Advertising Disclosure

Citizens First Bank (IA)

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

Intere$t Reward$ Checking

Overview / Commentary

877-902-1442

1442 Lincoln Way
Clinton, IA 52732

Citizens First Bank (IA) is headquartered in Clinton and is the 100^th largest bank in the state of Iowa. It is also the 2,702^nd largest bank in the nation. It was established in 2000 and as of September of 2020, it had grown to 45 employees at 3 locations. Citizens First Bank (IA)'s money market rates are 3X the national average, and it has a B+ health rating.

Related Posts

View all posts from:

2009

11/22 - 5.01% Reward Checking Account at Citizens First Bank in Iowa - Local Only

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	35477
Year Established	2000
Employees	45
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	6.8%
Annual Interest Income	$7.4MM

Assets and Liabilities
Assets	Q3 2020vs Q3 2019	$244.4MM$204.9MM
Loans	Q3 2020vs Q3 2019	$195.3MM$180.0MM
Deposits	Q3 2020vs Q3 2019	$207.2MM$169.9MM
Equity Capital	Q3 2020vs Q3 2019	$21.5MM$21.0MM
Loan Loss Allowance	Q3 2020vs Q3 2019	$2.3MM$2.1MM
Unbacked Noncurrent Loans	Q3 2020vs Q3 2019	$2.8MM$1.3MM
Real Estate Owned	Q3 2020vs Q3 2019	$0$448.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens First Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%	-	-	Bonu$ Savings
0.25%^*	$25k^*	-	HSA (Health Savings Account)
OTHER TIERS: 0.05% → $500 - $10k \| 0.10% → $10k - $25k
0.10%	-	-	Personal Basic Savings
0.10%	-	-	Business Basic Savings
0.10%	-	-	Christmas Club Savings

Citizens First Bank (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.20%	$1k	-	Money Market Promo
0.45%^*	$25k^*	-	Money Market
OTHER TIERS: 0.15% → Up to $10k \| 0.40% → $10k - $25k
0.45%^*	$25k^*	-	Business Money Market
OTHER TIERS: 0.15% → Up to $10k \| 0.40% → $10k - $25k

Citizens First Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	-	$25k	Intere$t Reward$ Checking
OTHER TIERS: 0.35% → $25k+
0.50%^*	$25k^*	-	Business Plus Checking
OTHER TIERS: 0.10% → $500 - $10k \| 0.15% → $10k - $25k
0.50%^*	$25k^*	-	Plu$ Reward$ Checking
OTHER TIERS: 0.10% → $500 - $10k \| 0.15% → $10k - $25k

Citizens First Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%	$500	-	60 Month CD
1.10%	$500	-	Business 60 Month CD
1.05%	$500	-	48 Month CD
1.05%	$500	-	Business 48 Month CD
0.95%	$500	-	36 Month CD
0.95%	$500	-	Business 36 Month CD
0.85%	$500	-	12 Month CD
0.85%	$500	-	18 Month CD
0.85%	$500	-	24 Month CD
0.85%	$500	-	Business 12 Month CD
0.85%	$500	-	Business 18 Month CD
0.85%	$500	-	Business 24 Month CD
0.50%	$500	-	6 Month CD
0.50%	$500	-	Business 6 Month CD
0.30%	$500	-	3 Month CD
0.30%	$500	-	Business 3 Month CD
0.15%	$500	-	7 - 89 Day CD
0.15%	$500	-	Business 7 - 89 Day CD

Citizens First Bank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%	$500	-	60 Month IRA
1.05%	$500	-	48 Month IRA
0.95%	$500	-	36 Month IRA
0.85%	$500	-	12 Month IRA
0.85%	$500	-	18 Month IRA
0.85%	$500	-	24 Month IRA
0.50%	$500	-	6 Month IRA
0.30%	$500	-	3 Month IRA
0.15%	$500	-	7 - 89 Day IRA

Locations

Citizens First Bank (IA) Locations
Mid-Town Branch	1329 North 2nd Street	Clinton, IA 52732
Citizens First Bank	1442 Lincoln Way	Clinton, IA 52732
Camanche Branch	403 South Washington Boulevard	Camanche, IA 52730

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.