Overview / Commentary
Citizens Building and Loan is headquartered in Greer and is the 33rd largest bank in the state of South Carolina. It is also the 3,508th largest bank in the nation. It was established in 1907 and as of September of 2019, it had grown to 16 employees at 2 locations. Citizens Building and Loan's CD rates are 11% higher than the national average, and it boasts an A+ health rating.
Health
A+
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 31900 |
| Year Established | 1907 |
| Employees | 16 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 3.4% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $139.4MM$130.2MM |
| Loans | Q3 2019vs Q3 2018 | $94.8MM$86.9MM |
| Deposits | Q3 2019vs Q3 2018 | $98.9MM$93.8MM |
| Equity Capital | Q3 2019vs Q3 2018 | $29.4MM$28.6MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $874.00K$863.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $27.00K$53.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |