Citizens State Bank (22657)


Overview / Commentary
956-849-2311
1709 Grant Street
Roma, TX 78584

Citizens State Bank (22657) is headquartered in Roma and is the 363rd largest bank in the state of Texas. It is also the 4,379th largest bank in the nation. It was established in 1978 and as of December of 2018, it had grown to 32 employees at 3 locations. Citizens State Bank (22657) has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens State Bank (22657) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #22657
Year Established1978
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.97%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$84.2MM$82.6MM
LoansQ4 2018vs Q4 2017$44.5MM$38.1MM
DepositsQ4 2018vs Q4 2017$71.4MM$69.4MM
Equity CapitalQ4 2018vs Q4 2017$7.5MM$7.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$529.00K$548.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$217.00K$228.00K
Real Estate OwnedQ4 2018vs Q4 2017$92.00K$92.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (22657); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (22657) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+

Citizens State Bank (22657) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.75% $10k+
Locations


Citizens State Bank (22657) Locations
Citizens State Bank1709 Grant StreetRoma, TX 78584
Citizens State Bank Branch2801 W. Us Highway 83Rio Grande City, TX 78582
Citizens State Bank134 S. US Hwy 83Zapata, TX 78076

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.