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Citizens First Bank (FL)


Overview / Commentary
www.citizensfb.com
352-751-2100
1050 Lake Sumter Landing
The Villages, FL 32162

Citizens First Bank (FL) is headquartered in THE VILLAGES and is the 15th largest bank in the state of Florida. It is also the 341st largest bank in the nation. It was established in 1991 and as of June of 2024, it had grown to 392 employees at 18 locations. Citizens First Bank (FL)'s money market rates are 9X the national average, and it has an A health rating.

Reviews (1)

The Worst Online Website

Posted by: |

Not even a week ago I had problems logging into My account.  I wasted my time with busy schedule dealing with one of your representatives to help me Reset my password.  This has happened well Over five times this year!  Only to be able to use my existing password And then being able to log in!  What kind of security measure are you offering?  You are just wasting our time!  And now I go through this ALL OVER AGAIN!  I have Many screen pictures taken to prove the many times I’ve had this problem How ridiculous your website is set up!

2


Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #33440
Year Established1991
Employees392
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.09%
Annual Interest Income$78.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$3.78B$3.64B
LoansQ2 2024vs Q2 2023$1.26B$1.19B
DepositsQ2 2024vs Q2 2023$3.27B$3.17B
Equity CapitalQ2 2024vs Q2 2023$378.3MM$320.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$21.4MM$20.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.9MM$946K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Citizens First Bank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Tiered Savings Account
OTHER TIERS: 0.10% → $100 - $100k
0.15%$25-Youth Savings Account

Citizens First Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%*$1m*-Citizens Advantage Money Market
OTHER TIERS: 0.10% → $0 - $10k | 0.40% → $10k - $50k | 1.51% → $50k - $250k | 3.56% → $250k - $1m

Citizens First Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$250k*-Senior Interest Checking
OTHER TIERS: 0.75% → $1k - $50k | 1.01% → $50k - $250k
1.26%*$250k*-American Heroes Checking
OTHER TIERS: 0.75% → $1k - $50k | 1.01% → $50k - $250k

Citizens First Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.76%$2.5k-6 Month CD
4.76%$2.5k-Business 6 Month CD
4.50%$2.5k-1 Year CD
4.50%$2.5k-Business 1 Year CD
2.28%$2.5k-5 Year CD
2.28%$2.5k-Business 5 Year CD
2.02%$2.5k-4 Year CD
2.02%$2.5k-Business 4 Year CD
1.97%$2.5k-3 Year CD
1.97%$2.5k-Business 3 Year CD
1.87%$2.5k-2 Year CD
1.87%$2.5k-Business 2 Year CD
1.77%$2.5k-18 Month CD
1.77%$2.5k-Business 18 Month CD
0.50%$2.5k-30 Day CD
0.50%$2.5k-3 Month CD
0.50%$2.5k-Business 30 Day CD
0.50%$2.5k-Business 3 Month CD

Citizens First Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$2.5k-1 Year Fixed IRA
2.28%$2.5k-5 Year Fixed IRA
2.02%$2.5k-4 Year Fixed IRA
1.97%$2.5k-3 Year Fixed IRA
1.87%$2.5k-2 Year Fixed IRA
1.77%$2.5k-18 Month Variable IRA
Locations

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