Citizens Community Credit Union (IA)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.01% | Reward Checking | 1.73% - National Average |
| 0.20% | Savings | 2.20% - Barclays Online Savings Account |
| 0.50% | Money Market | 2.20% - Barclays Online Savings Account |
Citizens Community Credit Union (IA) is headquartered in Fort Dodge and is the 14th largest credit union in the state of Iowa. It is also the 1,060th largest credit union in the nation. It was established in 1940 and as of December of 2018, it had grown to 51 employees and 15,375 members at 8 locations. Citizens Community Credit Union (IA)'s money market rates are 14% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Citizens Community CU of Iowa is open to you if you or one of your direct relatives is either a resident or works in any of these Iowa Counties; Boone, Buena Vista, Calhoun, Carroll, Cerro, Gordo, Cherokee, Clay, Crawford, Dickson, Emmett, Franklin, Greene, Hamilton, Hancock, Hardin, Humbolt, Ida, Kossuth, Lyon, Monona, O'Brian, Osceola, Palo Alto, Plymouth, Pocahontas, Sac, Sioux, Story, Webster, Winnebago, Woodbury, Worth,and Wright.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66592 |
| Year Chartered | 1940 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 5.86% |
| Annual Interest Income | $9.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $199.2MM$191.5MM |
| Loans | Q4 2018vs Q4 2017 | $165.8MM$149.7MM |
| Deposits | Q4 2018vs Q4 2017 | $164.7MM$159.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $30.8MM$29.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.3MM$1.3MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Citizens Community Credit Union (IA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens Community Credit Union (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Basic Share Account | |
| 0.20% | $100 | - | Kirby Kangaroo Club | |
| 0.20% | $1 | - | Christmas Club | |
| 0.20% | $1 | - | Vacation Club |
Citizens Community Credit Union (IA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
Citizens Community Credit Union (IA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $25k | REWARDchecking | ||
| OTHER TIERS: 0.75% → $25k+ | |||||
| Citizens Community Credit Union (IA) Locations | ||
|---|---|---|
| Branch Office | 1805 18th St | Spirit Lake, IA 51360 |
| Branch Office | 609 Flindt Dr | Storm Lake, IA 50588 |
| Branch Office | 106 S Mill St | Lake Mills, IA 50450 |
| Branch Office | 2 N 2nd St | Estherville, IA 51334 |
| Branch Office | 700 Luicks Ln S | Belmond, IA 50421 |
| Branch Office | 403 E Call St | Algona, IA 50511 |
| Branch Office | 115 S 29th St | Fort Dodge, IA 50501 |
| Branch Office | 2012 1st Ave S | Fort Dodge, IA 50501-6704 |