Overview / Commentary
Citizens State Bank (22657) is headquartered in Roma and is the 358th largest bank in the state of Texas. It is also the 4,342nd largest bank in the nation. It was established in 1978 and as of March of 2019, it had grown to 32 employees at 3 locations. Citizens State Bank (22657) has an A health rating.
Health
A
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens State Bank (22657) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 22657 |
| Year Established | 1978 |
| Employees | 32 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 8.11% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $84.6MM$82.7MM |
| Loans | Q1 2019vs Q1 2018 | $40.1MM$37.5MM |
| Deposits | Q1 2019vs Q1 2018 | $73.0MM$70.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $7.9MM$7.7MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $437.00K$578.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $87.00K$142.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$92.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens State Bank (22657) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Citizens State Bank (22657) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.75% → $10k+ | |||||
Locations
| Citizens State Bank (22657) Locations | ||
|---|---|---|
| Citizens State Bank | 1709 Grant Street | Roma, TX 78584 |
| Citizens State Bank Branch | 2801 W. Us Highway 83 | Rio Grande City, TX 78582 |
| Citizens State Bank | 134 S. US Hwy 83 | Zapata, TX 78076 |