Citizens Bank of Chatsworth

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankatcbc.com

815-635-3134

502 East Locust Street
Chatsworth, IL 60921

Citizens Bank of Chatsworth is headquartered in CHATSWORTH and is the 326^th largest bank in the state of Illinois. It is also the 4,340^th largest bank in the nation. It was established in 1903 and as of December of 2024, it had grown to 9 employees at 2 locations. Citizens Bank of Chatsworth's money market rates are 7X the national average, and it has a B health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank of Chatsworth has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	10843
Year Established	1903
Employees	9
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	4.69%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$40.3MM$38.7MM
Loans	Q4 2024vs Q4 2023	$17.3MM$20.3MM
Deposits	Q4 2024vs Q4 2023	$36.5MM$30.6MM
Equity Capital	Q4 2024vs Q4 2023	$2.6MM$2.4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$391K$505K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$117K$1MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank of Chatsworth Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$10k^*	-	SMART Savings
OTHER TIERS: 0.10% → $1k - $5k \| 0.25% → $5k - $10k
0.25%	$0	-	Christmas Club
0.05%	$0	-	Health Savings
0.05%	$100	-	Business Savings
0.05%	$100	-	Regular Savings

Citizens Bank of Chatsworth Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	$200k^*	-	Money Market Account
OTHER TIERS: 0.05% → $1k - $50k \| 0.15% → $50k - $125k \| 0.25% → $125k - $200k
3.04%^*	$200k^*	-	Business Money Market Checking
OTHER TIERS: 0.05% → $1k - $50k \| 0.15% → $50k - $125k \| 0.25% → $125k - $200k

Citizens Bank of Chatsworth Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$10k^*	-	Agri-Checking
OTHER TIERS: 0.03% → $1k - $10k
0.03%	$1k	-	Preferred Checking (NOW)
0.03%	$100	-	Student Checking
0.03%	$1k	-	Preferred Business Checking

Citizens Bank of Chatsworth CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.10%	$5k	-	7 Month CD Special
3.55%	$5k	-	13 Month CD Special

Locations

Citizens Bank of Chatsworth Locations
Normal Branch	1710 E. College Ave	Normal, IL 61761
Citizens Bank Of Chatsworth	502 E Locust St	Chatsworth, IL 60921

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