City County Employees Credit Union (FL)


Overview / Commentary
727-447-1076
1810 N Belcher Rd
Clearwater, FL 33765

City County Employees Credit Union (FL) is headquartered in Clearwater and is the 89th largest credit union in the state of Florida. It is also the 2,603rd largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 8 employees and 3,926 members at 1 location. City County Employees Credit Union (FL) has a B health rating.

Field of Membership Restrictions

City County Employee Credit Union is open to those who live, work, or worship in Pinellas County, Florida. Employees and retirees (and their family members) of the City of Clearwater, Pinellas County, the City of Largo, or the Town of Belleair qualify for membership. Members of CWA Local 3179 are eligible to join, as are the residents Bel-Keene Neighborhood, University Park Unit 1, Normandy Park Neighborhood, or Live Oak Neighborhood.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. City County Employees Credit Union (FL) has a low asset base.

Health Grade Components

Overall
NCUA #67323
Year Chartered1941
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.46%
Annual Interest Income$540K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$41.4MM$37.1MM
LoansQ1 2025vs Q1 2024$24.6MM$27.6MM
DepositsQ1 2025vs Q1 2024$37.9MM$33.4MM
Equity CapitalQ1 2025vs Q1 2024$3.2MM$3.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$382K$579K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$113K$413K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


City County Employees Credit Union (FL) Locations
Branch Office1810 N Belcher RdClearwater, FL 33765-1448

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