Citizens State Bank (22657)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.csbroma.com

956-849-2311

1709 Grant Street
Roma, TX 78584

Citizens State Bank (22657) is headquartered in ROMA and is the 343^rd largest bank in the state of Texas. It is also the 3,992^nd largest bank in the nation. It was established in 1978 and as of March of 2025, it had grown to 22 employees at 2 locations. Citizens State Bank (22657) has a B health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens State Bank (22657) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	22657
Year Established	1978
Employees	22
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.13%
Return on Equity - YTD	1.52%
Annual Interest Income	$1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$78.6MM$83.3MM
Loans	Q1 2025vs Q1 2024	$40.4MM$47.9MM
Deposits	Q1 2025vs Q1 2024	$68.8MM$75.2MM
Equity Capital	Q1 2025vs Q1 2024	$6.8MM$6.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$419K$538K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$210K$296K
Real Estate Owned	Q1 2025vs Q1 2024	$0$178K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (22657); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (22657) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$0	$10k	Kasasa Saver
OTHER TIERS: 0.25% → $10k+

Citizens State Bank (22657) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$0	$10k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $10k+

Locations

Citizens State Bank (22657) Locations
Citizens State Bank	1709 N Grant St	Roma, TX 78584
Citizens State Bank Branch	2801 W. Us Highway 83	Rio Grande City, TX 78582
Citizens State Bank	134 S. US Hwy 83	Zapata, TX 78076

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.