Citizens Bank & Trust (AL)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.citizensbanktrust.com

256-505-4600

711 Gunter Avenue
Guntersville, AL 35976

Citizens Bank & Trust (AL) is headquartered in GUNTERSVILLE and is the 16^th largest bank in the state of Alabama. It is also the 945^th largest bank in the nation. It was established in 2003 and as of March of 2025, it had grown to 152 employees at 10 locations. Citizens Bank & Trust (AL) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	57483
Year Established	2003
Employees	152
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	7.17%
Annual Interest Income	$11.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.1B$1.1B
Loans	Q1 2025vs Q1 2024	$597MM$585.9MM
Deposits	Q1 2025vs Q1 2024	$997.4MM$888.3MM
Equity Capital	Q1 2025vs Q1 2024	$63.2MM$52.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.9MM$7.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.8MM$1.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Citizens Bank & Trust (AL).

Locations

Citizens Bank & Trust (AL) Locations
Arab Branch	1205 North Brindlee Mountain Parkway	Arab, AL 35016
Hazel Green Branch	13870 Highway 231/431 North	Hazel Green, AL 35750
Elkmont Branch	25530 Alabama Highway 127	Elkmont, AL 35620
Albertville Branch	324 North Broad Street	Albertville, AL 35950
Citizens Bank & Trust	711 Gunter Ave	Guntersville, AL 35976
Rogersville Branch	Market Square	Rogersville, AL 35652
Cullman Branch	223 2nd Avenue Se	Cullman, AL 35055
New Hope Branch Hwy 431 South	4615 Main Drive	New Hope, AL 35760

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