City CU (TX) is headquartered in Dallas and is the 50th largest credit union in the state of Texas. It is also the 615th largest credit union in the nation. It was established in 1942 and as of December of 2020, it had grown to 101 employees and 36,521 members at 8 locations. City CU (TX) has a B+ health rating.
Field of Membership Restrictions
City CU offers membership to individuals who live, work, worship, or attend school in the Texas counties of Cooke, Dallas, Denton, Ellis, Grayson, Kaufman, or Rockwall. Employees and members of more than 180 Select Employer Groups also qualify for membership.
See current membership details
Close To Home, Open Saturdays Til 1
Went to local branch yesterday and put a little money to work in a 5 year cd. Lots of activity in the drive through. Seems like they a good local presence.
A little dated in their capabilities: no electronic transfers, which was ok with me because they're 15 minutes away.
VERY UNHAPPY CUSTIOMER
DO NOT BANK WITH THIS CU!!!!!!! They are one of a very FEW INSTITUTUIONS in the USA which charge an early withdrawal penalty on your RMD's which are required by IRS be withdrawn annually. Also, by virtue of closing an account in the middle of the month, they withheld the entire amount of ACCRUED INTEREST which amounted to well over $400.00 in my case. BETTER READ THE FINE PRINT IN THE DISCLOSURE BEFORE DEPOSITING ANY MONEY!!!!! They will screw you if given a chance.
BEWARE------------BEWARE----------BEWARE
Awful Service!!!
I have not gotten any previous letters, phone calls, notifications on my online account or anything before getting a letter that they’re going to close my account. I tried to call to get things straightened out and they asked for a card number. I never received a card, I have a car loan through the bank. I will never go through this bank for a loan ever again. I would not recommend anyone to go through them. They also make it a living hell to make loan payments online.
WORST BANK EVER!!!
I’ve had this bank for 8 years... they continue and continue to over draft my account even if there is enough money to cover all my transactions... they post a “funds held” charge of $30 then overdraft any of my future transactions.. their lucky number is 3 they always seem to overdraft me 3 charges... so they charged me $90 in over draft fees and my account is $93 negative..... how am I negative only $93 if I overdrafted 3 times... they over draft you before you are negative cause that money to come out of your account. Their math doesn’t make sense and they can’t seem to explain to me how it happened. Stay away far far away. I wrote a review on their fb page and they totally disabled the review section... I wonder why
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67669 |
| Year Chartered | 1942 |
| Employees | 101 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 5.59% |
| Annual Interest Income | $21.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $548.5MM$496.3MM |
| Loans | Q4 2020vs Q4 2019 | $322.9MM$340.6MM |
| Deposits | Q4 2020vs Q4 2019 | $485.6MM$438.6MM |
| Equity Capital | Q4 2020vs Q4 2019 | $53.7MM$50.2MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $5.2MM$4.2MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $6.2MM$3.4MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |