Overview / Commentary
City Credit Union is headquartered in TUSCALOOSA and is the 65th largest credit union in the state of Alabama. It is also the 3,470th largest credit union in the nation. It was established in 1950 and as of March of 2019, it had grown to 5 employees and 1,935 members at 1 location. City Credit Union has a B health rating.
Field of Membership Restrictions
City CU of Alabama is open to the City of Tuscaloosa employees and their families.
See current membership details
Health
B
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62062 |
| Year Chartered | 1950 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.95% |
| Return on Equity - YTD | 4.34% |
| Annual Interest Income | $168.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $18.0MM$18.3MM |
| Loans | Q1 2019vs Q1 2018 | $8.4MM$7.9MM |
| Deposits | Q1 2019vs Q1 2018 | $14.3MM$14.7MM |
| Equity Capital | Q1 2019vs Q1 2018 | $4.0MM$3.9MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $184.00K$150.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $6.00K$8.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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City Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | Shares | |
| 0.40% | - | - | Christmas Club | |
| 0.40% | - | - | IRA Savings |
City Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | - | - | 12 Month CD | |
| 0.50% | - | - | 6 Month CD |
City Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | - | - | 12 Month IRA | |
| 0.50% | - | - | 6 Month IRA |
Locations
| City Credit Union Locations | ||
|---|---|---|
| Branch Office | 2302 JACK WARNER PKWY | TUSCALOOSA, AL 35401-1034 |