Overview / Commentary
859-431-0087
433 Madison Ave
Covington, KY 41011

Citizens Federal Savings and Loan Association is headquartered in Covington and is the 145th largest bank in the state of Kentucky. It is also the 5,221st largest bank in the nation. It was established in 1886 and as of June of 2018, it had grown to 5 employees at 1 location. Citizens Federal Savings and Loan Association's money market rates are 14% higher than the national average, and it has a B+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens Federal Savings and Loan Association has a low asset base.

Health Grade Components

Overall
FDIC Certificate #27841
Year Established1886
Employees5
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD3.16%
Annual Interest Income$749.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$39.4MM$38.8MM
LoansQ2 2018vs Q2 2017$22.5MM$21.5MM
DepositsQ2 2018vs Q2 2017$24.4MM$24.1MM
Equity CapitalQ2 2018vs Q2 2017$10.3MM$10.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$272.00K$286.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

Citizens Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-Passbook Savings

Citizens Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2.5k-MMDA

Citizens Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Classic Plus Checking
0.50%$10k-Choice Checking
0.50%$100-Freedom Checking

Citizens Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$1k-60 Month CD
2.75%$1k-29 Month CD
2.65%$1k-36 Month CD
2.30%$1k-24 Month CD
2.25%$1k-18 Month CD
2.00%$1k-48 Month CD
1.60%$1k-13 Month CD
0.60%$1k-12 Month CD
0.25%$5k-91 Day CD
0.25%$5k-182 Day CD

Citizens Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-60 Month IRA
2.00%$500-30 Month IRA
Locations


Citizens Federal Savings and Loan Association Locations
Citizens Federal Savings and Loan Association433 Madison AveCovington, KY 41011

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.