Civista Bank is headquartered in SANDUSKY and is the 13th largest bank in the state of Ohio. It is also the 345th largest bank in the nation. It was established in 1884 and as of June of 2023, it had grown to 532 employees at 41 locations. Civista Bank has an A+ health rating.
My advise to stay away from this bank, it is a fraud, some one stole 50K from my account over 3 months ago and bank did not do anything. Bank was notified on the transaction immediately while the transaction was pending they could not stop the fraudulent transaction, even FBI said CIVISTA bank got money but they won’t release and they denied to credit my account. This is worst experience I have during my 25 years of banking relation with different banks I had.
My advise for those who see this review there are lots of other choices you have but stay away from this bank, unless you want to still try it and end up writing a review like I’m doing now. Good Luck!
This bank may look good on paper, but in reality, it does NOT care about customers! The policies are horrendous! They will nickel and dime you over everything and, worst of all, cut you off from your accounts which CANCELS BILL PAY!!! I cannot imagine running any business this way! DO NOT USE THIS BANK!! I have narrowly avoided catastrophic issues due to their hostile policies. Cold, arrogant, deceptive. RUN!!!
|FDIC Certificate #||12982|
|Return on Assets - YTD||1.4%|
|Return on Equity - YTD||11.84%|
|Annual Interest Income||$84.8MM|
|Assets and Liabilities|
|Assets||Q2 2023vs Q2 2022||$3.61B$3.03B|
|Loans||Q2 2023vs Q2 2022||$2.60B$2.04B|
|Deposits||Q2 2023vs Q2 2022||$2.96B$2.49B|
|Equity Capital||Q2 2023vs Q2 2022||$432.5MM$361.2MM|
|Loan Loss Allowance||Q2 2023vs Q2 2022||$35.1MM$27.4MM|
|Unbacked Noncurrent Loans||Q2 2023vs Q2 2022||$7.9MM$3.5MM|
|Real Estate Owned||Q2 2023vs Q2 2022||$0$0|
Sorry, we do not have rate data for Civista Bank.