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Citizens State Bank (18356)

Overview / Commentary
808 Third Avenue
Sheldon, IA 51201

Citizens State Bank (18356) is headquartered in Sheldon and is the 176th largest bank in the state of Iowa. It is also the 3,802nd largest bank in the nation. It was established in 1961 and as of March of 2019, it had grown to 21 employees at 2 locations. Citizens State Bank (18356)'s money market rates are 2X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #18356
Year Established1961
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD10.07%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$120.2MM$120.4MM
LoansQ1 2019vs Q1 2018$93.2MM$86.1MM
DepositsQ1 2019vs Q1 2018$100.8MM$103.7MM
Equity CapitalQ1 2019vs Q1 2018$17.6MM$16.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.4MM$1.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$0$253.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (18356); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (18356) Savings Account Rates

1.00%*$50k*-Health Savings Account
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $50k
1.00%*$50k*-Retirement Savings Account
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $50k
0.25%*$1.5k*-Super Savings Account
OTHER TIERS: 0.05% Up to $1.5k

Citizens State Bank (18356) Money Market Rates

1.00%*$100k*-Ultra Money Market Savings Account
OTHER TIERS: 0.25% Up to $50k | 0.50% $50k - $100k

Citizens State Bank (18356) Checking Account Rates

0.05%--Now Checking Account

Citizens State Bank (18356) CD Rates

3.00%$500-60 Month CD
2.52%$500-48 Month CD
2.50%*$25k*-42 Month Step-Up CD
OTHER TIERS: 2.01% $10k - $25k
2.25%*$25k*-20 Month CD Special
OTHER TIERS: 1.51% $500 - $10k | 1.75% $10k - $25k
2.01%$500-24 Month CD
2.01%$500-30 Month CD
2.01%$500-36 Month CD
2.01%*$5k*$100k42 Month Step-Up CD Special
OTHER TIERS: 1.51% $500 - $5k
1.51%$1k-18 Month CD
1.25%$1k-12 Month CD
0.75%$2.5k-182 Day CD
0.50%$2.5k-91 Day CD

Citizens State Bank (18356) Locations
Citizens State Bank808 Third AvenueSheldon, IA 51201
Boyden Branch817 Main StreetBoyden, IA 51234

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