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Citizens First Bank, Inc.

Popular Accounts at this Bank

2.27%Reward CheckingPlatinum Plus Checking
1.50%5-year CD60 Month CD
0.90%1-year CD12 Month CD

Overview / Commentary
1805 Campbell Lane
Bowling Green, KY 42104

Citizens First Bank, Inc. is headquartered in Bowling Green and is the 33rd largest bank in the state of Kentucky. It is also the 1,531st largest bank in the nation. It was established in 1999 and as of December of 2016, it had grown to 95 employees at 9 locations. Citizens First Bank, Inc.'s CD rates are 11% higher than the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #35022
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.78%
Annual Interest Income$18.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$455.4MM$432.1MM
LoansQ4 2016vs Q4 2015$354.8MM$325.9MM
DepositsQ4 2016vs Q4 2015$371.1MM$371.1MM
Equity CapitalQ4 2016vs Q4 2015$47.0MM$46.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.9MM$4.9MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$24.00K$537.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$100.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First Bank, Inc. Savings Account Rates

0.25%--Christmas Club Account
0.10%$200-Primary Savings Account
0.05%--Health Savings Account

Citizens First Bank, Inc. Money Market Rates

1.00%*$1m*-Commercial Money Market Account
OTHER TIERS: 0.10% $2,500 - $100k | 0.20% $100k - $250k | 0.40% $250k - $1mm
0.30%*$250k*-Personal Money Market Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.15% $50k - $250k

Citizens First Bank, Inc. Checking Account Rates

2.27%*-$25kPlatinum Plus Checking
OTHER TIERS: 0.51% $25k+
0.50%*$100k*-BAM! Checking with Interest
OTHER TIERS: 0.15% $5k - $50k | 0.25% $50k - $100k
0.10%--Commercial Interest Analysis Account
0.05%$1k-Commercial Plus Checking Account

Citizens First Bank, Inc. CD Rates

1.50%$500-60 Month CD
1.20%$2,500-36 Month Flex CD
1.17%$500-17 Month CD Special
1.10%$500-48 Month CD
1.02%$500-24 Month CD
1.00%$500-18 Month CD
1.00%$500-36 Month CD
1.00%$2,500-12 Month Prime Rate CD
1.00%$500-30 Month CD
1.00%$500-15 Month CD Special
0.90%$500-12 Month CD
0.50%$500-6 Month CD
0.25%$500-3 Month CD
0.15%$5k-1 Month CD

Citizens First Bank, Inc. Locations
Franklin Branch1200 South Main StreetFranklin, KY 42134
Scottsville Rd Branch1700 Scottsville RoadBowling Green, KY 42103
Citizens First Bank, Inc.1805 Campbell LaneBowling Green, KY 42104
Horse Cave Branch204 Main StreetHorse Cave, KY 42749
Glasgow Branch607 South L. Rogers Wells BoulevardGlasgow, KY 42141
Munfordville Branch656 North Main StreetMunfordville, KY 42765
West Cherry Branch760 West Cherry StreetGlasgow, KY 42141
Lehman Avenue Branch987 Lehman AvenueBowling Green, KY 42104