2. Citizens State Bank (12501)

Citizens State Bank (12501)

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
1.92%1-year CD
1.38% - National Average
2.22%4-year CD
1.99% - National Average
2.12%3-year CD
1.88% - National Average
View all Citizens State Bank (12501) rates »

Overview / Commentary
citizensstatebanktx.com
903-322-4256
1330 W. Commerce Street
Buffalo, TX 75831

Citizens State Bank (12501) is headquartered in Buffalo and is the 67th largest bank in the state of Texas. It is also the 855th largest bank in the nation. It was established in 1925 and as of December of 2018, it had grown to 105 employees at 9 locations. Citizens State Bank (12501)'s CD rates are 2X the national average, and it has an A health rating.

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CITIZENS STATE BANK (Texas) IRA Savings Increase From 2.12% To 2.63% APY - 12/4/2018

This Texas bank increased their IRA Savings rate today to 2.60% (2.63% APY). Min to open is $100; min to maintain is $0.01. Love their staff!!! https://citizensstatebanktx.com/Rates-Fees/Deposit-Rates

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #12501
Year Established1925
Employees105
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD9.62%
Annual Interest Income$30.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$913.0MM$915.4MM
LoansQ4 2018vs Q4 2017$167.2MM$145.9MM
DepositsQ4 2018vs Q4 2017$807.1MM$796.1MM
Equity CapitalQ4 2018vs Q4 2017$101.7MM$115.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.6MM$2.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.1MM$4.0MM
Real Estate OwnedQ4 2018vs Q4 2017$167.00K$167.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (12501) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%--IRA
0.54%--Savings Account
0.50%*$10k*-Health Savings Account
OTHER TIERS: 0.10% → Up to $5k | 0.40% → $5k - $10k

Citizens State Bank (12501) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.79%*$250k*-Preferred Investment Account
OTHER TIERS: 0.19% → $1k - $25k | 0.26% → $25k - $50k | 0.57% → $50k - $100k | 0.74% → $100k - $250k
0.25%--NOW Account

Citizens State Bank (12501) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%$1k-15 Month CD
2.63%$100k-15 Month Jumbo CD
2.33%$100k-48 Month Jumbo CD
2.33%$1k$100k11 Month CD
2.33%$100k-11 Month Jumbo CD
2.22%$1k-48 Month CD
2.22%$100k-36 Month Jumbo CD
2.22%$100k-7 Month Jumbo CD
2.12%$1k-36 Month CD
2.12%$100k-24 Month Jumbo CD
2.12%$1k-7 Month CD
2.02%$1k-24 Month CD
2.02%$100k-12 Month Jumbo CD
1.92%$1k$100k12 Month CD
1.82%$100k-18 Month Jumbo CD
1.71%$1k-18 Month CD
1.21%$100k-6 Month Jumbo CD
1.11%$1k-6 Month CD
0.71%$100k-3 Month Jumbo CD
0.61%$1k-3 Month CD
Locations


Citizens State Bank (12501) Locations
Hubbard Branch101 Nw 2nd StreetHubbard, TX 76648
Citizens State Bank1330 W. Commerce StreetBuffalo, TX 75831
Itasca Branch201 East Main StreetItasca, TX 76055
Whitney Branch303 S. BosqueWhitney, TX 76692
Centerville Branch400 E. St. Mary's (Highway 7)Centerville, TX 75833
Clifton Texas Branch505 West Fifth StreetClifton, TX 76634
Teague Texas Branch722 Main StreetTeague, TX 75860
Dawson Branch109 N Main StreetDawson, TX 76639
First National Bank Branch409 South Ellis StreetGroesbeck, TX 76642

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