Community State Bank (IL) Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

onlinebanking.commstatebank.com

309-932-8181

625 S.E. 2nd Street
Galva, IL 61434

Community State Bank (IL) is headquartered in GALVA and is the 128^th largest bank in the state of Illinois. It is also the 2,203^rd largest bank in the nation. It was established in 1980 and as of March of 2025, it had grown to 52 employees at 6 locations. Community State Bank (IL) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	23257
Year Established	1980
Employees	52
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.41%
Return on Equity - YTD	13.69%
Annual Interest Income	$5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$368MM$352.5MM
Loans	Q1 2025vs Q1 2024	$260.1MM$237.7MM
Deposits	Q1 2025vs Q1 2024	$327.4MM$316.7MM
Equity Capital	Q1 2025vs Q1 2024	$38.1MM$34.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.9MM$3.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.5MM$405K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Community State Bank (IL).

Locations

Community State Bank (IL) Locations
Neponset Whaples Branch	120 W. Commercial St	Neponset, IL 61345
Main Street Kewanee Branch	300 North Main Street	Kewanee, IL 61443
Kewanee Branch	409 Tenney St	Kewanee, IL 61443
Community State Bank	625 Se 2nd St	Galva, IL 61434
Franklin Bank Branch	101 West Street	Franklin, IL 62638

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