Citizens Federal Savings and Loan Association
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
2.30% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.30% | 5-year CD | 60 Month CD 2.80% - Barclays 60 Month Online CD |
| 0.60% | 1-year CD | 12 Month CD 2.20% - Barclays 12 Month Online CD |
| 0.50% | Savings | Passbook Savings |
Overview / Commentary
Citizens Federal Savings and Loan Association is headquartered in Covington and is the 146th largest bank in the state of Kentucky. It is also the 5,376th largest bank in the nation. It was established in 1886 and as of December of 2017, it had grown to 4 employees at 1 location. Citizens Federal Savings and Loan Association's money market rates are 14% higher than the national average, and it has a B health rating.
Related Posts
View all posts from:
Health
B
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Federal Savings and Loan Association has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27841 |
| Year Established | 1886 |
| Employees | 4 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 2.24% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $37.3MM$37.1MM |
| Loans | Q4 2017vs Q4 2016 | $22.2MM$21.5MM |
| Deposits | Q4 2017vs Q4 2016 | $22.9MM$23.2MM |
| Equity Capital | Q4 2017vs Q4 2016 | $10.4MM$10.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $272.00K$286.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $0$0 |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Citizens Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.
Citizens Federal Savings and Loan Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | Passbook Savings |
Citizens Federal Savings and Loan Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $2,500 | - | MMDA |
Citizens Federal Savings and Loan Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | Classic Plus Checking | |
| 0.50% | $10k | - | Choice Checking | |
| 0.50% | $100 | - | Freedom Checking |
Citizens Federal Savings and Loan Association CD Rates
Citizens Federal Savings and Loan Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.30% | $500 | - | 60 Month IRA | |
| 2.00% | $500 | - | 30 Month IRA |
Locations
| Citizens Federal Savings and Loan Association Locations | ||
|---|---|---|
| Citizens Federal Savings and Loan Association | 433 Madison Ave | Covington, KY 41011 |