Overview / Commentary
Citizens National Bank (KY) is headquartered in Somerset and is the 34th largest bank in the state of Kentucky. It is also the 1,706th largest bank in the nation. It was established in 1919 and as of March of 2019, it had grown to 122 employees at 11 locations. Citizens National Bank (KY) has a B+ health rating.
Health
B+
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2725 |
| Year Established | 1919 |
| Employees | 122 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.22% |
| Return on Equity - YTD | 12.62% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $417.8MM$394.3MM |
| Loans | Q1 2019vs Q1 2018 | $246.2MM$242.7MM |
| Deposits | Q1 2019vs Q1 2018 | $341.8MM$329.8MM |
| Equity Capital | Q1 2019vs Q1 2018 | $40.7MM$38.5MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $3.0MM$3.1MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $2.0MM$1.6MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $3.4MM$5.1MM |
Rates
Sorry, we do not have rate data for Citizens National Bank (KY).
Locations
| Monticello Branches | ||
|---|---|---|
| Monticello Branch | 290 Cumberland Crossing | Monticello, KY 42633 |
| Nancy Branches | ||
|---|---|---|
| Nancy Branch | 9140 West Highway 80 | Nancy, KY 42544 |
| Nicholasville Branches | ||
|---|---|---|
| Nicholasville Branch | 601 Keene Centre Drive | Nicholasville, KY 40356 |
| Russell Springs Branches | ||
|---|---|---|
| Russell County Branch | 94 Lakeway Dr | Russell Springs, KY 42642 |
| Science Hill Branches | ||
|---|---|---|
| Science Hill Branch | 105 West Highway 635 | Science Hill, KY 42553 |
| Somerset Branches | ||
|---|---|---|
| Citizens 27 Branch | 800 South Highway 27 | Somerset, KY 42501 |
| Waitsboro Branch | 4145 South Highway 27 | Somerset, KY 42501 |
| The Citizens National Bank Of Somerset | 44 Public Square | Somerset, KY 42501 |
| Burnside Branch | 6385 South Highway 27 | Somerset, KY 42501 |
| Plaza Branch | 293 North Highway 27 | Somerset, KY 42503 |