City & County Credit Union

Overview / Commentary
144 11th St E
Saint Paul, MN 55101

City & County Credit Union is headquartered in Saint Paul and is the 9th largest credit union in the state of Minnesota. It is also the 355th largest credit union in the nation. It was established in 1928 and as of March of 2019, it had grown to 151 employees and 62,385 members at 14 locations. City & County Credit Union's CD rates are 62% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in City & County Credit Union is open to those who live, work, worship, or attend school in the Minnesota counties of Carver, Hennepin, McLeod, Meeker, Ramsey, Washington, Wright, or northern Dakota. Employees of more than 150 companies, including General Mills, are also eligible for membership, as are immediate family/household members of current City & County Credit Union members.
See current membership details

Reviews (1)

Consumer Beware

Posted by: pevey66 | Apr 25, 2019

Customer beware:
This credit union will take your money then charge a daily fee for everyday your account was negative.. I was charged for 35 bucks for 2 dollar purchase that in it's self is just wrong. They say they care about their customers but in fact they really only care about the customer if they have money... I asked for a 50 dollar overdraft protection they denied me because I don't make enough money because I'm on disability. This is how they treat a customer that has been with them for over 5 years. They say they are different from other banks and yes they are because they are even more greedy then real banks. Do yourself a favor and bank elsewhere...


Health Grade Components

NCUA #60255
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD2.54%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$895.4MM$540.5MM
LoansQ1 2019vs Q1 2018$530.0MM$287.5MM
DepositsQ1 2019vs Q1 2018$786.1MM$479.9MM
Equity CapitalQ1 2019vs Q1 2018$98.5MM$51.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$2.3MM$2.2MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.9MM$1.9MM
Real Estate OwnedQ1 2019vs Q1 2018$72.00K$250.00K
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Always verify rates and promotions with the bank or credit union. We are not City & County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

City & County Credit Union Savings Account Rates

0.60%*$100k*-IRA Account
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.25%--Automatic Savings
0.21%*$25k*-Health Savings Account
OTHER TIERS: 0.07% Up to $2.5k | 0.15% $2.5k - $10k | 0.18% $10k - $25k
0.15%--Daily Interest Savings
0.15%--Christmas Club Savings
0.15%--Dino Mite Savers
0.15%$5-Share Savings
0.15%$5-Business Share Savings

City & County Credit Union Money Market Rates

0.60%*$100k*-Money Market Savings
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $50k | 0.50% $50k - $100k

City & County Credit Union Checking Account Rates

0.25%$10k-AdvantagePlus Checking
0.25%$10k-Business AdvantagePlus Checking
0.21%*$25k*-Advantage Checking
OTHER TIERS: 0.15% $2.5k - $10k | 0.18% $10k - $25k
0.15%$2.5k-Business Advantage Checking
0.07%--iSelect Checking

City & County Credit Union CD Rates

2.63%$1k-60 Month CD
2.63%$1k-Business 60 Month CD
2.52%$1k-48 Month CD
2.52%$1k-Business 48 Month CD
2.32%$100-12 Month Youth CD
2.12%$1k-36 Month CD
2.12%$1k-Business 36 Month CD
2.00%$1k-15 Month CD Special - (New Money)
2.00%$1k-Business15 Month CD Special - (New Money)
1.76%$1k-24 Month CD
1.76%$1k-Business 24 Month CD
1.46%$1k-12 Month CD
1.46%$1k-Business 12 Month CD
0.90%$1k-6 Month CD
0.90%$1k-Business 6 Month CD
0.85%$100-12 Month Savings Builder CD

City & County Credit Union IRA Rates

2.63%$1k-60 Month IRA
2.52%$1k-48 Month IRA
2.12%$1k-36 Month IRA
1.76%$1k-24 Month IRA
1.46%$1k-12 Month IRA


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