CG Bank

CG Bank


Overview / Commentary
859-624-2138
457 East Main Street
Richmond, KY 40475-1630

CG Bank is headquartered in RICHMOND and is the 64th largest bank in the state of Kentucky. It is also the 2,550th largest bank in the nation. It was established in 1972 and as of March of 2025, it had grown to 83 employees at 7 locations. CG Bank has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #20872
Year Established1972
Employees83
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD15.73%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$288.7MM$287.5MM
LoansQ1 2025vs Q1 2024$262MM$249MM
DepositsQ1 2025vs Q1 2024$254.3MM$254.8MM
Equity CapitalQ1 2025vs Q1 2024$23.2MM$20.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.1MM$3.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.1MM$5.1MM
Real Estate OwnedQ1 2025vs Q1 2024$28K$155K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CG Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$25kKasasa Saver
OTHER TIERS: 0.20% $25k+

CG Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$25kKasasa Cash Checking
OTHER TIERS: 0.20% $25k+
Locations


CG Bank Locations
London Ky1105 West 5th Street, Suite 2London, KY 40744
West Irvine Branch1282 Richmond RoadIrvine, KY 40336
Berea Branch214 Richmond Road NorthBerea, KY 40403
Irvine Branch25 River DriveIrvine, KY 40336
Citizens Guaranty Bank457 E Main StRichmond, KY 40475
Four Mile Branch2066 Merchant DriveRichmond, KY 40475
Stanton Branch488 S Main StStanton, KY 40380

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