City & County Credit Union is headquartered in Saint Paul and is the 11th largest credit union in the state of Minnesota. It is also the 523rd largest credit union in the nation. It was established in 1928 and as of December of 2018, it had grown to 95 employees and 40,135 members at 14 locations. City & County Credit Union's CD rates are 46% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in City & County Credit Union is open to anyone (including family and household members of current credit union members) in Dakota, Ramsey, and Washington counties, or the cities of Plymouth, Osseo, and Maple Grove. Employees of the following Select Employer Groups: Metropolitan Council, Public Employees Retirement Association, Gyrus Medical or any of the more than 140 companies (a complete list of groups can be found on the credit union's website).
See current membership details
Consumer Beware
Customer beware:
This credit union will take your money then charge a daily fee for everyday your account was negative.. I was charged for 35 bucks for 2 dollar purchase that in it's self is just wrong. They say they care about their customers but in fact they really only care about the customer if they have money... I asked for a 50 dollar overdraft protection they denied me because I don't make enough money because I'm on disability. This is how they treat a customer that has been with them for over 5 years. They say they are different from other banks and yes they are because they are even more greedy then real banks. Do yourself a favor and bank elsewhere...
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60255 |
| Year Chartered | 1928 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 5.98% |
| Annual Interest Income | $17.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $548.8MM$520.6MM |
| Loans | Q4 2018vs Q4 2017 | $311.0MM$279.2MM |
| Deposits | Q4 2018vs Q4 2017 | $476.3MM$460.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $53.6MM$51.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.3MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.9MM$2.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$250.00K |
Always verify rates and promotions with the bank or credit union. We are not City & County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
City & County Credit Union Savings Account Rates
City & County Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.30% → $2.5k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k | |||||
