Citizens Guaranty Bank is headquartered in Richmond and is the 75th largest bank in the state of Kentucky. It is also the 2,898th largest bank in the nation. It was established in 1972 and as of December of 2020, it had grown to 71 employees at 7 locations. Citizens Guaranty Bank has a B+ health rating.
Overall | |
---|---|
FDIC Certificate # | 20872 |
Year Established | 1972 |
Employees | 71 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.81% |
Return on Equity - YTD | 11.98% |
Annual Interest Income | $10.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $219.9MM$197.6MM |
Loans | Q4 2020vs Q4 2019 | $187.4MM$167.3MM |
Deposits | Q4 2020vs Q4 2019 | $187.8MM$167.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $15.0MM$13.7MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.6MM$2.3MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $2.3MM$2.2MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $30.00K$431.00K |
Always verify rates and promotions with the bank or credit union. We are not Citizens Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | - | $10k | Kasasa Saver | ||
OTHER TIERS: 0.20% → $10k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.50%* | - | $10k | Kasasa Cash | ||
OTHER TIERS: 0.35% → $10k+ |
Citizens Guaranty Bank Locations | ||
---|---|---|
London Ky | 1105 West 5th Street, Suite 2 | London, KY 40744 |
West Irvine Branch | 1282 Richmond Road | Irvine, KY 40336 |
Berea Branch | 214 Richmond Road North | Berea, KY 40403 |
Irvine Branch | 25 River Drive | Irvine, KY 40336 |
Citizens Guaranty Bank | 457 East Main Street | Richmond, KY 40475 |
Four Mile Branch | 2066 Merchant Drive | Richmond, KY 40475 |
Stanton Branch | 488 S Main St | Stanton, KY 40380 |