Citizens State Bank (WI)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.csbankcadott.com

715-289-4253

304 North Main Street
Cadott, WI 54727

Citizens State Bank (WI) is headquartered in CADOTT and is the 114^th largest bank in the state of Wisconsin. It is also the 2,856^th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 49 employees at 8 locations. Citizens State Bank (WI) has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	2467
Year Established	1902
Employees	49
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	10.16%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$230.8MM$221.9MM
Loans	Q1 2025vs Q1 2024	$187.3MM$172.2MM
Deposits	Q1 2025vs Q1 2024	$185.9MM$188MM
Equity Capital	Q1 2025vs Q1 2024	$18.6MM$16.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.6MM$2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$751K$604K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Citizens State Bank (WI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$1k	-	7 Month CD
3.75%	$1k	-	13 Month CD
3.00%	$1k	-	28 Month CD
0.60%	$1k	-	60 Month CD
0.45%	$1k	-	48 Month CD
0.40%	$1k	-	30 Month CD
0.40%	$1k	-	36 Month CD
0.35%	$1k	-	18 Month CD
0.35%	$1k	-	24 Month CD
0.30%	$1k	-	12 Month CD
0.20%	$1k	-	182 Day CD
0.16%	$1k	-	91 Day CD

Citizens State Bank (WI) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$1k	-	7 Month IRA
3.75%	$1k	-	13 Month IRA
3.00%	$1k	-	28 Month IRA
0.60%	$1k	-	60 Month IRA
0.45%	$1k	-	48 Month IRA
0.40%	$1k	-	30 Month IRA
0.40%	$1k	-	36 Month IRA
0.35%	$1k	-	18 Month IRA
0.35%	$1k	-	24 Month IRA
0.30%	$1k	-	12 Month IRA
0.20%	$1k	-	182 Day IRA
0.16%	$1k	-	91 Day IRA

Locations

Citizens State Bank (WI) Locations
Chippewa Falls Branch	15036 Cty Hwy S	Chippewa Falls, WI 54729
County Trunk J Branch	17153 County Highway J	Chippewa Falls, WI 54729
Citizens State Bank	304 N Main St	Cadott, WI 54727
Southridge Avenue Branch	505 South Main Street	Cadott, WI 54727
Cornell Branch	221 Bridge St	Cornell, WI 54732
Stanley Branch	118 N. Broadway Street	Stanley, WI 54768

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