Overview / Commentary
Citizens Guaranty Bank is headquartered in Richmond and is the 89th largest bank in the state of Kentucky. It is also the 3,449th largest bank in the nation. It was established in 1972 and as of March of 2017, it had grown to 51 employees at 6 locations. Citizens Guaranty Bank has a B health rating.
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Health
B
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 20872 |
| Year Established | 1972 |
| Employees | 51 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.25% |
| Return on Equity - YTD | 3.18% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $158.6MM$153.3MM |
| Loans | Q1 2017vs Q1 2016 | $126.9MM$122.8MM |
| Deposits | Q1 2017vs Q1 2016 | $131.5MM$125.4MM |
| Equity Capital | Q1 2017vs Q1 2016 | $12.2MM$12.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.8MM$1.9MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $2.2MM$2.3MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $715.00K$292.00K |
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Always verify rates and promotions with the bank or credit union. We are not Citizens Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens Guaranty Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
Citizens Guaranty Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
Locations
| Citizens Guaranty Bank Locations | ||
|---|---|---|
| London Ky | 1105 West 5th Street, Suite 2 | London, KY 40744 |
| West Irvine Branch | 1282 Richmond Road | Irvine, KY 40336 |
| Berea Branch | 214 Richmond Road North | Berea, KY 40403 |
| Irvine Branch | 25 River Drive | Irvine, KY 40336 |
| Citizens Guaranty Bank | 457 East Main Street | Richmond, KY 40475 |
| Four Mile Branch | 2066 Merchant Drive | Richmond, KY 40475 |