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Overview / Commentary
309-932-8181
625 S.E. 2nd Street
Galva, IL 61434

Community State Bank (IL) is headquartered in Galva and is the 181st largest bank in the state of Illinois. It is also the 2,748th largest bank in the nation. It was established in 1980 and as of March of 2018, it had grown to 45 employees at 5 locations. Community State Bank (IL) has a B+ health rating.

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9-26-17 Rate Increase Mailing - 9/29/2017

3yr. 1.91% APY 4yr. 2.42% APY 5yr. 2.52% APY $500 min. to open. Amount of penalty for early withdrawal not disclosed.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #23257
Year Established1980
Employees45
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD13.74%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$220.0MM$208.9MM
LoansQ1 2018vs Q1 2017$170.0MM$161.8MM
DepositsQ1 2018vs Q1 2017$195.5MM$183.3MM
Equity CapitalQ1 2018vs Q1 2017$23.8MM$22.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.2MM$1.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$3.8MM$4.4MM
Real Estate OwnedQ1 2018vs Q1 2017$140.00K$0
Rates

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Locations


Community State Bank (IL) Locations
Neponset Whaples Branch120 W. Commercial StNeponset, IL 61345
Main Street Kewanee Branch300 North Main StreetKewanee, IL 61443
Kewanee Branch409 Tenney StKewanee, IL 61443
Community State Bank625 S.E. 2nd StreetGalva, IL 61434
Franklin Bank Branch101 West StreetFranklin, IL 62638

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