Overview / Commentary
City Credit Union (MO) is headquartered in Independence and is the 42nd largest credit union in the state of Missouri. It is also the 2,288th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 11 employees and 4,177 members at 1 location. City Credit Union (MO) has a B+ health rating.
Field of Membership Restrictions
Membership in City Credit Union is open to those who live or work in Jackson County, Missouri. Employees of 19 SEGs (including five Missouri cities) qualify for membership, as do immediate family members of any current City Credit Union member.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City Credit Union (MO) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67924 |
| Year Chartered | 1960 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.01% |
| Return on Equity - YTD | 16.27% |
| Annual Interest Income | $831K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $59.5MM$56.8MM |
| Loans | Q1 2025vs Q1 2024 | $36.9MM$37MM |
| Deposits | Q1 2025vs Q1 2024 | $51.5MM$49.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.2MM$6.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $641K$554K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $472K$460K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |