Civista Bank

Civista Bank

Overview / Commentary
100 East Water Street
Sandusky, OH 44870

Civista Bank is headquartered in Sandusky and is the 14th largest bank in the state of Ohio. It is also the 371st largest bank in the nation. It was established in 1884 and as of March of 2021, it had grown to 460 employees at 35 locations. Civista Bank has an A+ health rating.

Reviews (1)


This bank may look good on paper, but in reality, it does NOT care about customers! The policies are horrendous! They will nickel and dime you over everything and, worst of all, cut you off from your accounts which CANCELS BILL PAY!!! I cannot imagine running any business this way! DO NOT USE THIS BANK!! I have narrowly avoided catastrophic issues due to their hostile policies. Cold, arrogant, deceptive. RUN!!!


Health Grade Components

FDIC Certificate #12982
Year Established1884
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD12.69%
Annual Interest Income$25.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$3.05B$2.57B
LoansQ1 2021vs Q1 2020$2.04B$1.73B
DepositsQ1 2021vs Q1 2020$2.50B$2.01B
Equity CapitalQ1 2021vs Q1 2020$345.4MM$326.7MM
Loan Loss AllowanceQ1 2021vs Q1 2020$26.1MM$16.9MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$4.3MM$5.7MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0

Sorry, we do not have rate data for Civista Bank.



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.