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Citizens National Bank (TN)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cnbtn.com
865-453-9031
200 Forks of the River Pkwy
Sevierville, TN 37862

Citizens National Bank (TN) is headquartered in SEVIERVILLE and is the 12th largest bank in the state of Tennessee. It is also the 622nd largest bank in the nation. It was established in 1973 and as of March of 2025, it had grown to 215 employees at 23 locations. Citizens National Bank (TN) has an A health rating.

Reviews (1)

Do Not Bank At CNB Rude Folks

Posted by: |

I like to say the same thing, I never like writing reviews:

This Bank is highly unprofessional, inefficient and caters to only wealthy people, I understand most of the banks do but this bank is on the other level of being uber rude. Most of the tellers have no idea what they are doing. I also feel they are stereotyping every customer but that's my opinion. Manager is one of a character does't even know why come to the bank if you don't know how to run a bank, They need a complete makeover by firing all this unprofessional rude obnoxious employees including the manager who runs all the time without knowing anything. Please remember why give business to this folks who only caters to wealthy and "W" folks. I understand banking is a business but this bank is only a different level. Stay away from this bank and give your business some other bank who has respect for you and you're not just an account number for them. Stay away at all the cost, There are so many other banks in the market, so shop around!

Pull out all your bank accounts from this bank as they are making hefty monies that we park at this bank...

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #20954
Year Established1973
Employees215
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD18.72%
Annual Interest Income$23.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.89B$1.68B
LoansQ1 2025vs Q1 2024$1.24B$1.16B
DepositsQ1 2025vs Q1 2024$1.7B$1.43B
Equity CapitalQ1 2025vs Q1 2024$161.3MM$140.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.9MM$13.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$80K$143K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens National Bank (TN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$0$25kRewards Checking
OTHER TIERS: 0.46% → $25k+
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