Citizens State Bank (12501)

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.14%	1-year CD	12 Months CD 1.05% - Ally Bank High Yield 12-Month CD
1.18%	4-year CD	48 Months CD 1.40% - Ally Bank Raise Your Rate 4-Year CD
1.08%	3-year CD	36 Months CD 1.55% - Ally Bank High Yield 3 Year CD

View all Citizens State Bank (12501) rates »

Overview / Commentary

citizensstatebanktx.com

903-322-4256

1330 W. Commerce Street
Buffalo, TX 75831

Citizens State Bank (12501) is headquartered in Buffalo and is the 69^th largest bank in the state of Texas. It is also the 900^th largest bank in the nation. It was established in 1925 and as of June of 2016, it had grown to 83 employees at 7 locations. Citizens State Bank (12501)'s money market rates are 75% higher than the national average, and it boasts an A+ health rating.

Overall
FDIC Certificate #	12501
Year Established	1925
Employees	83
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.42%
Return on Equity - YTD	12%
Annual Interest Income	$13.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$810.7MM$758.1MM
Loans	Q2 2016vs Q2 2015	$109.1MM$103.1MM
Deposits	Q2 2016vs Q2 2015	$699.4MM$678.9MM
Equity Capital	Q2 2016vs Q2 2015	$103.6MM$72.5MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$2.0MM$2.0MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$622.00K$531.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$15.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (12501) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.96%	-	-	IRA
0.54%	$100	-	Savings Account
0.25%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $5k \| 0.20% → $5k - $10k

Citizens State Bank (12501) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.77%^*	$250k^*	-	Preferred Investment Account
OTHER TIERS: 0.16% → $1k - $25k \| 0.26% → $25k - $50k \| 0.60% → $50k - $100k \| 0.72% → $100k - $250k

Citizens State Bank (12501) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.19%	$1k	-	NOW Account

Citizens State Bank (12501) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.28%	$100k	-	48 Month Jumbo CD
1.24%	$100k	-	12 Month Jumbo CD
1.18%	$1k	-	48 Months CD
1.18%	$100k	-	36 Month Jumbo CD
1.14%	$1k	$100k	12 Months CD
1.08%	$1k	-	36 Months CD
1.03%	$100k	-	24 Month Jumbo CD
0.98%	$100k	-	18 Month Jumbo CD
0.92%	$1k	-	24 Months CD
0.87%	$1k	-	18 Months CD
0.80%	$100k	-	6 Month Jumbo CD
0.70%	$1k	-	6 Months CD
0.39%	$100k	-	3 Month Jumbo CD
0.24%	$1k	-	3 Months CD

Citizens State Bank (12501) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.18%	$1k	-	48 Months IRA
1.14%	$1k	$100k	12 Months IRA
1.08%	$1k	-	36 Months IRA
0.92%	$1k	-	24 Months IRA
0.87%	$1k	-	18 Months IRA
0.70%	$1k	-	6 Months IRA
0.24%	$1k	-	3 Months IRA

Locations

Citizens State Bank (12501) Locations
Hubbard Branch	107 Ne 3rd Street	Hubbard, TX 76648
Citizens State Bank	1330 W. Commerce Street	Buffalo, TX 75831
Itasca Branch	201 East Main Street	Itasca, TX 76055
Whitney Branch	303 S. Bosque	Whitney, TX 76692
Centerville Branch	400 E. St. Mary's (Highway 7)	Centerville, TX 75833
Clifton Texas Branch	505 West Fifth Street	Clifton, TX 76634
Teague Texas Branch	722 Main Street	Teague, TX 75860