Citizens Community Credit Union (IA)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.20% | Savings | Basic Share Account 1.00% - Ally Bank Online Savings Account |
| 1.00% | 3-year CD | 30 Month CD Special 1.55% - Ally Bank High Yield 3 Year CD |
| 0.40% | Money Market | Money Market Savings 0.85% - Ally Bank Money Market Account |
Citizens Community Credit Union (IA) is headquartered in Fort Dodge and is the 12th largest credit union in the state of Iowa. It is also the 1,028th largest credit union in the nation. It was established in 1940 and as of June of 2016, it had grown to 53 employees and 15,328 members at 8 locations. Citizens Community Credit Union (IA) has an A health rating.
Field of Membership Restrictions
Citizens Community CU of Iowa is open to you if you or one of your direct relatives is either a resident or works in any of these Iowa Counties; Boone, Buena Vista, Calhoun, Carroll, Cerro, Gordo, Cherokee, Clay, Crawford, Dickson, Emmett, Franklin, Greene, Hamilton, Hancock, Hardin, Humbolt, Ida, Kossuth, Lyon, Monona, O'Brian, Osceola, Palo Alto, Plymouth, Pocahontas, Sac, Sioux, Story, Webster, Winnebago, Woodbury, Worth,and Wright.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66592 |
| Year Chartered | 1940 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 7.7% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $190.2MM$186.8MM |
| Loans | Q2 2016vs Q2 2015 | $145.4MM$140.7MM |
| Deposits | Q2 2016vs Q2 2015 | $161.2MM$159.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $26.7MM$24.6MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $864.00K$1.3MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $798.00K$1.1MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Citizens Community Credit Union (IA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens Community Credit Union (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | IRA Variable Savings | |
| 0.20% | $100 | - | Basic Share Account | |
| 0.20% | $100 | - | Kirby Kangaroo Club | |
| 0.20% | - | - | Christmas Club | |
| 0.20% | - | - | Vacation Club |
Citizens Community Credit Union (IA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.10% → $2,500 - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | |||||
Citizens Community Credit Union (IA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $5k | $250k | 30 Month CD Special |
Citizens Community Credit Union (IA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.55% | $500 | $1m | 60 Month IRA | |
| 1.20% | $500 | $1m | 48 Month IRA | |
| 1.05% | $500 | $1m | 36 Month IRA | |
| 0.80% | $500 | $1m | 24 Month IRA | |
| 0.60% | $500 | $1m | 18 Month IRA | |
| 0.45% | $500 | $1m | 12 Month IRA |
| Citizens Community Credit Union (IA) Locations | ||
|---|---|---|
| Branch Office | 1805 18th St | Spirit Lake, IA 51360 |
| Branch Office | 609 Flindt Dr | Storm Lake, IA 50588 |
| Branch Office | 106 S Mill St | Lake Mills, IA 50450 |
| Branch Office | 2 N 2nd St | Estherville, IA 51334 |
| Branch Office | 700 Luicks Ln S | Belmond, IA 50421 |
| Branch Office | 403 E Call St | Algona, IA 50511 |
| Branch Office | 115 S 29th St | Fort Dodge, IA 50501 |
| Branch Office | 2012 1st Ave S | Fort Dodge, IA 50501-6704 |