Citizens First Bank (IA)


Overview / Commentary
877-902-1442
1442 Lincoln Way
Clinton, IA 52732

Citizens First Bank (IA) is headquartered in Clinton and is the 92nd largest bank in the state of Iowa. It is also the 2,651st largest bank in the nation. It was established in 2000 and as of June of 2020, it had grown to 47 employees at 3 locations. Citizens First Bank (IA)'s money market rates are 3X the national average, and it has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #35477
Year Established2000
Employees47
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.5%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$251.4MM$207.9MM
LoansQ2 2020vs Q2 2019$198.0MM$176.9MM
DepositsQ2 2020vs Q2 2019$203.3MM$173.6MM
Equity CapitalQ2 2020vs Q2 2019$21.0MM$20.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.4MM$2.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$6.6MM$1.4MM
Real Estate OwnedQ2 2020vs Q2 2019$0$448.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Citizens First Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--Bonu$ Savings
0.25%*$25k*-HSA (Health Savings Account)
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $25k
0.10%--Personal Basic Savings
0.10%--Business Basic Savings
0.10%--Christmas Club Savings

Citizens First Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-Money Market Promo
0.45%*$25k*-Money Market
OTHER TIERS: 0.15% Up to $10k | 0.40% $10k - $25k
0.45%*$25k*-Business Money Market
OTHER TIERS: 0.15% Up to $10k | 0.40% $10k - $25k

Citizens First Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$25kIntere$t Reward$ Checking
OTHER TIERS: 0.35% $25k+
0.50%*$25k*-Business Plus Checking
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k
0.50%*$25k*-Plu$ Reward$ Checking
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k

Citizens First Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month CD
1.10%$500-Business 60 Month CD
1.05%$500-48 Month CD
1.05%$500-Business 48 Month CD
0.95%$500-36 Month CD
0.95%$500-Business 36 Month CD
0.85%$500-12 Month CD
0.85%$500-18 Month CD
0.85%$500-24 Month CD
0.85%$500-Business 12 Month CD
0.85%$500-Business 18 Month CD
0.85%$500-Business 24 Month CD
0.50%$500-6 Month CD
0.50%$500-Business 6 Month CD
0.30%$500-3 Month CD
0.30%$500-Business 3 Month CD
0.15%$500-7 - 89 Day CD
0.15%$500-Business 7 - 89 Day CD

Citizens First Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month IRA
1.05%$500-48 Month IRA
0.95%$500-36 Month IRA
0.85%$500-12 Month IRA
0.85%$500-18 Month IRA
0.85%$500-24 Month IRA
0.50%$500-6 Month IRA
0.30%$500-3 Month IRA
0.15%$500-7 - 89 Day IRA
Locations


Citizens First Bank (IA) Locations
Mid-Town Branch1329 North 2nd StreetClinton, IA 52732
Citizens First Bank1442 Lincoln WayClinton, IA 52732
Camanche Branch403 South Washington BoulevardCamanche, IA 52730

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