Citizens First Bank (FL)

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	5-year CD	5 Year CD 1.85% - Synchrony Bank 60 Month CD
0.15%	1-year CD	1 Year CD 1.05% - Ally Bank High Yield 12-Month CD
0.06%	Savings	Tiered Savings Account 1.00% - Ally Bank Online Savings Account

View all Citizens First Bank (FL) rates »

Overview / Commentary

www.citizensfb.com

352-753-9515

1050 Lake Sumter Landing
The Villages, FL 32162

Citizens First Bank (FL) is headquartered in The Villages and is the 15^th largest bank in the state of Florida. It is also the 398^th largest bank in the nation. It was established in 1991 and as of June of 2016, it had grown to 194 employees at 10 locations. Citizens First Bank (FL) has an A health rating.

Reviews (1)

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Great Bank To Work With

Posted by: Bob Cochran | Nov 27, 2015

I have been with Citizen's First Bank for five years now, and with the online banking ability, with no fees, it has been my easiest banking experience. The only negative I have is their low interest rates, For CDs, savings interest, and checking interest.

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1

Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #	33440
Year Established	1991
Employees	194
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	11.52%
Annual Interest Income	$22.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$1.97B$1.79B
Loans	Q2 2016vs Q2 2015	$343.7MM$291.2MM
Deposits	Q2 2016vs Q2 2015	$1.61B$1.49B
Equity Capital	Q2 2016vs Q2 2015	$177.2MM$156.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$7.5MM$9.8MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$828.00K$3.6MM
Real Estate Owned	Q2 2016vs Q2 2015	$0$1.2MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First Bank (FL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.06%^*	$100k^*	-	Tiered Savings Account
OTHER TIERS: 0.01% → $100 - $10k \| 0.03% → $10k - $25k \| 0.05% → $25k - $100k
0.02%	$25	-	Youth Savings Account

Citizens First Bank (FL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.11%^*	$100k^*	-	Citizens Advantage Money Market
OTHER TIERS: 0.02% → $2,500 - $10k \| 0.04% → $10k - $25k \| 0.05% → $25k - $50k \| 0.06% → $50k - $100k

Citizens First Bank (FL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.04%	$1k	-	Senior Interest Checking
0.02%^*	$30k^*	-	Tiered Now Accounts
OTHER TIERS: 0.01% → $10k - $30k

Citizens First Bank (FL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$2,500	-	5 Year CD
1.26%	$2,500	-	4 Year CD
1.03%	$10k	-	25 Month Special CD
0.95%	$2,500	-	3 Year CD
0.45%	$2,500	-	2 Year CD
0.22%	$2,500	-	18 Month CD
0.15%	$2,500	-	1 Year CD
0.12%	$2,500	-	6 Month CD
0.08%	$2,500	-	3 Month CD
0.01%	$2,500	-	30 Day CD

Citizens First Bank (FL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$2,500	-	5 Year Fixed IRA
1.26%	$2,500	-	4 Year Fixed IRA
0.95%	$2,500	-	3 Year Fixed IRA
0.45%	$2,500	-	2 Year Fixed IRA
0.22%	$2,500	-	18 Month Variable IRA
0.15%	$2,500	-	1 Year Fixed IRA

Locations

Citizens First Bank (FL) has 11 locations. Click to view all Citizens First Bank (FL) locations.