Citizens State Bank (12501)

Overview | Receive alerts for this bank

LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.20%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
1.26%	2-year CD	24 Month CD 1.65% - Synchrony Bank 24 Month CD
1.23%	4-year CD	48 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD

View all Citizens State Bank (12501) rates »

Overview / Commentary

citizensstatebanktx.com

903-322-4256

1330 W. Commerce Street
Buffalo, TX 75831

Citizens State Bank (12501) is headquartered in Buffalo and is the 67^th largest bank in the state of Texas. It is also the 834^th largest bank in the nation. It was established in 1925 and as of March of 2017, it had grown to 107 employees at 9 locations. Citizens State Bank (12501)'s money market rates are 68% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	12501
Year Established	1925
Employees	107
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	10.36%
Annual Interest Income	$7.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$911.6MM$806.9MM
Loans	Q1 2017vs Q1 2016	$134.5MM$104.1MM
Deposits	Q1 2017vs Q1 2016	$812.5MM$709.5MM
Equity Capital	Q1 2017vs Q1 2016	$96.1MM$92.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.2MM$2.0MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$869.00K$710.00K
Real Estate Owned	Q1 2017vs Q1 2016	$482.00K$25.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (12501); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (12501) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.96%	-	-	IRA
0.54%	$100	-	Savings Account
0.25%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $5k \| 0.20% → $5k - $10k

Citizens State Bank (12501) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.74%^*	$250k^*	-	Preferred Investment Account
OTHER TIERS: 0.13% → $1k - $25k \| 0.23% → $25k - $50k \| 0.57% → $50k - $100k \| 0.69% → $100k - $250k

Citizens State Bank (12501) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.19%	$1k	-	NOW Account

Citizens State Bank (12501) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%	$100k	-	24 Month Jumbo CD
1.33%	$100k	-	48 Month Jumbo CD
1.30%	$100k	-	12 Month Jumbo CD
1.28%	$100k	-	18 Month Jumbo CD
1.26%	$1k	-	24 Month CD
1.23%	$1k	-	48 Month CD
1.23%	$100k	-	36 Month Jumbo CD
1.20%	$1k	$100k	12 Month CD
1.18%	$1k	-	18 Month CD
1.13%	$1k	-	36 Month CD
0.82%	$100k	-	6 Month Jumbo CD
0.72%	$1k	-	6 Month CD
0.41%	$100k	-	3 Month Jumbo CD
0.26%	$1k	-	3 Month CD

Citizens State Bank (12501) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$1k	-	24 Month IRA
1.23%	$1k	-	48 Month IRA
1.20%	$1k	$100k	12 Month IRA
1.18%	$1k	-	18 Month IRA
1.13%	$1k	-	36 Month IRA
0.72%	$1k	-	6 Month IRA
0.26%	$1k	-	3 Month IRA

Locations

Citizens State Bank (12501) Locations
Hubbard Branch	107 Ne 3rd Street	Hubbard, TX 76648
Citizens State Bank	1330 W. Commerce Street	Buffalo, TX 75831
Itasca Branch	201 East Main Street	Itasca, TX 76055
Whitney Branch	303 S. Bosque	Whitney, TX 76692
Centerville Branch	400 E. St. Mary's (Highway 7)	Centerville, TX 75833
Clifton Texas Branch	505 West Fifth Street	Clifton, TX 76634
Teague Texas Branch	722 Main Street	Teague, TX 75860
Dawson Branch	109 N Main Street	Dawson, TX 76639
First National Bank Branch	409 South Ellis Street	Groesbeck, TX 76642