City CU (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
3.25%	5-year CD	60 Month CD 3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
3.25%	5-year IRA	60 Month IRA (Traditional, Roth) 1.99% - National Average
2.25%	1-year CD	12 Month CD 2.45% - Goldman Sachs Bank USA High-yield 12 Month CD

View all City CU (TX) rates »

Overview / Commentary

www.citycu.org

214-515-0100

7474 Ferguson Rd
Dallas, TX 75228

City CU (TX) is headquartered in Dallas and is the 54^th largest credit union in the state of Texas. It is also the 630^th largest credit union in the nation. It was established in 1942 and as of March of 2018, it had grown to 113 employees and 35,340 members at 8 locations. City CU (TX)'s CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

City CU offers membership to individuals who live, work, worship, or attend school in the Texas counties of Cooke, Dallas, Denton, Ellis, Grayson, Kaufman, or Rockwall. Employees and members of more than 180 Select Employer Groups also qualify for membership.
See current membership details

Close To Home, Open Saturdays Til 1

Posted by: locojoe | Jun 10, 2018

Went to local branch yesterday and put a little money to work in a 5 year cd. Lots of activity in the drive through. Seems like they a good local presence.

A little dated in their capabilities: no electronic transfers, which was ok with me because they're 15 minutes away.

Comment

3

WORST BANK EVER!!!

Posted by: Cecicaudle | Aug 14, 2018

I’ve had this bank for 8 years... they continue and continue to over draft my account even if there is enough money to cover all my transactions... they post a “funds held” charge of $30 then overdraft any of my future transactions.. their lucky number is 3 they always seem to overdraft me 3 charges... so they charged me $90 in over draft fees and my account is $93 negative..... how am I negative only $93 if I overdrafted 3 times... they over draft you before you are negative cause that money to come out of your account. Their math doesn’t make sense and they can’t seem to explain to me how it happened. Stay away far far away. I wrote a review on their fb page and they totally disabled the review section... I wonder why

Comment

1

Health

A

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67669
Year Chartered	1942
Employees	113
Primary Regulator

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	7.53%
Annual Interest Income	$4.3MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$418.6MM$384.2MM
Loans	Q1 2018vs Q1 2017	$284.9MM$246.4MM
Deposits	Q1 2018vs Q1 2017	$364.1MM$335.8MM
Equity Capital	Q1 2018vs Q1 2017	$44.3MM$40.4MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$3.5MM$3.3MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$1.4MM$1.4MM
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not City CU (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

City CU (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$100	-	IRA Savings
0.50%	$100	-	Roth IRA Savings
0.25%	$100	-	Share Savings
0.25%	$100	-	Holiday Helper Account
0.25%	$500	-	Business Savings
0.25%	$100	-	Association Savings

City CU (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.60% → $2,500 - $25k \| 0.65% → $25k - $50k \| 0.70% → $50k - $100k
0.75%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.60% → $2,500 - $25k \| 0.65% → $25k - $50k \| 0.70% → $50k - $100k

City CU (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2.5k	-	Regular Checking
0.10%	$2.5k	-	Business Interest Checking

City CU (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$500	-	60 Month CD
3.25%	$500	-	Business 60 Month CD
3.00%	$500	-	48 Month CD
3.00%	$500	-	Business 48 Month CD
2.75%	$500	-	36 Month CD
2.75%	$500	-	Business 36 Month CD
2.50%	$500	-	24 Month CD
2.50%	$500	-	Business 24 Month CD
2.25%	$500	-	12 Month CD
2.25%	$500	-	Business 12 Month CD
1.50%	$500	-	6 Month CD

City CU (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$250	-	60 Month IRA
3.00%	$250	-	48 Month IRA
2.75%	$250	-	36 Month IRA
2.50%	$250	-	24 Month IRA
2.25%	$250	-	12 Month IRA

Locations

City CU (TX) Locations
Branch Office	1625 N Highway 77	Waxahachie, TX 75165
Branch Office	406 N Grand Ave Suite 101	Gainesville, TX 76240
Branch Office	3015 Frankford Rd	Dallas, TX 75287
Branch Office	126 E Colorado Blvd	Dallas, TX 75203
Branch Office	506 E Highway 67	Duncanville, TX 75137
Branch Office	7474 Ferguson Rd	Dallas, TX 75228
Branch Office	401 W Wilson Ave	Sherman, TX 75090
Corporate Office	2626 Howell St Ste 965	Dallas, TX 75204

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.