Citizens State Bank (12501) is headquartered in Buffalo and is the 77th largest bank in the state of Texas. It is also the 838th largest bank in the nation. It was established in 1925 and as of June of 2022, it had grown to 118 employees at 12 locations. Citizens State Bank (12501)'s CD rates are 23% higher than the national average, but it has a D health rating.
Citizen State Bank Of Buffalo - Itasca Branch
Citizen State Bank of Buffalo - Itasca Branch
Started moving my savings to CD's there because of the great rates..... but found some of the friendliest people to deal with in years... Probably that way at all of the branches... rural Texas at it finest.. You can pretty much, once you have signed the original paperwork, deal with them over the phone or by mail.. so for me banking outside of DFW metromess has not been an issue.
Also opened IRA for my wife at an even better rate than the CD's...
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12501 |
| Year Established | 1925 |
| Employees | 118 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.38% |
| Return on Equity - YTD | 24.3% |
| Annual Interest Income | $19.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.22B$1.33B |
| Loans | Q2 2022vs Q2 2021 | $280.9MM$198.1MM |
| Deposits | Q2 2022vs Q2 2021 | $1.21B$1.16B |
| Equity Capital | Q2 2022vs Q2 2021 | ($16,405,000)$162.4MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $4.4MM$3.9MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $376.00K$2.1MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |