Overview / Commentary
Citizens Bank & Trust Co. (MS) is headquartered in Marks and is the 55th largest bank in the state of Mississippi. It is also the 3,445th largest bank in the nation. It was established in 1917 and as of March of 2020, it had grown to 32 employees at 3 locations. Citizens Bank & Trust Co. (MS) has a C- health rating.
Health
C-
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Bank & Trust Co. (MS) has a negative return on equity.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9777 |
| Year Established | 1917 |
| Employees | 32 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.49% |
| Return on Equity - YTD | -18.46% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $141.9MM$143.0MM |
| Loans | Q1 2020vs Q1 2019 | $73.9MM$92.6MM |
| Deposits | Q1 2020vs Q1 2019 | $116.9MM$118.7MM |
| Equity Capital | Q1 2020vs Q1 2019 | $11.4MM$13.7MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $2.4MM$943.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $9.1MM$7.6MM |
| Real Estate Owned | Q1 2020vs Q1 2019 | $1.3MM$1.3MM |