Overview / Commentary
City Credit Union (MO) is headquartered in Independence and is the 44th largest credit union in the state of Missouri. It is also the 2,551st largest credit union in the nation. It was established in 1960 and as of September of 2019, it had grown to 9 employees and 4,463 members at 1 location. City Credit Union (MO)'s CD rates are 39% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
City CU of Missouri is open to the residents or people that maintain employment in Jackson County, employees of Independence Power & Light, employees of the site listed CU-affiliated SEG's, and the family members of any current CU member.
See current membership details
Health
B
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City Credit Union (MO) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67924 |
| Year Chartered | 1960 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.42% |
| Return on Equity - YTD | 12.38% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $40.5MM$39.8MM |
| Loans | Q3 2019vs Q3 2018 | $23.9MM$22.0MM |
| Deposits | Q3 2019vs Q3 2018 | $35.5MM$35.4MM |
| Equity Capital | Q3 2019vs Q3 2018 | $4.6MM$4.0MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $205.00K$219.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $293.00K$80.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |