Citizens First Bank (IA)

Overview / Commentary
1442 Lincoln Way
Clinton, IA 52732

Citizens First Bank (IA) is headquartered in CLINTON and is the 94th largest bank in the state of Iowa. It is also the 2,413th largest bank in the nation. It was established in 2000 and as of December of 2023, it had grown to 53 employees at 3 locations. Citizens First Bank (IA)'s money market rates are 3X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #35477
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD7.9%
Annual Interest Income$14MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$314.6MM$303.4MM
LoansQ4 2023vs Q4 2022$235.4MM$215.4MM
DepositsQ4 2023vs Q4 2022$260.7MM$269.6MM
Equity CapitalQ4 2023vs Q4 2022$16.2MM$13.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.8MM$2.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$925K$597K
Real Estate OwnedQ4 2023vs Q4 2022$744K$1.7MM
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Always verify rates and promotions with the bank or credit union. We are not Citizens First Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First Bank (IA) Savings Account Rates

3.04%$500-HSA (Health Savings Account)
1.01%*-$1kCF Bee Savings Account
OTHER TIERS: 0.10% $1k+
0.10%--Personal Basic Savings
0.10%--Business Basic Savings
0.10%--Christmas Club Savings

Citizens First Bank (IA) Money Market Rates

1.11%--Index Money Market
1.11%--Business Index Money Market

Citizens First Bank (IA) Checking Account Rates

2.03%-$25kIntere$t Reward$ Checking
0.35%*$25k*-Business Plus Checking
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k
0.25%*$25k*-Plu$ Reward$ Checking
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k

Citizens First Bank (IA) CD Rates

0.95%$500-60 Month CD
0.95%$500-Business 60 Month CD
0.80%$500-48 Month CD
0.80%$500-Business 48 Month CD
0.75%$500-36 Month CD
0.75%$500-Business 36 Month CD
0.65%$500-18 Month CD
0.65%$500-24 Month CD
0.65%$500-Business 18 Month CD
0.65%$500-Business 24 Month CD
0.55%$500-12 Month CD
0.55%$500-Business 12 Month CD
0.45%$500-6 Month CD
0.45%$500-Business 6 Month CD
0.35%$500-7 - 89 Day CD
0.35%$500-3 Month CD
0.35%$500-Business 7 - 89 Day CD
0.35%$500-Business 3 Month CD

Citizens First Bank (IA) IRA Rates

0.95%$500-60 Month IRA
0.80%$500-48 Month IRA
0.75%$500-36 Month IRA
0.65%$500-18 Month IRA
0.65%$500-24 Month IRA
0.55%$500-12 Month IRA
0.45%$500-6 Month IRA
0.35%$500-7 - 89 Day IRA
0.35%$500-3 Month IRA

Citizens First Bank (IA) Locations
Mid-Town Branch1329 North 2nd StreetClinton, IA 52732
Citizens First Bank1442 Lincoln WayClinton, IA 52732
Camanche Branch403 South Washington BoulevardCamanche, IA 52730

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