Citizens State Bank (12303)

Overview / Commentary
102 West Bluff Street
Woodville, TX 75979

Citizens State Bank (12303) is headquartered in Woodville and is the 274th largest bank in the state of Texas. It is also the 3,322nd largest bank in the nation. It was established in 1920 and as of June of 2019, it had grown to 46 employees at 8 locations. Citizens State Bank (12303)'s money market rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #12303
Year Established1920
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.82%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$153.0MM$143.0MM
LoansQ2 2019vs Q2 2018$98.7MM$97.9MM
DepositsQ2 2019vs Q2 2018$138.0MM$129.7MM
Equity CapitalQ2 2019vs Q2 2018$14.3MM$12.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$910.00K$955.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$847.00K$453.00K
Real Estate OwnedQ2 2019vs Q2 2018$66.00K$18.00K
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Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (12303); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Citizens State Bank (12303) Savings Account Rates

0.15%$100-Personal Savings Account
0.15%--Business Savings

Citizens State Bank (12303) Money Market Rates

1.08%*$50k*-Vision Money Market
OTHER TIERS: 0.49% $2k - $5k | 0.59% $5k - $10k | 0.68% $10k - $25k | 0.98% $25k - $50k

Citizens State Bank (12303) Checking Account Rates

0.10%$1k-Personal Now Checking
0.10%$500-Classic Now Checking
0.10%$1k-Commercial NOW Checking

Citizens State Bank (12303) CD Rates

2.28%$1k-60 Month CD
2.28%$5k-60 Month Step-Up Rate CD
2.28%$1k-Business 60 Month CD
2.28%$5k-Business 60 Month Step-Up Rate CD
1.77%$1k-48 Month CD
1.77%$1k-Business 48 Month CD
1.66%$5k-48 Month Step-Up Rate CD
1.66%$5k-Business 48 Month Step-Up Rate CD
1.56%$1k-36 Month CD
1.56%$1k-Business 36 Month CD
1.51%$5k-36 Month Step-Up Rate CD
1.51%$5k-Business 36 Month Step-Up Rate CD
1.46%$1k-30 Month CD
1.46%$1k-Business 30 Month CD
1.41%$1k-24 Month CD
1.41%$1k-Business 24 Month CD
1.21%$1k-18 Month CD
1.21%$1k-Business 18 Month CD
1.16%$1k-12 Month CD
1.16%$1k-Business 12 Month CD
0.85%$1k-180 - 364 Day CD
0.85%$1k-Business 180 - 364 Day CD
0.60%$25-12 Month Asset Builder CD
0.60%$25-Business 12 Month Asset Builder CD
0.55%$1k-90 - 179 Day CD
0.55%$1k-Business 90 - 179 Day CD
0.25%$1k-7 - 89 Day CD
0.25%$1k-Business 7 - 89 Day CD

Citizens State Bank (12303) IRA Rates

1.77%$1k-60 Month IRA
1.65%$1k-48 Month IRA
1.50%$1k-36 Month IRA
1.20%$1k-30 Month IRA
1.15%$1k-24 Month IRA
1.00%$1k-18 Month IRA
0.80%$1k-12 Month IRA
0.50%$1k-180 - 364 Day IRA

Citizens State Bank (12303) Locations
Marlin Branch101 Live Oak StreetMarlin, TX 76661
Citizens State Bank102 West Bluff StreetWoodville, TX 75979
Spurger Branch103 Fm 92 SouthSpurger, TX 77660
Warren Branch11755 U.S. Highway 69 SouthWarren, TX 77664
Colmesneil Branch101 South Wheeler StreetColmesneil, TX 75938
Detached FacilityReid and West Bluff StreetsWoodville, TX 75979
Waco Branch800 Washington Ave.Waco, TX 76702

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