 E. College AveNormal, IL 61761
Citizens Bank Of Chatsworth502 E Locust StChatsworth, IL 60921

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