Citizens Bank & Trust (AL) is headquartered in Guntersville and is the 25^th largest bank in the state of Alabama. It is also the 1,729^th largest bank in the nation. It was established in 2003 and as of June of 2016, it had grown to 95 employees at 8 locations. Citizens Bank & Trust (AL) has an A health rating.

Overall
FDIC Certificate #	57483
Year Established	2003
Employees	95
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	7.93%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$393.4MM$366.2MM
Loans	Q2 2016vs Q2 2015	$257.0MM$241.2MM
Deposits	Q2 2016vs Q2 2015	$327.5MM$307.5MM
Equity Capital	Q2 2016vs Q2 2015	$38.3MM$35.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$3.6MM$3.1MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$3.3MM$2.7MM
Real Estate Owned	Q2 2016vs Q2 2015	$1.2MM$2.7MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank & Trust (AL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	-	$15k	Kasasa Cash
OTHER TIERS: 0.15% → $15k+
0.00%	-	-	Kasasa Cash Back

Locations

Citizens Bank & Trust (AL) Locations
Arab Branch	1205 North Brindlee Mountain Parkway	Arab, AL 35016
Hazel Green Branch	13870 Highway 231/431 North	Hazel Green, AL 35750
Elkmont Branch	25530 Alabama Highway 127	Elkmont, AL 35620
Albertville Branch	324 North Broad Street	Albertville, AL 35950
Citizens Bank & Trust	404 Gunter Avenue	Guntersville, AL 35976
New Hope Branch	5053 Main Drive	New Hope, AL 35760
Rogersville Branch	Market Square	Rogersville, AL 35652

Citizens Bank & Trust (AL)

Related Posts

Data as of Q2 2016

Health Grade Components

Citizens Bank & Trust (AL) Checking Account Rates