Featured Savings Rates
Featured Accounts

Citizens Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingKasasa Cash
0.75%Reward SavingsKasasa Saver
1.45%5-year CD5 Year CD

Overview / Commentary
701-662-8118
1117 Highway 2 E
Devils Lake, ND 58301

Citizens Community Credit Union is headquartered in Devils Lake and is the 7th largest credit union in the state of North Dakota. It is also the 1,082nd largest credit union in the nation. It was established in 1940 and as of September of 2017, it had grown to 48 employees and 11,550 members at 9 locations. Citizens Community Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Citizens Community Credit Union is open to those who live in the North Dakota communities of Bisbee, Devils Lake, East Grand Forks, Fort Totten, Grand Forks, Larimore, Lakota, Northwood, and St. John.
See current membership details

Related Posts

Citizens Community CU (ND/MN) Adds 280-912 Days Lifestyle CD - 8/10/2017

Citizens Community CD (ND/MN) now has Lifestyle CDs, with flexible maturity dates. The 280 to 912 Days Lifestyle CD (1.55% APY, $1k min) is the most competitive.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Citizens Community Credit Union has a negative return on assets.

Health Grade Components

Overall
NCUA #60600
Year Chartered1940
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD-5.62%
Return on Equity - YTD-83.47%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$185.7MM$195.5MM
LoansQ3 2017vs Q3 2016$149.2MM$164.4MM
DepositsQ3 2017vs Q3 2016$160.9MM$157.2MM
Equity CapitalQ3 2017vs Q3 2016$12.9MM$20.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$9.1MM$1.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$12.3MM$2.4MM
Real Estate OwnedQ3 2017vs Q3 2016$3.00K$3.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-IRA Savings
OTHER TIERS: 0.10% Up to $5k | 0.25% $5k - $10k | 0.35% $10k - $25k | 0.55% $25k - $50k
0.75%*-$20kKasasa Saver
OTHER TIERS: 0.25% $20k+
0.01%$25-Membership Savings
0.01%$100-Daily Savings

Citizens Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market Savings
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k

Citizens Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+

Citizens Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$5k-39 Month High Yield CD w/Elite Bonus
1.60%$1k-5 Year CD w/Elite Bonus
1.55%$5k-39 Month High Yield CD
1.50%$500-4 Year TLT CD
1.45%$1k-5 Year CD
1.25%$1k-4 Year CD w/Elite Bonus
1.15%$5k-17 Month High Yield CD w/Elite Bonus
1.10%$1k-4 Year CD
1.00%$1k-3 Year CD w/Elite Bonus
1.00%$5k-17 Month High Yield CD
0.85%$1k-3 Year CD
0.85%$1k-30 Month CD w/Elite Bonus
0.75%$1k-2 Year CD w/Elite Bonus
0.70%$1k-30 Month CD
0.60%$1k-2 Year CD
0.60%$100-1 Year TLT CD
0.60%$1k-18 Month CD w/Elite Bonus
0.50%$1k-1 Year CD w/Elite Bonus
0.45%$1k-18 Month CD
0.35%$1k-1 Year CD
0.30%$1k-6 Month CD w/Elite Bonus
0.25%$1k-3 Month CD w/Elite Bonus
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD

Citizens Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$5k-3 Year IRA
0.70%$5k-1 Year IRA
Locations


Citizens Community Credit Union Locations
Branch Office428 Bygland Rd SEEast Grand Forks, MN 56721
Branch Office3351 32nd Ave SGrand Forks, ND 58201
Branch Office217 Towner AveLarimore, ND 58251
Branch Office231 Foussard Ave SWSt John, ND 58369
Branch Office513 Washington AveNorthwood, ND 58267
Branch Office1215 N 42nd StGrand Forks, ND 58203
Branch Office204 Main StBisbee, ND 58317
Branch Office1117 Highway 2 EDevils Lake, ND 58301
Branch Office201 N Main StLakota, ND 58344