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Overview / Commentary
625 S.E. 2nd Street
Galva, IL 61434

Community State Bank (IL) is headquartered in Galva and is the 186th largest bank in the state of Illinois. It is also the 2,794th largest bank in the nation. It was established in 1980 and as of December of 2017, it had grown to 44 employees at 5 locations. Community State Bank (IL) has a B+ health rating.

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9-26-17 Rate Increase Mailing - 9/29/2017

3yr. 1.91% APY 4yr. 2.42% APY 5yr. 2.52% APY $500 min. to open. Amount of penalty for early withdrawal not disclosed.


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Health Grade Components

FDIC Certificate #23257
Year Established1980
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD14.7%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$217.3MM$207.1MM
LoansQ4 2017vs Q4 2016$169.7MM$155.6MM
DepositsQ4 2017vs Q4 2016$191.3MM$183.8MM
Equity CapitalQ4 2017vs Q4 2016$23.6MM$22.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.2MM$1.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$4.0MM$2.6MM
Real Estate OwnedQ4 2017vs Q4 2016$0$43.00K

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Community State Bank (IL) Locations
Neponset Whaples Branch120 W. Commercial StNeponset, IL 61345
Main Street Kewanee Branch300 North Main StreetKewanee, IL 61443
Kewanee Branch409 Tenney StKewanee, IL 61443
Community State Bank625 S.E. 2nd StreetGalva, IL 61434
Franklin Bank Branch101 West StreetFranklin, IL 62638

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