Citizens National Bank of Albion
LOCATIONS
6
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HEALTH RATING
B+
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CURRENT TOP RATE
2.77% APY
60 Month Certificate
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.77% | 5-year CD | 2.27% - National Average |
| 1.51% | 1-year CD | 1.38% - National Average |
| 0.25% | Savings | 0.26% - National Average |
Overview / Commentary
Citizens National Bank of Albion is headquartered in Albion and is the 123rd largest bank in the state of Illinois. It is also the 2,040th largest bank in the nation. It was established in 1940 and as of December of 2018, it had grown to 60 employees at 6 locations. Citizens National Bank of Albion's CD rates are 68% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15760 |
| Year Established | 1940 |
| Employees | 60 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 7.13% |
| Annual Interest Income | $12.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $324.0MM$332.3MM |
| Loans | Q4 2018vs Q4 2017 | $233.6MM$242.0MM |
| Deposits | Q4 2018vs Q4 2017 | $250.9MM$260.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $52.1MM$50.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.1MM$2.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.6MM$910.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$83.00K |
Rates
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Citizens National Bank of Albion Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | 2019 Christmas Club Accounts | |
| 0.25% | - | - | Statement Savings Accounts | |
| 0.25% | - | - | Health Savings Account |
Citizens National Bank of Albion Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $250k* | - | Money Market Accounts- Limited Transactions | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $250k | |||||
Citizens National Bank of Albion Checking Account Rates
Citizens National Bank of Albion CD Rates
Citizens National Bank of Albion IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $100 | - | 36 Month Fixed Rate IRA | |
| 2.02% | $100 | - | 18 Month Variable Rate IRA |
Locations
| Citizens National Bank of Albion Locations | ||
|---|---|---|
| Citizens National Bank Of Albion | 10 West Elm Street | Albion, IL 62806 |
| Olney Branch | 202 South Whittle Avenue | Olney, IL 62450 |
| Crossville Branch | 303 West Main Street | Crossville, IL 62827 |
| Mt Erie Branch | 101 West Main Street | Mount Erie, IL 62446 |
| Bridgeport Branch | 100 East State Street | Bridgeport, IL 62417 |
| Lawrenceville Branch | 1300 15th Street | Lawrenceville, IL 62439 |