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Citizens Bank & Trust Co. (MS)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cbt-co.com
662-326-8047
239 East Main St
Marks, MS 38646

Citizens Bank & Trust Co. (MS) is headquartered in MARKS and is the 57th largest bank in the state of Mississippi. It is also the 3,797th largest bank in the nation. It was established in 1917 and as of December of 2024, it had grown to 29 employees at 2 locations. Citizens Bank & Trust Co. (MS)'s money market rates are 2X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #9777
Year Established1917
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD8.18%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$104.1MM$109MM
LoansQ4 2024vs Q4 2023$64.1MM$52.6MM
DepositsQ4 2024vs Q4 2023$89.8MM$86.6MM
Equity CapitalQ4 2024vs Q4 2023$12.5MM$13.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2MM$2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2.4MM$2.4MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.41%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/23/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank & Trust Co. (MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Savings Account
OTHER TIERS: 0.50% → $0 - $50k
0.25%$100-Regular Savings Account
0.25%$50-Health Savings NOW Account
0.25%$10-Christmas Club Account

Citizens Bank & Trust Co. (MS) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Super Money Market Deposit Account
OTHER TIERS: 0.25% → $0 - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 0.85% → $50k - $100k
0.50%*$2.5k*-Money Market Deposit Account
OTHER TIERS: 0.25% → $0 - $2.5k

Citizens Bank & Trust Co. (MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$250-Premier NOW Account
0.25%$250-Premier Plus NOW Account
0.25%$250-NOW Account

Citizens Bank & Trust Co. (MS) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.79%$1k-36 Month CD
2.79%$1k-48 Month CD
2.79%$1k-60 Month CD
2.53%$1k-24 Month CD
2.00%$1k-12 Month CD
1.51%$1k-6 Month CD
0.75%$1k-3 Month CD
0.35%$1k-30 Day CD

Citizens Bank & Trust Co. (MS) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$100-Long Term IRA
Locations


Citizens Bank & Trust Co. (MS) Locations
Tunica Branch1411 Main StreetTunica, MS 38676
Citizens Bank & Trust Co.239 E Main StMarks, MS 38646

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