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City & County Credit Union


Overview / Commentary
www.cccu.com
651-225-2700
144 11th St E
Saint Paul, MN 55101

City & County Credit Union is headquartered in Saint Paul and is the 8th largest credit union in the state of Minnesota. It is also the 362nd largest credit union in the nation. It was established in 1928 and as of December of 2021, it had grown to 129 employees and 62,729 members at 13 locations. City & County Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in City & County Credit Union is open to those who live, work, worship, or attend school in the Minnesota counties of Carver, Hennepin, McLeod, Meeker, Ramsey, Washington, Wright, or northern Dakota. Employees of more than 150 companies, including General Mills, are also eligible for membership, as are immediate family/household members of current City & County Credit Union members.
See current membership details

Reviews (2)

Hard Pull For Savings

Posted by: |

The bank did a hard credit pull for just opening savings and 36mo CD accounts

1

Consumer Beware

Posted by: |

Customer beware:
This credit union will take your money then charge a daily fee for everyday your account was negative.. I was charged for 35 bucks for 2 dollar purchase that in it's self is just wrong. They say they care about their customers but in fact they really only care about the customer if they have money... I asked for a 50 dollar overdraft protection they denied me because I don't make enough money because I'm on disability. This is how they treat a customer that has been with them for over 5 years. They say they are different from other banks and yes they are because they are even more greedy then real banks. Do yourself a favor and bank elsewhere...

1


Health
A+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #60255
Year Chartered1928
Employees129
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.04%
Annual Interest Income$28.1MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.17B$1.06B
LoansQ4 2021vs Q4 2020$556.7MM$555.5MM
DepositsQ4 2021vs Q4 2020$1.04B$940.3MM
Equity CapitalQ4 2021vs Q4 2020$114.2MM$114.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.5MM$5.0MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$287.00K$694.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$13.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not City & County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

City & County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-IRA Account
OTHER TIERS: 0.20% → $1 - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.20%--Automatic Savings
0.19%*$25k*-Health Savings Account
OTHER TIERS: 0.08% → Up to $2.5k | 0.13% → $2.5k - $10k | 0.16% → $10k - $25k
0.15%--Daily Interest Savings
0.15%--Christmas Club Savings
0.15%--Dino Mite Savers
0.10%$5-Share Savings
0.10%$5-Business Share Savings

City & County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Savings
OTHER TIERS: 0.20% → Up to $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k

City & County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%$10k-AdvantagePlus Checking
0.22%$10k-Business AdvantagePlus Checking
0.19%*$25k*-Advantage Checking
OTHER TIERS: 0.13% → $2.5k - $10k | 0.16% → $10k - $25k
0.13%$2.5k-Business Advantage Checking
0.08%--iSelect Checking

City & County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$100$10k12 Month Youth CD
1.26%$1k-60 Month CD
1.26%$1k-Business 60 Month CD
1.05%$1k-48 Month CD
1.05%$1k-Business 48 Month CD
0.90%$1k-36 Month CD
0.90%$1k-Business 36 Month CD
0.75%$1k-24 Month CD
0.75%$1k-Business 24 Month CD
0.60%$1k-12 Month CD
0.60%$1k-Business 12 Month CD
0.50%$100$5k12 Month Savings Builder CD
0.40%$1k-6 Month CD
0.40%$1k-Business 6 Month CD

City & County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$1k-60 Month IRA
1.05%$1k-48 Month IRA
0.90%$1k-36 Month IRA
0.75%$1k-24 Month IRA
0.60%$1k-12 Month IRA
Locations

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