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Citizens First Bank (FL)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.26%5-year CD5 Year CD
0.20%1-year CD1 Year CD
0.06%SavingsTiered Savings Account

Overview / Commentary
352-753-9515
1050 Lake Sumter Landing
The Villages, FL 32162

Citizens First Bank (FL) is headquartered in The Villages and is the 15th largest bank in the state of Florida. It is also the 413th largest bank in the nation. It was established in 1991 and as of September of 2017, it had grown to 280 employees at 11 locations. Citizens First Bank (FL) has an A+ health rating.

Reviews (2)

Great Bank To Work With

I have been with Citizen's First Bank for five years now, and with the online banking ability, with no fees, it has been my easiest banking experience. The only negative I have is their low interest rates, For CDs, savings interest, and checking interest.

Great customer service

I have had wonderful customer service at Citizens First Bank. They have 3 close and convenient locations that all offer drive thrus and drive up ATMS. the only down side to that is half the time their ATMs are out of service. They aren't working more than they are working. however the customer service definitely makes up for it. Anytime I have overdrafted they have waived my over draft fee. they also dont charge fees for anything else besides overdrafting. whether you call, go in, or go to the drive thru workers are always so kind, patient, and quick. another downside to this bank is their APP is horrible. it never seems to be working and if it is it very delayed, which their website is as well. purchases take quite some time to show up on your account--so your balance is inaccurate.



Health
A+

Health Grade Components

Overall
FDIC Certificate #33440
Year Established1991
Employees280
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD14.04%
Annual Interest Income$38.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$2.04B$1.99B
LoansQ3 2017vs Q3 2016$549.7MM$363.2MM
DepositsQ3 2017vs Q3 2016$1.79B$1.64B
Equity CapitalQ3 2017vs Q3 2016$207.0MM$180.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$6.7MM$6.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.4MM$798.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%*$100k*-Tiered Savings Account
OTHER TIERS: 0.01% $100 - $10k | 0.03% $10k - $25k | 0.05% $25k - $100k
0.02%$25-Youth Savings Account

Citizens First Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%*$100k*-Citizens Advantage Money Market
OTHER TIERS: 0.02% $2,500 - $10k | 0.04% $10k - $25k | 0.05% $25k - $50k | 0.06% $50k - $100k

Citizens First Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%$1k-Senior Interest Checking
0.02%*$30k*-Tiered Now Accounts
OTHER TIERS: 0.01% $10k - $30k

Citizens First Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$2,500-5 Year CD
1.17%$10k-17 Month CD Special
1.05%$2,500-4 Year CD
0.95%$2,500-3 Year CD
0.50%$2,500-2 Year CD
0.25%$2,500-18 Month CD
0.20%$2,500-1 Year CD
0.15%$2,500-6 Month CD
0.10%$2,500-3 Month CD
0.01%$2,500-30 Day CD

Citizens First Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$2,500-5 Year Fixed IRA
1.05%$2,500-4 Year Fixed IRA
0.96%$2,500-3 Year Fixed IRA
0.50%$2,500-2 Year Fixed IRA
0.25%$2,500-18 Month Variable IRA
0.20%$2,500-1 Year Fixed IRA
Locations

Availability