Citizens Bank & Trust Co. (MS)
LOCATIONS
3
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
2.28% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.28% | 5-year CD | |
| 1.00% | 1-year CD | |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
Citizens Bank & Trust Co. (MS) is headquartered in Marks and is the 57th largest bank in the state of Mississippi. It is also the 3,712th largest bank in the nation. It was established in 1917 and as of December of 2018, it had grown to 37 employees at 3 locations. Citizens Bank & Trust Co. (MS)'s money market rates are 70% higher than the national average, and it has a C+ health rating.
Health
C+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9777 |
| Year Established | 1917 |
| Employees | 37 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 5.76% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $126.7MM$130.4MM |
| Loans | Q4 2018vs Q4 2017 | $93.6MM$91.6MM |
| Deposits | Q4 2018vs Q4 2017 | $102.9MM$97.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $13.3MM$13.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $968.00K$1.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $4.9MM$1.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $1.2MM$293.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens Bank & Trust Co. (MS) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $100 | - | Long Term IRA | |
| 0.25% | $100 | - | Regular Savings Account | |
| 0.25% | $50 | - | Health Savings NOW Account | |
| 0.25% | $5k | - | Savings Account | |
| 0.20% | $10 | - | Christmas Club Account |
Citizens Bank & Trust Co. (MS) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $100k* | - | Super Money Market Deposit Account | ||
| OTHER TIERS: 0.30% → Up to $25k | 0.35% → $25k - $50k | 0.55% → $50k - $100k | |||||
| 0.30% | - | - | Money Market Deposit Account | ||
Citizens Bank & Trust Co. (MS) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $250 | - | Premier NOW Account | |
| 0.25% | $250 | - | Premier Plus NOW Account | |
| 0.25% | $250 | - | NOW Account |
Citizens Bank & Trust Co. (MS) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.28% | $1k | - | 60 Month CD | |
| 1.77% | $1k | - | 48 Month CD | |
| 1.56% | $1k | - | 36 Month CD | |
| 1.51% | $1k | - | 24 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD | |
| 0.35% | $1k | - | 3 Month CD | |
| 0.15% | $1k | - | 30 Day CD |
Locations
| Citizens Bank & Trust Co. (MS) Locations | ||
|---|---|---|
| Tunica Branch | 1411 Main Street | Tunica, MS 38676 |
| Citizens Bank & Trust Co. | 239 East Main St | Marks, MS 38646 |
| Walls Branch | 6851 Highway 301 | Walls, MS 38680 |