Featured Savings Rates
Featured Accounts

Citizens Federal Savings and Loan Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.10%5-year CD60 Month CD
0.60%1-year CD12 Month CD
0.50%SavingsPassbook Savings

Overview / Commentary
859-431-0087
433 Madison Ave
Covington, KY 41011

Citizens Federal Savings and Loan Association is headquartered in Covington and is the 155th largest bank in the state of Kentucky. It is also the 5,709th largest bank in the nation. It was established in 1886 and as of June of 2016, it had grown to 4 employees at 1 location. Citizens Federal Savings and Loan Association's money market rates are 14% higher than the national average, and it has a B+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Federal Savings and Loan Association has a low asset base.

Health Grade Components

Overall
FDIC Certificate #27841
Year Established1886
Employees4
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.43%
Return on Equity - YTD8.72%
Annual Interest Income$715.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$37.2MM$34.6MM
LoansQ2 2016vs Q2 2015$20.1MM$19.1MM
DepositsQ2 2016vs Q2 2015$22.7MM$23.0MM
Equity CapitalQ2 2016vs Q2 2015$10.3MM$9.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$286.00K$286.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$0$0
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

Citizens Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-IRA Account
0.50%$500-Passbook Savings

Citizens Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2,500-MMDA

Citizens Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Classic Plus Checking
0.50%$10k-Choice Checking
0.50%$100-Freedom Checking

Citizens Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-60 Month CD
1.70%$1k-48 Month CD
1.40%$1k-29 Month CD Special
1.20%$1k-36 Month CD
1.05%$1k-13 Month CD Special
0.85%$1k-24 Month CD
0.75%$1k-18 Month CD
0.60%$1k-12 Month CD
0.50%$5k-182 Day CD
0.25%$5k-91 Day CD
Locations


Citizens Federal Savings and Loan Association Locations
Citizens Federal Savings and Loan Association433 Madison AveCovington, KY 41011