Civista Bank is headquartered in SANDUSKY and is the 11th largest bank in the state of Ohio. It is also the 327th largest bank in the nation. It was established in 1884 and as of March of 2025, it had grown to 519 employees at 41 locations. Civista Bank has an A health rating.
It Is Fraud Not A Bank
My advise to stay away from this bank, it is a fraud, some one stole 50K from my account over 3 months ago and bank did not do anything. Bank was notified on the transaction immediately while the transaction was pending they could not stop the fraudulent transaction, even FBI said CIVISTA bank got money but they won’t release and they denied to credit my account. This is worst experience I have during my 25 years of banking relation with different banks I had.
My advise for those who see this review there are lots of other choices you have but stay away from this bank, unless you want to still try it and end up writing a review like I’m doing now. Good Luck!
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12982 |
| Year Established | 1884 |
| Employees | 519 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 10.05% |
| Annual Interest Income | $53.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $4.14B$3.87B |
| Loans | Q1 2025vs Q1 2024 | $3.07B$2.86B |
| Deposits | Q1 2025vs Q1 2024 | $3.25B$2.99B |
| Equity Capital | Q1 2025vs Q1 2024 | $467.6MM$446.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $40.3MM$38.8MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $31.1MM$16MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $209K$0 |
