Citizens Bank & Trust Company (KY)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	5 Year CD 2.40% - Goldman Sachs Bank USA 5 Year CD
0.50%	1-year CD	1 Year CD 1.50% - Goldman Sachs Bank USA 12 Month CD
1.40%	4-year CD	4 Year CD 1.90% - Goldman Sachs Bank USA 4 Year CD

View all Citizens Bank & Trust Company (KY) rates »

Overview / Commentary

www.cbtky.com

270-465-8193

201 East Main Street
Campbellsville, KY 42718

Citizens Bank & Trust Company (KY) is headquartered in Campbellsville and is the 70^th largest bank in the state of Kentucky. It is also the 2,950^th largest bank in the nation. It was established in 1939 and as of June of 2017, it had grown to 47 employees at 4 locations. Citizens Bank & Trust Company (KY) has a B+ health rating.

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Health

B+

Data as of Q2 2017

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Health Grade Components

Overall
FDIC Certificate #	15675
Year Established	1939
Employees	47
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.88%
Return on Equity - YTD	5.64%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$203.0MM$212.3MM
Loans	Q2 2017vs Q2 2016	$102.3MM$101.0MM
Deposits	Q2 2017vs Q2 2016	$157.8MM$175.6MM
Equity Capital	Q2 2017vs Q2 2016	$33.1MM$33.9MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$1.8MM$1.7MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$889.00K$1.1MM
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Bank & Trust Company (KY) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$250k^*	-	Tiered Money Market
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.30% → $10k - $50k \| 0.40% → $50k - $150k \| 0.50% → $150k - $250k

Citizens Bank & Trust Company (KY) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$500	-	5 Year CD
1.40%	$500	-	4 Year CD
1.25%	$500	-	3 Year CD
1.00%	$500	-	30 Month CD
0.80%	$500	-	2 Year CD
0.65%	$500	-	18 Month CD
0.50%	$500	-	1 Year CD
0.30%	$2,500	-	182 Day CD
0.20%	$2,500	-	91 Day CD
0.15%	$10k	-	30 Day CD

Citizens Bank & Trust Company (KY) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%	$500	-	18 Month Fixed IRA
0.65%	-	-	18 Month Variable IRA

Locations

Citizens Bank & Trust Company (KY) Locations
Elmhurst Plaza Branch	1307 East Broadway	Campbellsville, KY 42718
Citizens Bank & Trust Company	201 East Main Street	Campbellsville, KY 42718
Campbellsville Branch	280 Campbellsville Bypass	Campbellsville, KY 42718
Main Street Branch	408 East Main Street	Campbellsville, KY 42718