Citizens Savings Bank (12128)

Overview / Commentary
101 Church St
Spillville, IA 52168

Citizens Savings Bank (12128) is headquartered in Spillville and is the 180th largest bank in the state of Iowa. It is also the 3,651st largest bank in the nation. It was established in 1908 and as of March of 2022, it had grown to 13 employees at 3 locations. Citizens Savings Bank (12128)'s savings rates are 15% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #12128
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD8.83%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$136.6MM$121.6MM
LoansQ1 2022vs Q1 2021$54.4MM$65.1MM
DepositsQ1 2022vs Q1 2021$110.5MM$89.5MM
Equity CapitalQ1 2022vs Q1 2021$15.9MM$21.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.1MM$1.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$43.00K$1.3MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Savings Bank (12128) Savings Account Rates

0.65%--IRA Savings
0.60%*$100k*-Hi-Fi Savings
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $15k | 0.25% $15k - $25k | 0.30% $25k - $50k | 0.50% $50k - $100k
0.60%*$100k*-Business Hi-Fi Savings
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $15k | 0.25% $15k - $25k | 0.30% $25k - $50k | 0.50% $50k - $100k
0.10%--Business Savings

Citizens Savings Bank (12128) Checking Account Rates

0.10%--Business NOW

Citizens Savings Bank (12128) CD Rates

1.49%$1k-48 Month Certificate
1.49%$1k-Business 48 Month Certificate
1.25%$1k-36 Month Certificate
1.25%$1k-Business 36 Month Certificate
1.00%*$25k*-30 Month Certificate
OTHER TIERS: 0.90% $1k - $10k | 0.95% $10k - $25k
1.00%*$25k*-Business 30 Month Certificate
OTHER TIERS: 0.90% $1k - $10k | 0.95% $10k - $25k
0.85%$1k-24 Month Certificate
0.85%$1k-Business 24 Month Certificate
0.80%$1k-18 Month Certificate
0.80%$1k-Business 18 Month Certificate
0.75%*$25k*-12 Month Certificate
OTHER TIERS: 0.65% $1k - $10k | 0.70% $10k - $25k
0.75%*$25k*-Business 12 Month Certificate
OTHER TIERS: 0.65% $1k - $10k | 0.70% $10k - $25k
0.65%$1k-9 Month Certificate
0.65%$1k-Business 9 Month Certificate
0.60%*$25k*-182 Day Certificate
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $25k
0.60%*$25k*-Business 182 Day Certificate
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $25k

Citizens Savings Bank (12128) Locations
Citizens Savings Bank101 Church StSpillville, IA 52168
Fort Atkinson Branch104 4th St. NW, Po Box 67Fort Atkinson, IA 52144
Protivin Branch109 N Main StProtivin, IA 52163

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