Citizens First Bank (IA)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

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Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.gocfb.bank

563-243-6000

1442 Lincoln Way
Clinton, IA 52732

Citizens First Bank (IA) is headquartered in CLINTON and is the 93^rd largest bank in the state of Iowa. It is also the 2,369^th largest bank in the nation. It was established in 2000 and as of March of 2025, it had grown to 51 employees at 3 locations. Citizens First Bank (IA) has a C- health rating.

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Health

C-

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens First Bank (IA) has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	35477
Year Established	2000
Employees	51
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-1.45%
Return on Equity - YTD	-27.99%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$328MM$318.1MM
Loans	Q1 2025vs Q1 2024	$234.8MM$236.4MM
Deposits	Q1 2025vs Q1 2024	$263.5MM$246.2MM
Equity Capital	Q1 2025vs Q1 2024	$16.6MM$15.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.6MM$2.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.4MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Citizens First Bank (IA) are currently being reviewed.

Locations

Citizens First Bank (IA) Locations
Mid-Town Branch	1329 North 2nd Street	Clinton, IA 52732
Citizens First Bank	1442 Lincoln Way	Clinton, IA 52732
Camanche Branch	403 South Washington Boulevard	Camanche, IA 52730

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