Citizens State Bank (12501)

Overview / Commentary
1330 W. Commerce Street
Buffalo, TX 75831

Citizens State Bank (12501) is headquartered in BUFFALO and is the 73rd largest bank in the state of Texas. It is also the 811th largest bank in the nation. It was established in 1925 and as of December of 2023, it had grown to 112 employees at 12 locations. Citizens State Bank (12501) has a F health rating.

Reviews (1)

Citizen State Bank Of Buffalo - Itasca Branch

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Citizen State Bank of Buffalo - Itasca Branch

Started moving my savings to CD's there because of the great rates..... but found some of the friendliest people to deal with in years... Probably that way at all of the branches... rural Texas at it finest.. You can pretty much, once you have signed the original paperwork, deal with them over the phone or by mail.. so for me banking outside of DFW metromess has not been an issue.

Also opened IRA for my wife at an even better rate than the CD's...


Health Grade Components

FDIC Certificate #12501
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD0%
Annual Interest Income$48.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.32B$1.21B
LoansQ4 2023vs Q4 2022$283.5MM$278.8MM
DepositsQ4 2023vs Q4 2022$1.17B$1.25B
Equity CapitalQ4 2023vs Q4 2022($20,237,000)($44,345,000)
Loan Loss AllowanceQ4 2023vs Q4 2022$4.1MM$4.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$219K$297K
Real Estate OwnedQ4 2023vs Q4 2022$96K$0

Rates for Citizens State Bank (12501) are currently being reviewed.


Cities: Buffalo, Centerville, Clifton, Dawson, Groesbeck, Hubbard, Itasca, Teague, West, Whitney

Buffalo Branches
Citizens State Bank1330 W Commerce StBuffalo, TX 75831

Centerville Branches
Centerville Branch400 E. St. Mary's (Highway 7)Centerville, TX 75833

Clifton Branches
Clifton Texas Branch505 West Fifth StreetClifton, TX 76634

Dawson Branches
Dawson Branch109 N Main StreetDawson, TX 76639

Groesbeck Branches
First National Bank Branch409 South Ellis StreetGroesbeck, TX 76642

Hubbard Branches
Hubbard Branch101 Nw 2nd StreetHubbard, TX 76648

Itasca Branches
Itasca Branch201 East Main StreetItasca, TX 76055

Teague Branches
Teague Texas Branch722 Main StreetTeague, TX 75860

West Branches
West Branch100 North Main StreetWest, TX 76691

Whitney Branches
Whitney Branch303 S Bosque StWhitney, TX 76692

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