Civista Bank is headquartered in Sandusky and is the 14th largest bank in the state of Ohio. It is also the 367th largest bank in the nation. It was established in 1884 and as of September of 2020, it had grown to 448 employees at 35 locations. Civista Bank has an A+ health rating.
This bank may look good on paper, but in reality, it does NOT care about customers! The policies are horrendous! They will nickel and dime you over everything and, worst of all, cut you off from your accounts which CANCELS BILL PAY!!! I cannot imagine running any business this way! DO NOT USE THIS BANK!! I have narrowly avoided catastrophic issues due to their hostile policies. Cold, arrogant, deceptive. RUN!!!
|FDIC Certificate #||12982|
|Return on Assets - YTD||1.15%|
|Return on Equity - YTD||9.19%|
|Annual Interest Income||$74.1MM|
|Assets and Liabilities|
|Assets||Q3 2020vs Q3 2019||$2.81B$2.26B|
|Loans||Q3 2020vs Q3 2019||$2.03B$1.64B|
|Deposits||Q3 2020vs Q3 2019||$2.09B$1.65B|
|Equity Capital||Q3 2020vs Q3 2019||$337.7MM$318.2MM|
|Loan Loss Allowance||Q3 2020vs Q3 2019||$22.6MM$14.1MM|
|Unbacked Noncurrent Loans||Q3 2020vs Q3 2019||$5.4MM$5.8MM|
|Real Estate Owned||Q3 2020vs Q3 2019||$0$0|
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