Citizens Bank of Las Cruces is headquartered in Las Cruces and is the 5th largest bank in the state of New Mexico. It is also the 1,080th largest bank in the nation. It was established in 1970 and as of December of 2021, it had grown to 117 employees at 7 locations. Citizens Bank of Las Cruces has an A health rating.
confused
Overall I have had good customer service and experiences with this bank. However, when dealing with foreign bank transfers the branches do not understand how the Main branch handles them and does not know the personnel involved in the transfers. Even at the Main branch personnel other than the main person who handles such transactions do not understand the process. Other than that, I haven't had any real problems with them.
Citizen's Bank of Las Cruces
CBLC has been a great credit union to me. The customer service is absolutely the best I have ever dealt with. Citizens Bank of Las Cruces has a fraud procedure in place of limiting a single transaction to $500 which serves a great purpose obviously. A simple phone call a head of time, which we can all agree is only 30 seconds of your life, can allow them to lift the $500 cap and you can proceed to purchase whatever you would like. Great bank, I would certainly recommend their service to others.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 20161 |
| Year Established | 1970 |
| Employees | 117 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.13% |
| Return on Equity - YTD | 23.02% |
| Annual Interest Income | $28.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $905.1MM$762.0MM |
| Loans | Q4 2021vs Q4 2020 | $520.6MM$498.5MM |
| Deposits | Q4 2021vs Q4 2020 | $819.9MM$678.7MM |
| Equity Capital | Q4 2021vs Q4 2020 | $79.7MM$77.0MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $8.9MM$8.3MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $26.00K$37.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$79.00K |