City & County Credit Union

Overview / Commentary
144 11th St E
Saint Paul, MN 55101

City & County Credit Union is headquartered in Saint Paul and is the 11th largest credit union in the state of Minnesota. It is also the 523rd largest credit union in the nation. It was established in 1928 and as of December of 2018, it had grown to 95 employees and 40,135 members at 14 locations. City & County Credit Union's CD rates are 46% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in City & County Credit Union is open to anyone (including family and household members of current credit union members) in Dakota, Ramsey, and Washington counties, or the cities of Plymouth, Osseo, and Maple Grove. Employees of the following Select Employer Groups: Metropolitan Council, Public Employees Retirement Association, Gyrus Medical or any of the more than 140 companies (a complete list of groups can be found on the credit union's website).
See current membership details

Reviews (1)

Consumer Beware

Posted by: pevey66 | Apr 25, 2019

Customer beware:
This credit union will take your money then charge a daily fee for everyday your account was negative.. I was charged for 35 bucks for 2 dollar purchase that in it's self is just wrong. They say they care about their customers but in fact they really only care about the customer if they have money... I asked for a 50 dollar overdraft protection they denied me because I don't make enough money because I'm on disability. This is how they treat a customer that has been with them for over 5 years. They say they are different from other banks and yes they are because they are even more greedy then real banks. Do yourself a favor and bank elsewhere...


Health Grade Components

NCUA #60255
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.98%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$548.8MM$520.6MM
LoansQ4 2018vs Q4 2017$311.0MM$279.2MM
DepositsQ4 2018vs Q4 2017$476.3MM$460.2MM
Equity CapitalQ4 2018vs Q4 2017$53.6MM$51.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.3MM$2.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.9MM$2.4MM
Real Estate OwnedQ4 2018vs Q4 2017$0$250.00K
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Always verify rates and promotions with the bank or credit union. We are not City & County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

City & County Credit Union Savings Account Rates

0.50%*$100k*-IRA Account
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.21%*$25k*-Health Savings Account
OTHER TIERS: 0.07% Up to $2.5k | 0.15% $2.5k - $10k | 0.18% $10k - $25k
0.15%--Daily Interest Savings
0.15%--Christmas Club Savings
0.15%--Dino Mite Savers
0.15%$5-Share Savings
0.15%$5-Business Share Savings

City & County Credit Union Money Market Rates

0.50%*$100k*-Money Market Savings
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k

City & County Credit Union Checking Account Rates

0.25%$10k-AdvantagePlus Checking
0.25%$10k-Business AdvantagePlus Checking
0.21%*$25k*-Advantage Checking
OTHER TIERS: 0.15% $2.5k - $10k | 0.18% $10k - $25k
0.15%$2.5k-Business Advantage Checking
0.07%--iSelect Checking

City & County Credit Union CD Rates

2.52%$10k-60 Month Smart CD
2.42%$1k-60 Month CD
2.42%$500-Youth 60 Month CD
2.37%$10k-48 Month Smart CD
2.27%$1k-48 Month CD
2.27%$500-Youth 48 Month CD
1.91%$10k-36 Month Smart CD
1.81%$1k-36 Month CD
1.81%$500-Youth 36 Month CD
1.61%$10k-24 Month Smart CD
1.51%$1k-24 Month CD
1.51%$500-Youth 24 Month CD
1.31%$10k-12 Month Smart CD
1.26%$10k-Business 60 Month Smart CD
1.21%$1k-12 Month CD
1.21%$500-Youth 12 Month CD
1.15%$1k-Business 60 Month CD
1.15%$10k-Business 48 Month Smart CD
1.05%$1k-Business 48 Month CD
1.00%$10k-Business 36 Month Smart CD
0.90%$1k-Business 36 Month CD
0.85%$100-12 Month Reward CD
0.85%$25-Youth 12 Month Reward CD
0.80%$1k-6 Month CD
0.80%$500-Youth 6 Month CD
0.80%$10k-Business 24 Month Smart CD
0.70%$1k-Business 24 Month CD
0.70%$10k-Business 12 Month Smart CD
0.60%$1k-Business 12 Month CD
0.30%$1k-Business 6 Month CD

City & County Credit Union IRA Rates

2.52%$10k-60 Month Smart IRA
2.42%$1k-60 Month IRA
2.37%$10k-48 Month Smart IRA
2.27%$1k-48 Month IRA
1.91%$10k-36 Month Smart IRA
1.81%$1k-36 Month IRA
1.61%$10k-24 Month Smart IRA
1.51%$1k-24 Month IRA
1.31%$10k-12 Month Smart IRA
1.21%$1k-12 Month IRA
0.85%$100-12 Month Reward IRA


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