Citizens First Bank (FL) is headquartered in THE VILLAGES and is the 13th largest bank in the state of Florida. It is also the 328th largest bank in the nation. It was established in 1991 and as of March of 2025, it had grown to 405 employees at 19 locations. Citizens First Bank (FL)'s money market rates are 8X the national average, and it boasts an A+ health rating.
Not even a week ago I had problems logging into My account. I wasted my time with busy schedule dealing with one of your representatives to help me Reset my password. This has happened well Over five times this year! Only to be able to use my existing password And then being able to log in! What kind of security measure are you offering? You are just wasting our time! And now I go through this ALL OVER AGAIN! I have Many screen pictures taken to prove the many times I’ve had this problem How ridiculous your website is set up!
Overall | |
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FDIC Certificate # | 33440 |
Year Established | 1991 |
Employees | 405 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.14% |
Return on Equity - YTD | 10.84% |
Annual Interest Income | $41.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $4.08B$3.83B |
Loans | Q1 2025vs Q1 2024 | $1.3B$1.27B |
Deposits | Q1 2025vs Q1 2024 | $3.47B$3.31B |
Equity Capital | Q1 2025vs Q1 2024 | $439.3MM$373.1MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $23.2MM$21MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.7MM$1.6MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $248K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $100k* | - | Tiered Savings Account | ||
OTHER TIERS: 0.10% → $100 - $100k | |||||
0.15% | $25 | - | Youth Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.67%* | $1m* | - | Citizens Advantage Money Market | ||
OTHER TIERS: 0.10% → $0 - $10k | 0.20% → $10k - $50k | 1.21% → $50k - $250k | 3.15% → $250k - $1m |