Citizens State Bank (12303) Reviews and Rates

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Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Overview / Commentary

www.citizensbank.net

877-621-7658

102 West Bluff Street
Woodville, TX 75979

Citizens State Bank (12303) is headquartered in WOODVILLE and is the 197^th largest bank in the state of Texas. It is also the 2,215^th largest bank in the nation. It was established in 1920 and as of March of 2025, it had grown to 53 employees at 5 locations. Citizens State Bank (12303) has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	12303
Year Established	1920
Employees	53
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	9.69%
Annual Interest Income	$5.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$364.9MM$335.1MM
Loans	Q1 2025vs Q1 2024	$230.9MM$207.3MM
Deposits	Q1 2025vs Q1 2024	$315MM$291.7MM
Equity Capital	Q1 2025vs Q1 2024	$43.8MM$28.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.9MM$2.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$41K
Real Estate Owned	Q1 2025vs Q1 2024	$300K$350K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Citizens State Bank (12303).

Locations

Citizens State Bank (12303) Locations
Marlin Branch	101 Live Oak Street	Marlin, TX 76661
Citizens State Bank	102 W Bluff St	Woodville, TX 75979
Warren Branch	11755 U.S. Highway 69 South	Warren, TX 77664
Detached Facility	Reid and West Bluff Streets	Woodville, TX 75979
Kingwood Branch	2313 Timber Shadows	Kingwood, TX 77339

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