Citizens Bank & Trust Co. (MS)


Overview / Commentary
662-326-8047
239 East Main St
Marks, MS 38646

Citizens Bank & Trust Co. (MS) is headquartered in Marks and is the 53rd largest bank in the state of Mississippi. It is also the 3,372nd largest bank in the nation. It was established in 1917 and as of December of 2019, it had grown to 35 employees at 3 locations. Citizens Bank & Trust Co. (MS) has a C health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank & Trust Co. (MS) has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #9777
Year Established1917
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-2.03%
Return on Equity - YTD-22.88%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$147.0MM$126.7MM
LoansQ4 2019vs Q4 2018$81.6MM$93.6MM
DepositsQ4 2019vs Q4 2018$116.4MM$102.9MM
Equity CapitalQ4 2019vs Q4 2018$11.9MM$13.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.9MM$968.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$5.2MM$4.9MM
Real Estate OwnedQ4 2019vs Q4 2018$1.3MM$1.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Citizens Bank & Trust Co. (MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank & Trust Co. (MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$100-Long Term IRA
0.15%$100-Regular Savings Account
0.15%$50-Health Savings NOW Account
0.15%$10-Christmas Club Account
0.15%$5k-Savings Account

Citizens Bank & Trust Co. (MS) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Super Money Market Deposit Account
OTHER TIERS: 0.20% Up to $100k
0.20%*$2.5k*-Money Market Deposit Account
OTHER TIERS: 0.15% Up to $2.5k

Citizens Bank & Trust Co. (MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$250-Premier NOW Account
0.15%$250-Premier Plus NOW Account
0.15%$250-NOW Account

Citizens Bank & Trust Co. (MS) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-60 Month CD
1.16%$1k-48 Month CD
1.00%$1k-36 Month CD
0.90%$1k-24 Month CD
0.80%$1k-12 Month CD
0.65%$1k-6 Month CD
0.25%$1k-3 Month CD
0.15%$1k-30 Day CD
Locations


Citizens Bank & Trust Co. (MS) Locations
Tunica Branch1411 Main StreetTunica, MS 38676
Citizens Bank & Trust Co.239 East Main StMarks, MS 38646
Walls Branch6851 Highway 301Walls, MS 38680

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