Citizens Savings Bank (12128)

Overview / Commentary
101 Church St
Spillville, IA 52168

Citizens Savings Bank (12128) is headquartered in Spillville and is the 184th largest bank in the state of Iowa. It is also the 3,907th largest bank in the nation. It was established in 1908 and as of December of 2018, it had grown to 16 employees at 3 locations. Citizens Savings Bank (12128)'s CD rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #12128
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD9.06%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$113.9MM$110.4MM
LoansQ4 2018vs Q4 2017$69.8MM$62.3MM
DepositsQ4 2018vs Q4 2017$80.9MM$81.6MM
Equity CapitalQ4 2018vs Q4 2017$17.1MM$16.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$894.00K$834.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$150.00K$166.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Savings Bank (12128) Savings Account Rates

1.87%--IRA Savings
1.00%*$100k*-Hi-Fi Savings
OTHER TIERS: 0.45% Up to $2.5k | 0.50% $2.5k - $15k | 0.60% $15k - $25k | 0.65% $25k - $50k | 0.85% $50k - $100k
1.00%*$100k*-Business Hi-Fi Savings
OTHER TIERS: 0.45% Up to $2.5k | 0.50% $2.5k - $15k | 0.60% $15k - $25k | 0.65% $25k - $50k | 0.85% $50k - $100k
0.45%--Business Savings

Citizens Savings Bank (12128) Checking Account Rates

0.25%--Business NOW

Citizens Savings Bank (12128) CD Rates

2.62%$1k-48 Month Certificate
2.62%$1k-Business 48 Month Certificate
2.52%$1k-36 Month Certificate
2.52%$1k-Business 36 Month Certificate
2.31%*$25k*-30 Month Certificate
OTHER TIERS: 2.21% $1k - $10k | 2.26% $10k - $25k
2.31%*$25k*-Business 30 Month Certificate
OTHER TIERS: 2.21% $1k - $10k | 2.26% $10k - $25k
2.11%$1k-24 Month Certificate
2.11%$1k-Business 24 Month Certificate
2.01%$1k-18 Month Certificate
2.01%$1k-Business 18 Month Certificate
1.91%*$25k*-12 Month Certificate
OTHER TIERS: 1.81% $1k - $10k | 1.86% $10k - $25k
1.91%*$25k*-Business 12 Month Certificate
OTHER TIERS: 1.81% $1k - $10k | 1.86% $10k - $25k
1.70%$1k-9 Month Certificate
1.70%$1k-Business 9 Month Certificate
1.61%*$25k*-182 Day Certificate
OTHER TIERS: 1.51% $1k - $10k | 1.56% $10k - $25k
1.61%*$25k*-Business 182 Day Certificate
OTHER TIERS: 1.51% $1k - $10k | 1.56% $10k - $25k

Citizens Savings Bank (12128) Locations
Citizens Savings Bank101 Church StSpillville, IA 52168
Fort Atkinson Branch104 4th St. NW, Po Box 67Fort Atkinson, IA 52144
Protivin Branch109 N Main StProtivin, IA 52163

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