Citizens State Bank (WI)

Overview / Commentary
304 North Main Street
Cadott, WI 54727

Citizens State Bank (WI) is headquartered in Cadott and is the 156th largest bank in the state of Wisconsin. It is also the 3,844th largest bank in the nation. It was established in 1902 and as of December of 2018, it had grown to 38 employees at 4 locations. Citizens State Bank (WI)'s money market rates are 2X the national average, and it has a B+ health rating.

Reviews (1)

1.95% Money Market Account

Posted by: sabre82af | May 11, 2011

good for balances of 50k and more. The 1.90% rate is only for the first 90 days then drops to .9%. Must come in in person to open.


Health Grade Components

FDIC Certificate #2467
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD6.42%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$118.3MM$125.0MM
LoansQ4 2018vs Q4 2017$83.3MM$90.6MM
DepositsQ4 2018vs Q4 2017$104.4MM$102.2MM
Equity CapitalQ4 2018vs Q4 2017$13.0MM$12.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.5MM$1.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.8MM$1.6MM
Real Estate OwnedQ4 2018vs Q4 2017$33.00K$33.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens State Bank (WI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens State Bank (WI) Savings Account Rates

2.02%--Citizens Saver IRA Account
0.15%$50-Statement Savings Account
0.15%$1-Young Citizens Savings Account
0.15%$5-Christmas Club Savings Account

Citizens State Bank (WI) Money Market Rates

0.90%*$50k*-Indexed Money Market Account
OTHER TIERS: 0.15% Up to $50k
0.90%*$50k*-Business Money Market
OTHER TIERS: 0.15% Up to $50k

Citizens State Bank (WI) Checking Account Rates

0.60%*$50k*-CSB Premium Checking Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.40% $25k - $50k
0.60%*$50k*-Business Interest Checking
OTHER TIERS: 0.05% Up to $20k | 0.10% $20k - $35k | 0.40% $35k - $50k

Citizens State Bank (WI) CD Rates

2.50%$100-28 Month CD
2.00%$100-13 Month CD
1.50%$100-60 Month CD
1.20%$100-48 Month CD
1.10%$100-36 Month CD
1.04%$100-30 Month CD
1.00%$100-24 Month CD
1.00%$100-84 Month CD
0.85%$100-18 Month CD
0.75%$100-12 Month CD
0.35%$100-182 Day CD
0.30%$100-91 Day CD

Citizens State Bank (WI) IRA Rates

2.50%$100-28 Month IRA
2.00%$100-13 Month IRA
1.50%$100-60 Month IRA
1.20%$100-48 Month IRA
1.10%$100-36 Month IRA
1.04%$100-30 Month IRA
1.00%$100-24 Month IRA
1.00%$100-84 Month IRA
0.85%$100-18 Month IRA
0.75%$100-12 Month IRA
0.35%$100-182 Day IRA
0.30%$100-91 Day IRA

Citizens State Bank (WI) Locations
Chippewa Falls Branch15036 Cty Hwy SChippewa Falls, WI 54729
County Trunk J Branch17153 County Highway JChippewa Falls, WI 54729
Citizens State Bank304 North Main StreetCadott, WI 54727
Southridge Avenue Branch505 South Main StreetCadott, WI 54727

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.