Citizens Trust Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

ctbconnect.com

404-575-8400

965 Martin Luther King Jr Dr
Atlanta, GA 30314

Citizens Trust Bank is headquartered in ATLANTA and is the 19^th largest bank in the state of Georgia. It is also the 1,291^st largest bank in the nation. It was established in 1921 and as of March of 2025, it had grown to 88 employees at 7 locations. Citizens Trust Bank's CD rates are 39% higher than the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8033
Year Established	1921
Employees	88
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.78%
Return on Equity - YTD	15.63%
Annual Interest Income	$9.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$769.2MM$734.8MM
Loans	Q1 2025vs Q1 2024	$394.2MM$389.8MM
Deposits	Q1 2025vs Q1 2024	$663.9MM$641.9MM
Equity Capital	Q1 2025vs Q1 2024	$91.7MM$79.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.6MM$4.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.9MM$2.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$566K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Trust Bank; we are a rate comparison website and cannot provide official rates or promotions.

Citizens Trust Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1k	-	MTA Investor Account
0.10%	$5k	-	MTA Silver Investor Account
0.10%	$2.5k	-	Commercial MTA
0.10%	$100k	-	Sweep Investment Account
0.05%	$100	-	Regular Savings
0.05%	$5	-	Future Savings
0.05%	$1k	-	Commercial Savings

Citizens Trust Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Money Market Account

Citizens Trust Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$100k	-	Super NOW Account
0.05%	$1k	-	Non-Profit NOW Account
0.05%	$5k	-	CTB Advantage NOW
0.03%	$1k	-	Personal Interest Checking

Citizens Trust Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	12 Month CD
1.25%	$500	-	18 Month CD
1.25%	$500	-	24 Month CD
1.25%	$500	-	30 Month CD
1.25%	$500	-	36 Month CD
1.25%	$500	-	48 Month CD
1.25%	$500	-	60 Month CD
1.00%	$100k	-	12 Month Jumbo CD
1.00%	$100k	-	24 Month Jumbo CD
1.00%	$100k	-	36 Month Jumbo CD
1.00%	$100k	-	48 Month Jumbo CD
1.00%	$100k	-	60 Month Jumbo CD
0.03%	$500	-	90 Day CD
0.03%	$500	-	6 Month CD
0.03%	$100k	-	90 Day Jumbo CD
0.03%	$100k	-	6 Month Jumbo CD
0.01%	$500	-	7-31 Day CD
0.01%	$100k	-	14 Day Jumbo CD
0.01%	$100k	-	30 Day Jumbo CD
0.01%	$100k	-	60 Day Jumbo CD

Citizens Trust Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	IRA

Locations

Citizens Trust Bank Locations
Third Avenue Branch	1700 Third Avenue North	Birmingham, AL 35203
Eutaw Branch	213 Main Street	Eutaw, AL 35462
Panola Road Branch	2727 Panola Road	Lithonia, GA 30058
East Point Branch	2840 East Point Street	East Point, GA 30344
Rockbridge Plaza Branch	5771 Rockbridge Road	Stone Mountain, GA 30087
Citizens Trust Bank	965 Martin Luther King Jr Dr Nw	Atlanta, GA 30314
Cascade Branch	3705 Cascade Rd Sw	Atlanta, GA 30331

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.