Citizens Federal Savings Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.citizensfsb.bank

913-727-1040

5151 S 4th Street
Leavenworth, KS 66048

Citizens Federal Savings Bank is headquartered in LEAVENWORTH and is the 95^th largest bank in the state of Kansas. It is also the 3,126^th largest bank in the nation. It was established in 1884 and as of March of 2025, it had grown to 26 employees at 3 locations. Citizens Federal Savings Bank's CD rates are 4X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	30150
Year Established	1884
Employees	26
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	-0.08%
Return on Equity - YTD	-0.45%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$189.5MM$185.6MM
Loans	Q1 2025vs Q1 2024	$134.5MM$124.8MM
Deposits	Q1 2025vs Q1 2024	$139.3MM$139MM
Equity Capital	Q1 2025vs Q1 2024	$35.6MM$34.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$419K$365K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$232K$109K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Federal Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Federal Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$10	-	Dollar Dog Savings
0.25%	$10	-	Statement Savings
0.25%	$10	-	Christmas Club

Citizens Federal Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.26%^*	$50k^*	-	Money Market Checking
OTHER TIERS: 0.25% → $100 - $2.5k \| 0.35% → $2.5k - $10k \| 0.75% → $10k - $25k \| 0.85% → $25k - $50k

Citizens Federal Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	All American Checking
0.10%	$0	-	50 Plus Checking

Citizens Federal Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$5k	-	6 Month CD Special
3.25%	$500	-	1 Year CD
3.25%	$500	-	2 Year CD
3.00%	$500	-	3 Year CD
3.00%	$500	-	4 Year CD
3.00%	$500	-	5 Year CD
3.00%	$500	-	6 Year CD
2.75%	$1k	-	6 Month CD
2.00%	$1k	-	91 Day CD

Citizens Federal Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$500	-	1 Year IRA
3.25%	$500	-	2 Year IRA
3.00%	$500	-	3 Year IRA
3.00%	$500	-	4 Year IRA
3.00%	$500	-	5 Year IRA
3.00%	$500	-	6 Year IRA

Locations

Citizens Federal Savings Bank Locations
State Avenue Branch	15500 State Ave	Basehor, KS 66007
312 South Fifth Street Branch	312 South Fifth St	Leavenworth, KS 66048
Citizens Savings and Loan Association, FSB	5151 S 4th St	Leavenworth, KS 66048

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.