Overview / Commentary
Citizens State Bank (12303) is headquartered in Woodville and is the 282nd largest bank in the state of Texas. It is also the 3,373rd largest bank in the nation. It was established in 1920 and as of December of 2019, it had grown to 48 employees at 8 locations. Citizens State Bank (12303) has a B health rating.
Health
B
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12303 |
| Year Established | 1920 |
| Employees | 48 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 6.75% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $146.9MM$144.2MM |
| Loans | Q4 2019vs Q4 2018 | $92.9MM$87.9MM |
| Deposits | Q4 2019vs Q4 2018 | $132.0MM$129.2MM |
| Equity Capital | Q4 2019vs Q4 2018 | $14.2MM$13.2MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $968.00K$878.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $2.5MM$417.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $9.00K$18.00K |