Citizens First State Bank

Overview / Commentary
105 North Main Street
Walnut, IL 61376

Citizens First State Bank is headquartered in Walnut and is the 342nd largest bank in the state of Illinois. It is also the 4,507th largest bank in the nation. It was established in 1920 and as of December of 2021, it had grown to 7 employees at 1 location. Citizens First State Bank has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens First State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #939
Year Established1920
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.96%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$56.3MM$55.2MM
LoansQ4 2021vs Q4 2020$24.3MM$24.2MM
DepositsQ4 2021vs Q4 2020$51.5MM$50.3MM
Equity CapitalQ4 2021vs Q4 2020$4.8MM$4.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$243.00K$272.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$145.00K$260.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$100.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens First State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens First State Bank Savings Account Rates

0.05%$100-Regular Savings
0.05%$100-Business Regular Savings

Citizens First State Bank Money Market Rates

0.10%*$50k*-Money Market Account
OTHER TIERS: 0.03% $2.5k - $10k | 0.05% $10k - $25k | 0.07% $25k - $50k
0.10%*$50k*-Business Money Market Account
OTHER TIERS: 0.03% $2.5k - $10k | 0.05% $10k - $25k | 0.07% $25k - $50k

Citizens First State Bank Checking Account Rates

0.25%--Business eBlue
0.05%$1k-Interest Checking
0.05%$1k-Business Interest Checking

Citizens First State Bank CD Rates

0.50%$2.5k-60 Month CD
0.50%$2.5k-Business 60 Month CD
0.40%$2.5k-48 - 59 Month CD
0.40%$2.5k-Business 48 - 59 CD
0.30%$2.5k-30 - 35 Month CD
0.30%$2.5k-36 - 47 Month CD
0.30%$2.5k-Business 30 - 35 CD
0.30%$2.5k-Business 36 - 47 CD
0.25%$2.5k-18 - 23 Month CD
0.25%$2.5k-24 - 29 Month CD
0.25%$2.5k-Business 18 - 23 CD
0.25%$2.5k-Business 24 - 29 CD
0.20%$2.5k-12 - 17 Month CD
0.20%$2.5k-Business 12 - 17 CD
0.10%$25k-30 - 90 Day CD
0.10%$2.5k-91 - 181 Day CD
0.10%$2.5k-6 - 11 Month CD
0.10%$25k-Business 30 - 90 Day CD
0.10%$2.5k-Business 91 - 181 Day CD
0.10%$2.5k-Business 6 - 11 CD

Citizens First State Bank IRA Rates

0.30%$2.5k-30 Month IRA CD Special
0.30%$2.5k-Business 30 Month IRA CD Special

Citizens First State Bank Locations
Citizens First State Bank Of Walnut105 North Main StreetWalnut, IL 61376

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.