Citizens National Bank (TX)


Overview / Commentary
254-697-6653
118 South Houston Street
Cameron, TX 76520

Citizens National Bank (TX) is headquartered in CAMERON and is the 148th largest bank in the state of Texas. It is also the 1,509th largest bank in the nation. It was established in 1900 and as of December of 2023, it had grown to 78 employees at 12 locations. Citizens National Bank (TX)'s money market rates are 5X the national average, and it has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #3127
Year Established1900
Employees78
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.09%
Annual Interest Income$24.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$612.7MM$602.8MM
LoansQ4 2023vs Q4 2022$427.1MM$415.5MM
DepositsQ4 2023vs Q4 2022$549.2MM$547.1MM
Equity CapitalQ4 2023vs Q4 2022$61.2MM$54.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$6.7MM$6.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$243K$87K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens National Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens National Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$500k*$2mAdvantage Plus Saving
OTHER TIERS: 2.00% $2m+ | 3.00% Up to $150k | 4.50% $150k - $500k
1.01%$250k-Commercial Sweep
0.40%--Savings Account

Citizens National Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$150k*-Premier Money Market
OTHER TIERS: 0.55% Up to $25k | 0.75% $25k - $75k | 1.00% $75k - $150k

Citizens National Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$15kAdvantage Plus Checking
OTHER TIERS: 0.60% $15k - $150k | 0.78% $150k+
4.00%*$2.5k*$15kBusiness Advantage Plus Checking
OTHER TIERS: 1.25% $1m+ | 1.45% $15k - $1m

Citizens National Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-7 Month CD Special
4.50%$10k-13 Month CD Special
1.55%$500-18 Month CD
1.55%$500-1 Year CD
1.55%$500-2 Year CD
1.55%$500-3 Year CD
1.00%$1k-6 Month CD

Citizens National Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500-1 Year Fixed IRA
1.55%$500-18 Month Fixed IRA
1.55%$500-2 Year Fixed IRA
1.55%$500-3 Year Fixed IRA
1.00%$1k-6 Month Fixed IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.