City & County Credit Union

Overview / Commentary
144 11th St E
Saint Paul, MN 55101

City & County Credit Union is headquartered in Saint Paul and is the 8th largest credit union in the state of Minnesota. It is also the 370th largest credit union in the nation. It was established in 1928 and as of June of 2022, it had grown to 138 employees and 62,485 members at 13 locations. City & County Credit Union's CD rates are 51% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in City & County Credit Union is open to those who live, work, worship, or attend school in the Minnesota counties of Carver, Hennepin, McLeod, Meeker, Ramsey, Washington, Wright, or northern Dakota. Employees of more than 150 companies, including General Mills, are also eligible for membership, as are immediate family/household members of current City & County Credit Union members.
See current membership details

Reviews (2)

Hard Pull For Savings

Posted by: |

The bank did a hard credit pull for just opening savings and 36mo CD accounts

Consumer Beware

Posted by: |

Customer beware:
This credit union will take your money then charge a daily fee for everyday your account was negative.. I was charged for 35 bucks for 2 dollar purchase that in it's self is just wrong. They say they care about their customers but in fact they really only care about the customer if they have money... I asked for a 50 dollar overdraft protection they denied me because I don't make enough money because I'm on disability. This is how they treat a customer that has been with them for over 5 years. They say they are different from other banks and yes they are because they are even more greedy then real banks. Do yourself a favor and bank elsewhere...


Health Grade Components

NCUA #60255
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.89%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.19B$1.13B
LoansQ2 2022vs Q2 2021$601.4MM$549.7MM
DepositsQ2 2022vs Q2 2021$1.06B$1.00B
Equity CapitalQ2 2022vs Q2 2021$80.1MM$114.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.6MM$4.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$402.00K$332.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$132.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not City & County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

City & County Credit Union Savings Account Rates

0.40%*$100k*-IRA Account
OTHER TIERS: 0.25% $1 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k
0.20%--Automatic Savings
0.19%*$25k*-Health Savings Account
OTHER TIERS: 0.08% Up to $2.5k | 0.13% $2.5k - $10k | 0.16% $10k - $25k
0.15%--Daily Interest Savings
0.15%--Christmas Club Savings
0.15%--Dino Mite Savers
0.15%$5-Share Savings
0.15%$5-Business Share Savings

City & County Credit Union Money Market Rates

0.40%*$100k*-Money Market Savings
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $50k | 0.35% $50k - $100k

City & County Credit Union Checking Account Rates

0.22%$10k-AdvantagePlus Checking
0.22%$10k-Business AdvantagePlus Checking
0.19%*$25k*-Advantage Checking
OTHER TIERS: 0.13% $2.5k - $10k | 0.16% $10k - $25k
0.13%$2.5k-Business Advantage Checking
0.08%--iSelect Checking

City & County Credit Union CD Rates

3.02%$100$10k12 Month Youth CD
2.42%$1k-60 Month CD
2.42%$1k-Business 60 Month CD
2.12%$1k-48 Month CD
2.12%$1k-Business 48 Month CD
1.81%$1k-36 Month CD
1.81%$1k-Business 36 Month CD
1.56%$1k-24 Month CD
1.56%$1k-Business 24 Month CD
1.36%$1k-12 Month CD
1.36%$1k-Business 12 Month CD
0.95%$100$5k12 Month Savings Builder CD
0.90%$1k-6 Month CD
0.90%$1k-Business 6 Month CD

City & County Credit Union IRA Rates

2.42%$1k-60 Month IRA
2.12%$1k-48 Month IRA
1.81%$1k-36 Month IRA
1.56%$1k-24 Month IRA
1.36%$1k-12 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.