Citizens State Bank (WI)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.50% | 5-year CD | 2.27% - National Average |
| 0.75% | 1-year CD | 1.38% - National Average |
| 0.15% | Savings | 0.26% - National Average |
Citizens State Bank (WI) is headquartered in Cadott and is the 156th largest bank in the state of Wisconsin. It is also the 3,844th largest bank in the nation. It was established in 1902 and as of December of 2018, it had grown to 38 employees at 4 locations. Citizens State Bank (WI)'s money market rates are 95% higher than the national average, and it has a B+ health rating.
1.95% Money Market Account
good for balances of 50k and more. The 1.90% rate is only for the first 90 days then drops to .9%. Must come in in person to open.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2467 |
| Year Established | 1902 |
| Employees | 38 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 6.42% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $118.3MM$125.0MM |
| Loans | Q4 2018vs Q4 2017 | $83.3MM$90.6MM |
| Deposits | Q4 2018vs Q4 2017 | $104.4MM$102.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $13.0MM$12.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.5MM$1.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.8MM$1.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $33.00K$33.00K |
Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (WI); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Citizens State Bank (WI) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | - | - | Citizens Saver IRA Account | |
| 0.15% | $50 | - | Statement Savings Account | |
| 0.15% | $1 | - | Young Citizens Savings Account | |
| 0.15% | $5 | - | Christmas Club Savings Account |
Citizens State Bank (WI) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.86%* | $50k* | - | Indexed Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $50k | |||||
| 0.86%* | $50k* | - | Business Money Market | ||
| OTHER TIERS: 0.15% → Up to $50k | |||||
Citizens State Bank (WI) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | CSB Premium Checking Account | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.40% → $25k - $50k | |||||
| 0.60%* | $50k* | - | Business Interest Checking | ||
| OTHER TIERS: 0.05% → Up to $20k | 0.10% → $20k - $35k | 0.40% → $35k - $50k | |||||
Citizens State Bank (WI) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $100 | - | 30 Month CD | |
| 1.76% | $100 | - | 14 Month CD | |
| 1.50% | $100 | - | 60 Month CD | |
| 1.20% | $100 | - | 48 Month CD | |
| 1.10% | $100 | - | 36 Month CD | |
| 1.00% | $100 | - | 24 Month CD | |
| 1.00% | $100 | - | 84 Month CD | |
| 0.85% | $100 | - | 18 Month CD | |
| 0.75% | $100 | - | 12 Month CD | |
| 0.35% | $100 | - | 182 Day CD | |
| 0.30% | $100 | - | 91 Day CD |
Citizens State Bank (WI) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $100 | - | 30 Month IRA | |
| 1.76% | $100 | - | 14 Month IRA | |
| 1.50% | $100 | - | 60 Month IRA | |
| 1.20% | $100 | - | 48 Month IRA | |
| 1.10% | $100 | - | 36 Month IRA | |
| 1.00% | $100 | - | 24 Month IRA | |
| 1.00% | $100 | - | 84 Month IRA | |
| 0.85% | $100 | - | 18 Month IRA | |
| 0.75% | $100 | - | 12 Month IRA | |
| 0.35% | $100 | - | 182 Day IRA | |
| 0.30% | $100 | - | 91 Day IRA |
| Citizens State Bank (WI) Locations | ||
|---|---|---|
| Chippewa Falls Branch | 15036 Cty Hwy S | Chippewa Falls, WI 54729 |
| County Trunk J Branch | 17153 County Highway J | Chippewa Falls, WI 54729 |
| Citizens State Bank | 304 North Main Street | Cadott, WI 54727 |
| Southridge Avenue Branch | 505 South Main Street | Cadott, WI 54727 |