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Citizens State Bank (12303)


Overview / Commentary
www.citizensbank.net
409-283-2561
102 West Bluff Street
Woodville, TX 75979

Citizens State Bank (12303) is headquartered in Woodville and is the 282nd largest bank in the state of Texas. It is also the 3,373rd largest bank in the nation. It was established in 1920 and as of December of 2019, it had grown to 48 employees at 8 locations. Citizens State Bank (12303) has a B health rating.

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Health
B

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #12303
Year Established1920
Employees48
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.75%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$146.9MM$144.2MM
LoansQ4 2019vs Q4 2018$92.9MM$87.9MM
DepositsQ4 2019vs Q4 2018$132.0MM$129.2MM
Equity CapitalQ4 2019vs Q4 2018$14.2MM$13.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$968.00K$878.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.5MM$417.00K
Real Estate OwnedQ4 2019vs Q4 2018$9.00K$18.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (12303) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Personal Savings Account
0.15%--Business Savings

Citizens State Bank (12303) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Vision Money Market
OTHER TIERS: 0.15% → $2k - $5k | 0.18% → $5k - $10k | 0.20% → $10k - $25k | 0.23% → $25k - $50k

Citizens State Bank (12303) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$1k-Personal Now Checking
0.08%$500-Classic Now Checking
0.08%$1k-Commercial NOW Checking

Citizens State Bank (12303) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month CD
1.50%$5k-60 Month Step-Up Rate CD
1.50%$1k-Business 60 Month CD
1.50%$5k-Business 60 Month Step-Up Rate CD
1.25%$1k-48 Month CD
1.25%$5k-48 Month Step-Up Rate CD
1.25%$1k-Business 48 Month CD
1.25%$5k-Business 48 Month Step-Up Rate CD
1.00%$1k-36 Month CD
1.00%$5k-36 Month Step-Up Rate CD
1.00%$1k-Business 36 Month CD
1.00%$5k-Business 36 Month Step-Up Rate CD
0.95%$1k-30 Month CD
0.95%$1k-Business 30 Month CD
0.90%$1k-24 Month CD
0.90%$1k-Business 24 Month CD
0.80%$1k-18 Month CD
0.80%$1k-Business 18 Month CD
0.75%$25-12 Month Asset Builder CD
0.75%$1k-12 Month CD
0.75%$25-Business 12 Month Asset Builder CD
0.75%$1k-Business 12 Month CD
0.50%$1k-180 - 364 Day CD
0.50%$1k-Business 180 - 364 Day CD
0.15%$1k-90 - 179 Day CD
0.15%$1k-Business 90 - 179 Day CD
0.10%$1k-7 - 89 Day CD
0.10%$1k-Business 7 - 89 Day CD

Citizens State Bank (12303) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month IRA
1.25%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.95%$1k-30 Month IRA
0.90%$1k-24 Month IRA
0.80%$1k-18 Month IRA
0.75%$1k-12 Month IRA
0.50%$1k-180 - 364 Day IRA
Locations


Citizens State Bank (12303) Locations
Marlin Branch101 Live Oak StreetMarlin, TX 76661
Citizens State Bank102 West Bluff StreetWoodville, TX 75979
Spurger Branch103 Fm 92 SouthSpurger, TX 77660
Warren Branch11755 U.S. Highway 69 SouthWarren, TX 77664
Colmesneil Branch101 South Wheeler StreetColmesneil, TX 75938
Detached FacilityReid and West Bluff StreetsWoodville, TX 75979
Waco Branch800 Washington Ave.Waco, TX 76702

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