City & County Credit Union is headquartered in Saint Paul and is the 9th largest credit union in the state of Minnesota. It is also the 358th largest credit union in the nation. It was established in 1928 and as of December of 2019, it had grown to 151 employees and 62,655 members at 14 locations. City & County Credit Union's CD rates are 17% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in City & County Credit Union is open to those who live, work, worship, or attend school in the Minnesota counties of Carver, Hennepin, McLeod, Meeker, Ramsey, Washington, Wright, or northern Dakota. Employees of more than 150 companies, including General Mills, are also eligible for membership, as are immediate family/household members of current City & County Credit Union members.
See current membership details
Consumer Beware
Customer beware:
This credit union will take your money then charge a daily fee for everyday your account was negative.. I was charged for 35 bucks for 2 dollar purchase that in it's self is just wrong. They say they care about their customers but in fact they really only care about the customer if they have money... I asked for a 50 dollar overdraft protection they denied me because I don't make enough money because I'm on disability. This is how they treat a customer that has been with them for over 5 years. They say they are different from other banks and yes they are because they are even more greedy then real banks. Do yourself a favor and bank elsewhere...
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60255 |
| Year Chartered | 1928 |
| Employees | 151 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 4.5% |
| Annual Interest Income | $32.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $893.6MM$548.8MM |
| Loans | Q4 2019vs Q4 2018 | $551.0MM$311.0MM |
| Deposits | Q4 2019vs Q4 2018 | $781.0MM$476.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $103.3MM$53.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $2.4MM$2.3MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $2.0MM$1.9MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $399.00K$0 |
