Citizens State Bank (18356)

Overview / Commentary
808 Third Avenue
Sheldon, IA 51201

Citizens State Bank (18356) is headquartered in Sheldon and is the 156th largest bank in the state of Iowa. It is also the 3,412th largest bank in the nation. It was established in 1961 and as of September of 2021, it had grown to 22 employees at 2 locations. Citizens State Bank (18356) has an A+ health rating.


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Health Grade Components

FDIC Certificate #18356
Year Established1961
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD10.85%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$165.5MM$143.5MM
LoansQ3 2021vs Q3 2020$86.1MM$96.0MM
DepositsQ3 2021vs Q3 2020$145.2MM$123.9MM
Equity CapitalQ3 2021vs Q3 2020$19.9MM$19.2MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.4MM$1.3MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$51.00K$42.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (18356); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (18356) Savings Account Rates

0.15%*$50k*-Health Savings Account
OTHER TIERS: 0.10% Up to $50k
0.15%*$50k*-Retirement Savings Account
OTHER TIERS: 0.10% Up to $50k
0.10%*$1.5k*-Super Savings Account
OTHER TIERS: 0.05% Up to $1.5k

Citizens State Bank (18356) Money Market Rates

0.15%*$50k*-Ultra Money Market Savings Account
OTHER TIERS: 0.10% Up to $50k

Citizens State Bank (18356) Checking Account Rates

0.05%--Now Checking Account

Citizens State Bank (18356) CD Rates

0.60%$500-60 Month CD
0.55%$500-48 Month CD
0.50%$500-42 Month Step-Up CD
0.45%$500-36 Month CD
0.40%$500-30 Month CD
0.35%$500-24 Month CD
0.30%$1k-18 Month CD
0.25%$1k-12 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Citizens State Bank (18356) Locations
Citizens State Bank808 Third AvenueSheldon, IA 51201
Boyden Branch817 Main StreetBoyden, IA 51234

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