Overview / Commentary
Citizens Bank of the South is headquartered in SANDERSVILLE and is the 68th largest bank in the state of Georgia. It is also the 2,423rd largest bank in the nation. It was established in 1965 and as of June of 2024, it had grown to 61 employees at 4 locations. Citizens Bank of the South has an A health rating.
Health
A
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19420 |
| Year Established | 1965 |
| Employees | 61 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 11.11% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $312.2MM$320.2MM |
| Loans | Q2 2024vs Q2 2023 | $233.9MM$207.7MM |
| Deposits | Q2 2024vs Q2 2023 | $271.6MM$283.9MM |
| Equity Capital | Q2 2024vs Q2 2023 | $39.6MM$35.4MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $3.3MM$3.1MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $549K$610K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$116K |