2. Citizens Union Bank of Shelbyville

Citizens Union Bank of Shelbyville


Overview / Commentary
www.cubbank.com
866-633-4450
1854 Midland Trail
Shelbyville, KY 40065

Citizens Union Bank of Shelbyville is headquartered in Shelbyville and is the 19th largest bank in the state of Kentucky. It is also the 975th largest bank in the nation. It was established in 1888 and as of December of 2018, it had grown to 176 employees at 15 locations. Citizens Union Bank of Shelbyville's CD rates are 2X the national average, and it boasts an A+ health rating.

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Reviews (2)

CITIZENS UNION BANK

Posted by: Anonymous | Jul 15, 2012

Have banked with them for 7 years and they are a great bank with awesome customer service.

1

Citizens Union Bank

Posted by: paoli2 | Jul 27, 2017

This bank took me 2 entire days speaking to various bankers to find out that the Premium Money Market Account for 0.75% is only for Businesses. Their own bankers did not know but the "Specialist" this morning insisted they don't have it for Personal members. Make sure you have a lot of time to spend "holding on" since they all have to ask someone else for answers! Not the type of bank I would do business with.

1


Health
A+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5840
Year Established1888
Employees176
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD8.73%
Annual Interest Income$35.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$791.2MM$747.4MM
LoansQ4 2018vs Q4 2017$616.2MM$579.9MM
DepositsQ4 2018vs Q4 2017$632.6MM$581.9MM
Equity CapitalQ4 2018vs Q4 2017$102.8MM$99.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$6.8MM$6.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.6MM$5.6MM
Real Estate OwnedQ4 2018vs Q4 2017$2.0MM$3.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Citizens Union Bank of Shelbyville; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Citizens Union Bank of Shelbyville Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-High Interest Savings
0.35%*$10$1kYouth Savings
OTHER TIERS: 0.10% → $1k+
0.25%$100-Statement Savings
0.10%$1-Health Savings Account - Basic
0.10%$1-Health Savings Account - Family

Citizens Union Bank of Shelbyville Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$100k*-Money Market
OTHER TIERS: 0.40% → $2.5k - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $100k
0.85%*$100k*-Business Money Market
OTHER TIERS: 0.40% → $2.5k - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $100k

Citizens Union Bank of Shelbyville Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-Premium Interest Checking
OTHER TIERS: 0.10% → Up to $2.5k
0.10%$50-Business Interest Checking
0.10%$50-Community Checking
0.05%$50-50+ Interest Checking
0.05%$50-Direct Interest Checking

Citizens Union Bank of Shelbyville CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.62%$2.5k-48 Month CD
2.62%$2.5k-60 Month CD
2.52%$2.5k-24 Month CD
2.52%$2.5k-30 Month CD
2.52%$2.5k-36 Month CD
2.47%$2.5k-21 Month No Penalty CD
2.26%$2.5k-15 Month No Penalty CD
2.01%$2.5k-12 Month CD
2.01%$2.5k-18 Month CD
0.75%$2.5k-182 Day CD

Citizens Union Bank of Shelbyville IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.62%$1k-48 Month IRA
2.62%$1k-60 Month IRA
2.52%$1k-24 Month IRA
2.52%$1k-30 Month IRA
2.52%$1k-36 Month IRA
2.47%$2.5k-21 Month No Penalty IRA
2.26%$1k-15 Month No Penalty IRA
2.01%$1k-12 Month IRA
2.01%$1k-18 Month IRA
0.75%$1k-182 Day IRA
Locations

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