Citizens Union Bank of Shelbyville

Overview / Commentary
1854 Midland Trail
Shelbyville, KY 40065

Citizens Union Bank of Shelbyville is headquartered in Shelbyville and is the 18th largest bank in the state of Kentucky. It is also the 932nd largest bank in the nation. It was established in 1888 and as of March of 2020, it had grown to 179 employees at 15 locations. Citizens Union Bank of Shelbyville has an A health rating.

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Reviews (2)


Posted by: |

Have banked with them for 7 years and they are a great bank with awesome customer service.

Citizens Union Bank

Posted by: |

This bank took me 2 entire days speaking to various bankers to find out that the Premium Money Market Account for 0.75% is only for Businesses. Their own bankers did not know but the "Specialist" this morning insisted they don't have it for Personal members. Make sure you have a lot of time to spend "holding on" since they all have to ask someone else for answers! Not the type of bank I would do business with.


Health Grade Components

FDIC Certificate #5840
Year Established1888
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD8.54%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$880.2MM$782.6MM
LoansQ1 2020vs Q1 2019$670.0MM$638.7MM
DepositsQ1 2020vs Q1 2019$700.5MM$618.4MM
Equity CapitalQ1 2020vs Q1 2019$101.9MM$105.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$7.5MM$6.9MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$5.3MM$3.3MM
Real Estate OwnedQ1 2020vs Q1 2019$875.00K$2.1MM

Rates for Citizens Union Bank of Shelbyville are currently being reviewed.



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