CG Bank

CG Bank

Overview / Commentary
457 East Main Street
Richmond, KY 40475-1630

CG Bank is headquartered in RICHMOND and is the 60th largest bank in the state of Kentucky. It is also the 2,568th largest bank in the nation. It was established in 1972 and as of September of 2023, it had grown to 80 employees at 7 locations. CG Bank has a B health rating.

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Health Grade Components

FDIC Certificate #20872
Year Established1972
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD11.45%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$278.1MM$275.7MM
LoansQ3 2023vs Q3 2022$241.8MM$237.4MM
DepositsQ3 2023vs Q3 2022$246.6MM$236.5MM
Equity CapitalQ3 2023vs Q3 2022$19.5MM$15.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3MM$3.2MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.8MM$1.9MM
Real Estate OwnedQ3 2023vs Q3 2022$155K$45K
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CG Bank Savings Account Rates

1.00%*-$25kKasasa Saver
OTHER TIERS: 0.20% $25k+

CG Bank Checking Account Rates

2.00%*-$25kKasasa Cash Checking
OTHER TIERS: 0.20% $25k+

CG Bank Locations
London Ky1105 West 5th Street, Suite 2London, KY 40744
West Irvine Branch1282 Richmond RoadIrvine, KY 40336
Berea Branch214 Richmond Road NorthBerea, KY 40403
Irvine Branch25 River DriveIrvine, KY 40336
Citizens Guaranty Bank457 E Main StRichmond, KY 40475
Four Mile Branch2066 Merchant DriveRichmond, KY 40475
Stanton Branch488 S Main StStanton, KY 40380

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