Citizens National Bank (TX)

Overview / Commentary
118 South Houston Street
Cameron, TX 76520

Citizens National Bank (TX) is headquartered in Cameron and is the 136th largest bank in the state of Texas. It is also the 1,476th largest bank in the nation. It was established in 1900 and as of December of 2021, it had grown to 77 employees at 11 locations. Citizens National Bank (TX) has an A+ health rating.


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Health Grade Components

FDIC Certificate #3127
Year Established1900
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD11.57%
Annual Interest Income$18.0MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$610.3MM$509.3MM
LoansQ4 2021vs Q4 2020$353.4MM$291.7MM
DepositsQ4 2021vs Q4 2020$553.3MM$455.4MM
Equity CapitalQ4 2021vs Q4 2020$55.8MM$52.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$5.4MM$4.9MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$0$617.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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