City CU (TX)

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.citycu.org

214-515-0100

7474 Ferguson Rd
Dallas, TX 75228-6543

City CU (TX) is headquartered in Dallas and is the 53^rd largest credit union in the state of Texas. It is also the 639^th largest credit union in the nation. It was established in 1942 and as of December of 2024, it had grown to 106 employees and 35,198 members at 5 locations. City CU (TX)'s CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

City CU offers membership to individuals who live, work, worship, or attend school in the Texas counties of Collin, Cooke, Dallas, Denton, Ellis, Grayson, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, or Wise. Employees and members of more than 180 Select Employer Groups also qualify for membership.
See current membership details

Reviews (2)

Write a Review

Do Not Trust These People

Posted by: striptees | Oct 11, 2023

The other negative reviews here are all true. I have experienced the same problems, and more.

This is NOT a trustworthy bank. They seem to always be looking for a reason to gouge the customer or find a "gotcha".

I could write paragraphs about all the stunts they've pulled, but it would be TLDR, and neither you nor I have the time.

BOTTOM LINE: I have two other banks, no problems. What does that tell you?

Comment

Not Trustworthy

Posted by: Holdthebag | Sep 29, 2023

One minute this credit union tells you that you can open an account with them via email, then when you take the time to travel to the branch they then tell you that you are not eligible to open an account with them.

If I could give zero stars I would. Do yourself a huge favor and stay far far away from this credit union.

Also while in the branch, another customer came in to report fraud on their account so I don't know how secure their systems and apps really are.

Comment

Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67669
Year Chartered	1942
Employees	106
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	4.66%
Annual Interest Income	$32.8MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$639.5MM$676.7MM
Loans	Q4 2024vs Q4 2023	$369.2MM$388MM
Deposits	Q4 2024vs Q4 2023	$549.2MM$598.3MM
Equity Capital	Q4 2024vs Q4 2023	$72MM$67.4MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$6.3MM$6.7MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$6.4MM$6.6MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not City CU (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

City CU (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$100	-	Holiday Helper Account
0.20%	$100	-	Share Savings
0.20%	$500	-	Business Savings
0.20%	$100	-	Association Savings

City CU (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%^*	$100k^*	-	Money Market Account
OTHER TIERS: 1.45% → $2.5k - $25k \| 1.55% → $25k - $50k \| 1.65% → $50k - $100k
1.75%^*	$100k^*	-	Business Money Market
OTHER TIERS: 1.45% → $2.5k - $25k \| 1.55% → $25k - $50k \| 1.65% → $50k - $100k

City CU (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2.5k	-	Regular Checking
0.10%	$2.5k	-	Business Interest Checking

City CU (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	6 Month CD
4.15%	$1k	-	12 Month CD
4.15%	$1k	-	Business 12 Month CD
3.70%	$1k	-	24 Month CD
3.70%	$1k	-	Business 24 Month CD
3.65%	$1k	-	36 Month CD
3.65%	$1k	-	Business 36 Month CD
3.50%	$1k	-	60 Month CD
3.50%	$1k	-	Business 60 Month CD
3.45%	$1k	-	48 Month CD
3.45%	$1k	-	Business 48 Month CD

City CU (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$1k	-	12 Month IRA
3.70%	$1k	-	24 Month IRA
3.65%	$1k	-	36 Month IRA
3.50%	$1k	-	60 Month IRA
3.45%	$1k	-	48 Month IRA
0.50%	$250	-	IRA Savings
0.50%	$250	-	Roth IRA Savings

Locations

City CU (TX) Locations
Branch Office	1625 N Highway 77	Waxahachie, TX 75165
Branch Office	406 N Grand Ave Suite 101	Gainesville, TX 76240
Branch Office	506 E Highway 67	Duncanville, TX 75137
Branch Office	7474 Ferguson Rd	Dallas, TX 75228
Branch Office	401 W Wilson Ave	Sherman, TX 75090

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.