Civista Bank is headquartered in Sandusky and is the 15th largest bank in the state of Ohio. It is also the 385th largest bank in the nation. It was established in 1884 and as of December of 2019, it had grown to 457 employees at 36 locations. Civista Bank has an A+ health rating.
This bank may look good on paper, but in reality, it does NOT care about customers! The policies are horrendous! They will nickel and dime you over everything and, worst of all, cut you off from your accounts which CANCELS BILL PAY!!! I cannot imagine running any business this way! DO NOT USE THIS BANK!! I have narrowly avoided catastrophic issues due to their hostile policies. Cold, arrogant, deceptive. RUN!!!
|FDIC Certificate #||12982|
|Return on Assets - YTD||1.55%|
|Return on Equity - YTD||11.22%|
|Annual Interest Income||$98.0MM|
|Assets and Liabilities|
|Assets||Q4 2019vs Q4 2018||$2.30B$2.13B|
|Loans||Q4 2019vs Q4 2018||$1.70B$1.55B|
|Deposits||Q4 2019vs Q4 2018||$1.70B$1.60B|
|Equity Capital||Q4 2019vs Q4 2018||$319.7MM$288.7MM|
|Loan Loss Allowance||Q4 2019vs Q4 2018||$14.8MM$13.7MM|
|Unbacked Noncurrent Loans||Q4 2019vs Q4 2018||$5.8MM$6.7MM|
|Real Estate Owned||Q4 2019vs Q4 2018||$0$0|
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