Citizens Bank & Trust Co. (MS)

Overview / Commentary

662-326-8047

239 East Main St
Marks, MS 38646

Citizens Bank & Trust Co. (MS) is headquartered in Marks and is the 53^rd largest bank in the state of Mississippi. It is also the 3,372^nd largest bank in the nation. It was established in 1917 and as of December of 2019, it had grown to 35 employees at 3 locations. Citizens Bank & Trust Co. (MS) has a C health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank & Trust Co. (MS) has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	9777
Year Established	1917
Employees	35
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-2.03%
Return on Equity - YTD	-22.88%
Annual Interest Income	$6.3MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$147.0MM$126.7MM
Loans	Q4 2019vs Q4 2018	$81.6MM$93.6MM
Deposits	Q4 2019vs Q4 2018	$116.4MM$102.9MM
Equity Capital	Q4 2019vs Q4 2018	$11.9MM$13.3MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$1.9MM$968.00K
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$5.2MM$4.9MM
Real Estate Owned	Q4 2019vs Q4 2018	$1.3MM$1.2MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Bank & Trust Co. (MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank & Trust Co. (MS) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$100	-	Long Term IRA
0.15%	$100	-	Regular Savings Account
0.15%	$50	-	Health Savings NOW Account
0.15%	$10	-	Christmas Club Account
0.15%	$5k	-	Savings Account

Citizens Bank & Trust Co. (MS) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Super Money Market Deposit Account
OTHER TIERS: 0.20% → Up to $100k
0.20%^*	$2.5k^*	-	Money Market Deposit Account
OTHER TIERS: 0.15% → Up to $2.5k

Citizens Bank & Trust Co. (MS) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$250	-	Premier NOW Account
0.15%	$250	-	Premier Plus NOW Account
0.15%	$250	-	NOW Account

Citizens Bank & Trust Co. (MS) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%	$1k	-	60 Month CD
1.16%	$1k	-	48 Month CD
1.00%	$1k	-	36 Month CD
0.90%	$1k	-	24 Month CD
0.80%	$1k	-	12 Month CD
0.65%	$1k	-	6 Month CD
0.25%	$1k	-	3 Month CD
0.15%	$1k	-	30 Day CD

Locations

Citizens Bank & Trust Co. (MS) Locations
Tunica Branch	1411 Main Street	Tunica, MS 38676
Citizens Bank & Trust Co.	239 East Main St	Marks, MS 38646
Walls Branch	6851 Highway 301	Walls, MS 38680

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.