Citizens Guaranty Bank

Overview / Commentary

859-624-2138

457 East Main Street
Richmond, KY 40475-1630

Citizens Guaranty Bank is headquartered in Richmond and is the 66^th largest bank in the state of Kentucky. It is also the 2,716^th largest bank in the nation. It was established in 1972 and as of June of 2022, it had grown to 81 employees at 7 locations. Citizens Guaranty Bank has a B+ health rating.

View all posts from:

2013

8/19 - New Promotion At Citizens Guaranty Bank

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	20872
Year Established	1972
Employees	81
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	15.75%
Annual Interest Income	$6.1MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$259.3MM$242.1MM
Loans	Q2 2022vs Q2 2021	$230.2MM$205.9MM
Deposits	Q2 2022vs Q2 2021	$221.2MM$210.9MM
Equity Capital	Q2 2022vs Q2 2021	$16.2MM$15.1MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$3.1MM$2.8MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$1.8MM$2.0MM
Real Estate Owned	Q2 2022vs Q2 2021	$45.00K$0

Rates

Skip to rates for:

Savings
Checking

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.