Citizens Union Bank of Shelbyville

Overview / Commentary
1854 Midland Trail
Shelbyville, KY 40065

Citizens Union Bank of Shelbyville is headquartered in Shelbyville and is the 17th largest bank in the state of Kentucky. It is also the 928th largest bank in the nation. It was established in 1888 and as of June of 2021, it had grown to 170 employees at 16 locations. Citizens Union Bank of Shelbyville has an A+ health rating.

Reviews (2)


Posted by: |

Have banked with them for 7 years and they are a great bank with awesome customer service.

Citizens Union Bank

Posted by: |

This bank took me 2 entire days speaking to various bankers to find out that the Premium Money Market Account for 0.75% is only for Businesses. Their own bankers did not know but the "Specialist" this morning insisted they don't have it for Personal members. Make sure you have a lot of time to spend "holding on" since they all have to ask someone else for answers! Not the type of bank I would do business with.


Health Grade Components

FDIC Certificate #5840
Year Established1888
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD10.35%
Annual Interest Income$18.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.07B$993.0MM
LoansQ2 2021vs Q2 2020$710.6MM$724.6MM
DepositsQ2 2021vs Q2 2020$892.4MM$800.2MM
Equity CapitalQ2 2021vs Q2 2020$120.7MM$115.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$8.9MM$7.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.8MM$9.5MM
Real Estate OwnedQ2 2021vs Q2 2020$1.1MM$1.3MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Citizens Union Bank of Shelbyville; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Union Bank of Shelbyville Savings Account Rates

0.20%$1-Health Savings Account - Basic
0.20%*$10$1kYouth Savings
OTHER TIERS: 0.05% $1k+
0.20%$1-Health Savings Account - Family
0.10%$1k-High Interest Savings
0.05%$100-Statement Savings

Citizens Union Bank of Shelbyville Money Market Rates

0.20%*$100k*-Money Market
OTHER TIERS: 0.10% $2.5k - $100k
0.20%*$100k*-Business Money Market
OTHER TIERS: 0.10% $2.5k - $100k

Citizens Union Bank of Shelbyville Checking Account Rates

0.05%$50-Business Interest Checking
0.05%$50-Community Checking
0.05%*$2.5k*-Premium Interest Checking
OTHER TIERS: 0.02% Up to $2.5k
0.02%$50-50+ Interest Checking
0.02%$50-Direct Interest Checking

Citizens Union Bank of Shelbyville CD Rates

0.60%$2.5k-60 Month CD
0.50%$2.5k-48 Month CD
0.45%$2.5k-36 Month CD
0.40%$2.5k-24 Month CD
0.40%$2.5k-30 Month CD
0.30%$2.5k-12 Month CD
0.25%$2.5k-18 Month CD
0.25%$2.5k-21 Month No Penalty CD
0.20%$2.5k-182 Day CD
0.15%$2.5k-15 Month No Penalty CD

Citizens Union Bank of Shelbyville IRA Rates

0.60%$1k-60 Month IRA
0.50%$1k-48 Month IRA
0.45%$1k-36 Month IRA
0.40%$1k-24 Month IRA
0.40%$1k-30 Month IRA
0.30%$1k-12 Month IRA
0.25%$1k-18 Month IRA
0.25%$2.5k-21 Month No Penalty IRA
0.20%$1k-182 Day IRA
0.15%$1k-15 Month No Penalty IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.