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City & County Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cccu.com
651-225-2700
144 11th St E
Saint Paul, MN 55101

City & County Credit Union is headquartered in Saint Paul and is the 7th largest credit union in the state of Minnesota. It is also the 385th largest credit union in the nation. It was established in 1928 and as of March of 2025, it had grown to 155 employees and 62,323 members at 13 locations. City & County Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in City & County Credit Union is open to those who live, work, worship, or attend school in the Minnesota counties of Carver, Hennepin, McLeod, Meeker, Ramsey, Washington, Wright, or northern Dakota. Employees of more than 150 companies, including General Mills, are also eligible for membership, as are immediate family/household members of current City & County Credit Union members.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60255
Year Chartered1928
Employees155
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.69%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.24B$1.23B
LoansQ1 2025vs Q1 2024$679.2MM$711.1MM
DepositsQ1 2025vs Q1 2024$1.04B$1.04B
Equity CapitalQ1 2025vs Q1 2024$96.3MM$81.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.5MM$5.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$1.5MM
Real Estate OwnedQ1 2025vs Q1 2024$412K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

City & County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Automatic Savings
0.18%*$25k*-Health Savings Account
OTHER TIERS: 0.05% → $0 - $2.5k | 0.10% → $2.5k - $10k | 0.14% → $10k - $25k
0.10%$0-Daily Interest Savings
0.10%$5-Share Savings
0.10%$5-Business Share Savings
0.10%$0-Holiday Club Savings
0.10%$0-Kids Club Savings

City & County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Savings
OTHER TIERS: 0.10% → $0 - $2.5k | 0.35% → $2.5k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k

City & County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$10k-Business AdvantagePlus Checking
0.18%$10k-AdvantagePlus Checking
0.14%*$25k*-Advantage Checking
OTHER TIERS: 0.06% → $2.5k - $10k | 0.10% → $10k - $25k
0.10%$2.5k-Business Advantage Checking
0.03%$0-iSelect Checking

City & County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$5k-9 Month CD Special-New Money
4.20%$5k-Business 9 Month CD Special-New Money
4.00%$5k-9 Month CD Special
4.00%$5k-Business 9 Month CD Special
3.61%$5k-15 Month CD Special-New Money
3.61%$5k-Business 15 Month CD Special-New Money
3.40%$5k-15 Month CD Special
3.40%$5k-Business 15 Month CD Special
2.78%$1k-60 Month CD
2.78%$1k-Business 60 Month CD
2.73%$100$10k6 Month Youth Add on CD
2.52%$1k-48 Month CD
2.52%$1k-Business 48 Month CD
2.42%$1k-36 Month CD
2.42%$1k-Business 36 Month CD
2.17%$1k-24 Month CD
2.17%$1k-Business 24 Month CD
1.96%$1k-12 Month CD
1.96%$1k-Business 12 Month CD
1.76%$100$5k12 Month Saving Builder Add on CD
1.51%$1k-6 Month CD
1.50%$1k-Business 6 Month CD

City & County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$5k-9 Month IRA Special- New Money
4.00%$5k-9 Month IRA Special
3.61%$5k-15 Month IRA Special- New Money
3.40%$5k-15 Month IRA Special
2.78%$1k-60 Month IRA
2.52%$1k-48 Month IRA
2.42%$1k-36 Month IRA
2.17%$1k-24 Month IRA
1.96%$1k-12 Month IRA
0.60%*$100k*-IRA Account
OTHER TIERS: 0.35% → $1 - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k
Locations

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