Citizens State Bank (12501) is headquartered in BUFFALO and is the 75th largest bank in the state of Texas. It is also the 834th largest bank in the nation. It was established in 1925 and as of March of 2023, it had grown to 116 employees at 12 locations. Citizens State Bank (12501)'s CD rates are 5X the national average, but it has a F health rating.
Citizen State Bank of Buffalo - Itasca Branch
Started moving my savings to CD's there because of the great rates..... but found some of the friendliest people to deal with in years... Probably that way at all of the branches... rural Texas at it finest.. You can pretty much, once you have signed the original paperwork, deal with them over the phone or by mail.. so for me banking outside of DFW metromess has not been an issue.
Also opened IRA for my wife at an even better rate than the CD's...
Overall | |
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FDIC Certificate # | 12501 |
Year Established | 1925 |
Employees | 116 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.91% |
Return on Equity - YTD | 0% |
Annual Interest Income | $10.8MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $1.25B$1.30B |
Loans | Q1 2023vs Q1 2022 | $278.9MM$262.9MM |
Deposits | Q1 2023vs Q1 2022 | $1.18B$1.22B |
Equity Capital | Q1 2023vs Q1 2022 | ($24,437,000)$73.4MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $3.9MM$4.4MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $332.00K$415.00K |
Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (12501); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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2.50% | - | - | IRA | ||
0.43% | - | - | Savings Account | ||
0.43%* | $10k* | - | Health Savings Account | ||
OTHER TIERS: 0.15% → Up to $5k | 0.33% → $5k - $10k | |||||
0.43% | - | - | Business Savings Account |
Buffalo Branches | ||
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Citizens State Bank | 1330 W Commerce St | Buffalo, TX 75831 |
Centerville Branches | ||
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Centerville Branch | 400 E. St. Mary's (Highway 7) | Centerville, TX 75833 |
Clifton Branches | ||
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Clifton Texas Branch | 505 West Fifth Street | Clifton, TX 76634 |
Dawson Branches | ||
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Dawson Branch | 109 N Main Street | Dawson, TX 76639 |
Groesbeck Branches | ||
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First National Bank Branch | 409 South Ellis Street | Groesbeck, TX 76642 |
Hubbard Branches | ||
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Hubbard Branch | 101 Nw 2nd Street | Hubbard, TX 76648 |
Itasca Branches | ||
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Itasca Branch | 201 East Main Street | Itasca, TX 76055 |
Teague Branches | ||
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Teague Texas Branch | 722 Main Street | Teague, TX 75860 |
West Branches | ||
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West Branch | 100 North Main Street | West, TX 76691 |
Whitney Branches | ||
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Whitney Branch | 303 S Bosque St | Whitney, TX 76692 |