Citizens National Bank of Cheboygan
Overview / Commentary
Citizens National Bank of Cheboygan is headquartered in Cheboygan and is the 43rd largest bank in the state of Michigan. It is also the 2,263rd largest bank in the nation. It was established in 1931 and as of December of 2017, it had grown to 68 employees at 10 locations. Citizens National Bank of Cheboygan has an A health rating.
Health
A
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5018 |
| Year Established | 1931 |
| Employees | 68 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 5.77% |
| Annual Interest Income | $9.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $290.0MM$278.6MM |
| Loans | Q4 2017vs Q4 2016 | $139.9MM$137.6MM |
| Deposits | Q4 2017vs Q4 2016 | $262.2MM$250.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $23.0MM$22.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.6MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $446.00K$606.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $162.00K$508.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens National Bank of Cheboygan Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $5k | Kasasa Saver | ||
| OTHER TIERS: 0.20% → $5k+ | |||||
Citizens National Bank of Cheboygan Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.75%* | - | $5k | Kasasa Cash | ||
| OTHER TIERS: 0.20% → $5k+ | |||||
Locations
| Citizens National Bank of Cheboygan Locations | ||
|---|---|---|
| Inverness Branch | 10854 North Straits Highway | Cheboygan, MI 49721 |
| Pellston Branch | 200 Stimpson Street | Pellston, MI 49769 |
| Onaway Branch | 20581 State Street | Onaway, MI 49765 |
| Citizens National Bank Of Cheboygan | 303 North Main Street | Cheboygan, MI 49721 |
| The Indian River Branch | 3990 Straits Highway | Indian River, MI 49749 |
| Mackinaw Branch | 580 South Nicolet | Mackinaw City, MI 49701 |
| Alanson Branch | 8011 S. US 31 | Alanson, MI 49706 |
| Main Drive-In Branch | 414 North Division | Cheboygan, MI 49721 |
| Petoskey Branch | 308 State St | Petoskey, MI 49770 |