Citizens Trust Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 5-year CD | 60 Month Jumbo CD 1.85% - Synchrony Bank 60 Month CD |
| 0.10% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | MTA Investor Account 1.00% - Ally Bank Online Savings Account |
Citizens Trust Bank is headquartered in Atlanta and is the 35th largest bank in the state of Georgia. It is also the 1,658th largest bank in the nation. It was established in 1921 and as of June of 2016, it had grown to 92 employees at 10 locations. Citizens Trust Bank has an A health rating.
Terrible Bank
How can you explain your bank account being hacked twice in two weeks? After being bilked for several thousands of dollars, the best they can offer me is to come into the branch to fill out a fraud report so it's investigated. Hello, my money isn't safe here! First, I work out of town so this requires a trip home for me to physically walk into the bank. Really? In the 21st century this bank cannot help me over the phone? So, I fly home early on a Friday and walk into the bank to resolve this matter. Only for it to happen again a week later? And I don't even have my new debit card so at this point I'm wondering how is this even happening? They have no explanation, and I will have to fly home to close my account because I am finished with this bank. As much as I hate big banks, try sitting on hold for 20 minutes at Citizens Trust only for someone to pick up disconnect you, the grass looks pretty green over at B of A. This is a small bank that offers small bank customer service.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8033 |
| Year Established | 1921 |
| Employees | 92 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 4.91% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $413.4MM$390.5MM |
| Loans | Q2 2016vs Q2 2015 | $197.1MM$194.5MM |
| Deposits | Q2 2016vs Q2 2015 | $351.6MM$337.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $51.7MM$48.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.1MM$2.3MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.1MM$5.7MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $2.8MM$4.2MM |
Always verify rates and promotions with the bank or credit union. We are not Citizens Trust Bank; we are a rate comparison website and cannot provide official rates or promotions.
Citizens Trust Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $5k | - | MTA Silver Investor Account | |
| 0.10% | $100k | - | Sweep Investment Account | |
| 0.05% | $1k | - | Regular Savings | |
| 0.05% | - | - | Future Savings | |
| 0.05% | $1k | - | MTA Investor Account | |
| 0.05% | $1k | - | Commercial Savings | |
| 0.05% | $2,500 | - | Commercial MTA | |
| 0.05% | $100 | - | IRA |
Citizens Trust Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Money Market Account |
Citizens Trust Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100k | - | Super NOW Account | |
| 0.05% | $1k | - | Non-Profit NOW Account | |
| 0.05% | $5k | - | CTB Advantage NOW | |
| 0.03% | $2k | - | Personal Interest Checking |
Citizens Trust Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $500 | - | 60 Month CD | |
| 0.40% | $100k | - | 60 Month Jumbo CD | |
| 0.30% | $500 | - | 48 Month CD | |
| 0.30% | $100k | - | 48 Month Jumbo CD | |
| 0.25% | $500 | - | 36 Month CD | |
| 0.25% | $100k | - | 36 Month Jumbo CD | |
| 0.20% | $500 | - | 24 Month CD | |
| 0.20% | $500 | - | 30 Month CD | |
| 0.20% | $100k | - | 24 Month Jumbo CD | |
| 0.15% | $500 | - | 18 Month CD | |
| 0.15% | $100k | - | 12 Month Jumbo CD | |
| 0.10% | $500 | - | 12 Month CD | |
| 0.05% | $500 | - | 6 Month CD | |
| 0.05% | $100k | - | 6 Month Jumbo CD | |
| 0.03% | $500 | - | 91 Day CD | |
| 0.03% | $100k | - | 90 Day Jumbo CD | |
| 0.01% | $500 | - | 7-31 Day CD | |
| 0.01% | $100k | - | 30 Day Jumbo CD | |
| 0.01% | $100k | - | 60 Day Jumbo CD |
| Citizens Trust Bank Locations | ||
|---|---|---|
| Third Avenue Branch | 1700 Third Avenue North | Birmingham, AL 35203 |
| Eutaw Branch | 213 Main Street | Eutaw, AL 35462 |
| Panola Road Branch | 2727 Panola Road | Lithonia, GA 30058 |
| East Point Branch | 2840 East Point Street | East Point, GA 30344 |
| Lithonia Branch | 3065 Stone Mountain Street | Lithonia, GA 30058 |
| Columbus Branch | 3172 Macon Road | Columbus, GA 31901 |
| Cascade Branch | 3705 Cascade Road | Atlanta, GA 30331 |
| Rockbridge Plaza Branch | 5771 Rockbridge Road | Stone Mountain, GA 30087 |
| Citizens Trust Bank | 75 Piedmont Avenue, Northeast | Atlanta, GA 30303 |
| West Side Branch | 965 Martin Luther King. Jr., Dr. | Atlanta, GA 30314 |