Citizens State Bank (12501)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

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Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

citizensstatebanktx.com

903-322-4256

1330 W. Commerce Street
Buffalo, TX 75831

Citizens State Bank (12501) is headquartered in BUFFALO and is the 82^nd largest bank in the state of Texas. It is also the 934^th largest bank in the nation. It was established in 1925 and as of December of 2024, it had grown to 110 employees at 12 locations. Citizens State Bank (12501) has a F health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12501
Year Established	1925
Employees	110
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.07%
Return on Equity - YTD	0%
Annual Interest Income	$56.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$1.13B$1.32B
Loans	Q4 2024vs Q4 2023	$256.1MM$283.5MM
Deposits	Q4 2024vs Q4 2023	$1.16B$1.17B
Equity Capital	Q4 2024vs Q4 2023	($43,566,000)($20,237,000)
Loan Loss Allowance	Q4 2024vs Q4 2023	$3.8MM$4.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$156K$219K
Real Estate Owned	Q4 2024vs Q4 2023	$0$96K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Citizens State Bank (12501) are currently being reviewed.

Locations

Cities: Buffalo, Centerville, Clifton, Dawson, Groesbeck, Hubbard, Itasca, Teague, West, Whitney

Buffalo Branches
Citizens State Bank	1330 W Commerce St	Buffalo, TX 75831

Centerville Branches
Centerville Branch	400 E. St. Mary's (Highway 7)	Centerville, TX 75833

Clifton Branches
Clifton Texas Branch	505 West Fifth Street	Clifton, TX 76634

Dawson Branches
Dawson Branch	109 N Main Street	Dawson, TX 76639

Groesbeck Branches
First National Bank Branch	409 South Ellis Street	Groesbeck, TX 76642

Hubbard Branches
Hubbard Branch	101 Nw 2nd Street	Hubbard, TX 76648

Itasca Branches
Itasca Branch	201 East Main Street	Itasca, TX 76055

Teague Branches
Teague Texas Branch	722 Main Street	Teague, TX 75860

West Branches
West Branch	100 North Main Street	West, TX 76691

Whitney Branches
Whitney Branch	303 S Bosque St	Whitney, TX 76692

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