City & County Credit Union is headquartered in Saint Paul and is the 8th largest credit union in the state of Minnesota. It is also the 370th largest credit union in the nation. It was established in 1928 and as of June of 2022, it had grown to 138 employees and 62,485 members at 13 locations. City & County Credit Union's CD rates are 51% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in City & County Credit Union is open to those who live, work, worship, or attend school in the Minnesota counties of Carver, Hennepin, McLeod, Meeker, Ramsey, Washington, Wright, or northern Dakota. Employees of more than 150 companies, including General Mills, are also eligible for membership, as are immediate family/household members of current City & County Credit Union members.
See current membership details
Hard Pull For Savings
The bank did a hard credit pull for just opening savings and 36mo CD accounts
Consumer Beware
Customer beware:
This credit union will take your money then charge a daily fee for everyday your account was negative.. I was charged for 35 bucks for 2 dollar purchase that in it's self is just wrong. They say they care about their customers but in fact they really only care about the customer if they have money... I asked for a 50 dollar overdraft protection they denied me because I don't make enough money because I'm on disability. This is how they treat a customer that has been with them for over 5 years. They say they are different from other banks and yes they are because they are even more greedy then real banks. Do yourself a favor and bank elsewhere...
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60255 |
| Year Chartered | 1928 |
| Employees | 138 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 5.89% |
| Annual Interest Income | $14.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.19B$1.13B |
| Loans | Q2 2022vs Q2 2021 | $601.4MM$549.7MM |
| Deposits | Q2 2022vs Q2 2021 | $1.06B$1.00B |
| Equity Capital | Q2 2022vs Q2 2021 | $80.1MM$114.1MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $3.6MM$4.3MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $402.00K$332.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$132.00K |
